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HomeMy WebLinkAboutAGENDA REPORT 1999 0505 CC REG ITEM 09CTO: CITY OF MOORPARK AGENDA REPORT Honorable City Council ITEM 4, Ci9 CITY OF f,- City Council Meeting 96 r ACTION': / irb tied an-of FROM: John E. Nowak, Assistant City Manager Prepared by: Urban Futures, Inc. DATE: April 26, 1999 (City Council Meeting of 05/05/99) SUBJECT: Consider Holding a Tax Equity Fiscal Responsibility Act Hearing, and Adoption of Resolution No. 99 Approving the Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority; Amendment of an Indenture of Trust; and Issuance of Multifamily Housing Revenue Refunding Bonds. BACKGROUND: In 1992 the City of Moorpark issued $21,700,000 in Variable Rate Demand Multifamily Housing Refunding Revenue Bonds (Le Club Apartment Project) 1992 Series A (the "Bonds "). The proceeds of the Bonds were used by the City to fund a loan (the "Loan ") to Moorpark Le Club Ltd., a California limited partnership (the "Developer ") that constructed 370 units at 51 Majestic Court in the City of Moorpark. The tax - exempt bonds were originally issued for the development in exchange for the Developer guaranteeing that at least 20 percent of the units would be set aside for families with income that met the definitions of low- and moderate - incomes. PTR- California Holdings(3) Incorporated, a Delaware corporation 4/26/99CAMY DOCUMENTSWRA050599.STRDOC ( )C053 TEFRA Hearing Meeting of 05 May 1999 Page 02 (the "Borrower ") has requested that the City of Moorpark assist in the refunding of the 1992 Bonds into a fixed rate structure as opposed to the Bonds' current variable rate mode. A Tax Equity Fiscal Responsibility Act (TEFRA) public hearing is required as part of the funding process. DISCUSSION: When the Bonds were issued in 1992, the City of Moorpark acted as a conduit issuer. What this means is that the City, with its ability to issue tax - exempt obligations, issued the Bonds and loaned the proceeds to the Developer. The Developer paid all of the expenses and fees related to the issuance, plus significant fees to the City. The 1992 Bonds, as is true of the proposed re- issuance, are not, nor have they ever been an obligation of the City of Moorpark, nor of the Redevelopment Agency. The security for the Bonds has always been the revenue produced by the property's income stream and the real estate itself. The Borrower is requesting that the City of Moorpark join the California Statewide Communities Development Authority (CSCDA) who will issue the refunding Bonds. Pursuant to the provisions of the Joint Powers Act, commencing with Section 6500 of the California Government Code (the "JPA Act ") , various California cities, counties and districts have entered into a joint exercise of powers agreement (the "Agreement ") pursuant to which CSCDA was organized. As of this date, 175 cities, 47 counties, and over 45 districts or agencies of some type, are Program Participants of CSCDA. Once the refunding Bonds are issued by CSCDA the City of Moorpark will no longer have an obligation to administer the Project's regulatory agreement or to assume any other major administrative obligations related to the Project. 4 /26 /99CAMY DOCUMENTSIMRA050599.STF.DOC _2_ TEFRA Hearing Meeting of 05 May 1999 Page 03 The Borrower has agreed to pay to the City a one -time financing fee in the amount of $54,250, due and payable upon the execution and delivery of the Bonds. In addition the Borrower has paid the City a one -time fee of $10,000 in repayment of expenses for staff and its financial advisor costs related to issuance of the Bonds, plus an annual fee of $21,700 during the term of the bonds beginning June 1, 2000. These payments are guaranteed in a "Regulatory Agreement and Declaration of Restrictive Covenants" that is a part of the.bond approval and sale. If the bondholder desires to refinance the bond again in the future with tax - exempt financing, the City's approval would again be required. In the past the annual monitoring of the Project was provided under contract by Urban Futures, Inc., the City's financial advisor. Under the new JPA arrangement, Urban Futures, Inc., the nation's largest bond administrator, will continue to monitor the Project under its master monitoring agreement with CSCDA. Prior to taking action on the resolution, the City Council is required to hold a public hearing on TEFRA. Any comments received at the hearing are to be forwarded with the Council's action to bond counsel. RECOMMENDATION: Staff recommends the City Council: (1) Open the public hearing for the Tax Equity Fiscal Responsibility Act Hearing and take public testimony; and (2) Close the public hearing and record any comments received; and (3) Adopt Resolution No. 99- Approving, Authorizing and Directing Execution of an Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority; the Amendment of an Indenture of Trust; and approving the Issuance of Multifamily Housing Revenue Refunding Bonds. 4126/99CAMY DOCUMENTSWRA050599.STF.DOC 00oO55 TEFRA Hearing Meeting of 05 May 1999 Page 04 Attached: 1. Resolution No. 99- 2. Amended and Restated Joint Exercise of Powers Agreement 3. First Supplemental Indenture of Trust 4. Regulatory Agreement and Declaration of Restrictive Covenants 4/26199CAMY DOCUMENTSWRA050599.STF.DOC 000056 RESOLUTION NO. 99- A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF MOORPARK, CALIFORNIA APPROVING, AUTHORIZING AND DIRECTING EXECUTION OF AN AMENDED AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY AND THE AMENDMENT OF AN INDENTURE OF TRUST, AND APPROVING THE ISSUANCE OF MULTIFAMILY HOUSING REVENUE REFUNDING BONDS WHEREAS, the City of Moorpark, California (the "City "), has expressed an interest in participating in the economic development financing programs (the "Programs ") in conjunction with the parties to that certain Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority (the "Authority "), dated as of June 1, 1988 (the "Agreement "); and WHEREAS, there is now before this City Council the form of the Agreement; and WHEREAS, the City proposes to participate in a Program and desires that a 370 -unit multifamily residential housing facility located at 51 Majestic Court, Moorpark, California, commonly known as Le Club Apartments .(the "Project "), originally financed with the proceeds of multifamily housing revenue bonds issued by the City (the "Prior Bonds "), be refinanced pursuant to the Program with the proceeds of a series of multifamily housing revenue refunding bonds (the "Bonds ") to be issued by the Authority; and WHEREAS, PTR- California Holdings (3) Incorporated, the owner of the Project (the "Developer "), has requested that the City amend the provisions of the Indenture of Trust, dated as of November 1, 1992 (the "Prior Indenture "), by and between the City and U.S. Bank Trust National Association, as successor trustee (the "Prior Trustee ") to facilitate the redemption of the Prior Bonds; and WHEREAS, the Prior Indenture prohibits the legal defeasance of the Prior Bonds with Available Amounts (as defined in the Indenture) while the Prior Bonds bear interest at a Variable Rate and the definition of Available Amounts excludes proceeds of refunding bonds as a bankruptcy -proof source of the payment of the redemption price of the Prior Bonds; and Resolution No 99- Page 2 WHEREAS, Section 9.01 of the Prior Indenture provides that the provisions thereof, the City and the Prior Trustee may enter into an indenture supplemental thereto for the purpose of curing, correcting or supplementing any defective provision contained in the Indenture not inconsistent with the Indenture and which shall not adversely affect the interests of the holders of the Prior Bonds; and WHEREAS, the Obligations ._.Will be considered to be "qualified exempt facility bonds" under Section 142(a) of the Internal Revenue Code of 1986, as amended (the "Code "), and Section 147(f) of the Code requires that the "applicable elected representative" with respect to the geographical area in which the Project is located hold a public hearing on and approve the issuance of the Obligations; and WHEREAS, this City Council is the elected legislative body of the City; and WHEREAS, a notice of public hearing in a newspaper of general circulation in the City has been published, to the effect that a public hearing would be held by this City Council regarding the issuance of the Obligations by the Authority and the nature and location of the Project; and WHEREAS, this City Council held said public hearing on such date, at which time an opportunity was provided to present arguments both for and against the issuance of such Obligations and the nature and location of the-Project; and WHEREAS, it is in the public interest and for the public benefit that the City do so; and WHEREAS, the Agreement has been filed with the City, and the members of the City Council of the City, with the assistance of its staff, have reviewed said document. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF MOORPARK DOES HEREBY RESOLVE AS FOLLOWS: Resolution No. 99- Page 3 SECTION 1. The Agreement is hereby approved and the Mayor or the City Manager, or any designee thereof, is hereby authorized and directed to execute said document, and the City Clerk is hereby authorized and directed to attest thereto. SECTION 2. The Council hereby approves the issuance of the Bonds by the Authority for the purpose of refinancing the Project and redeeming the Prior Bonds, and ratifies all actions heretofore taken with respect to the Bonds and the Project with the understanding the Authority will issue the Bonds subject to the inclusion of the City as a third party beneficiary in the Regulatory Agreement and Declaration of Restrictive Covenants to be executed and delivered in connection with the issuance and delivery of the Bonds. It is the purpose and intent of the Council that this resolution constitutes approval of the Bonds for the purposes of Section .9 of the Agreement. SECTION 3. The First Supplemental Indenture of Trust, dated as of May 1, 1999 (the "First Supplement "), by and between the City and the Prior Trustee, in the form on file with the City Clerk, is hereby approved. The Mayor, City Manager and Finance Director (the "Designated Officers "), and each of them, are hereby authorized and directed, for and in the name and on behalf of the City, to execute and deliver the First Supplement, and the City Clerk, or any deputy thereof, is hereby authorized to attest the signature of the Designated Officers, in substantially said form, with such additions thereto or changes therein as are recommended or approved by the Designated Officers upon consultation with bond counsel, including such additions or changes are necessary or advisable to effect the intent of this Resolution, the approval of such additions or changes to be conclusively evidenced by the execution and delivery by the City of the First Supplement. SECTION 4. The Designated Officers of the City are hereby authorized and directed, jointly and severally, to do any and all things and to execute and deliver any and all documents that they deem necessary or advisable in order to carry out, give effect to and comply with the terms and intent of this Resolution and the financing approved hereby. 0000'S"9 Resolution No. 99- Page 4 SECTION 5. The Developer shall be responsible for the payment of all present and future costs in connection with the issuance of the Obligations, including, but not limited to, any fees and expenses incurred by the City in anticipation of the issuance of the Obligations. The payment of the principal, redemption premium, if any, and purchase price of and interest on the Obligations shall be solely the responsibility of the Developer. The Obligations shall not constitute a debt or obligation of the City. SECTION 6. The adoption of this Resolution is solely for the purpose of meeting the requirements of the Code and shall not be construed in any other manner, the City nor its staff having fully reviewed or considered the financial feasibility of the refinancing of the Project or the expected operation of the Project with regards to any State of California statutory requirements, and such adoption shall not obligate, without further formal action to be taken by this City Council, (i) the City to provide financing to the Developer for the refinancing of the acquisition, construction and development of the Project or to issue the Obligations for purposes of such refinancing; or (ii) the City, of or any department of the City, to approve any application or request for, or take any other action in connection with the ownership or operation of the Project. SECTION 7. The City Clerk of the City shall forward a certified copy of this Resolution and an originally executed Agreement to Thomas A. Downey, Esq. Jones Hall, A Professional Law Corporation 650 California Street, 18th Floor San Francisco, California 94108 Ana Marie del Rio, Esq. Orrick, Herrington & Sutcliffe LLP Old Federal Reserve Bank Building 400 Sansome Street San Francisco, California 94111 OGUCA) Resolution No. 99 Page 5 SECTION 8. Effective Date. This Resolution shall take effect from and after the date of its passage and adoption. SECTION 9. The City Clerk shall certify to the adoption of this Resolution and shall cause a certified Resolution to be filed in the book of original Resolutions. PASSED AND ADOPTED THIS 5th day of May 1999. Patrick Hunter, Mayor ATTEST: Deborah S. Traffenstedt, City Clerk AXACI AMENDED AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY - THIS AGREEMENT, dated as of June 1. 1988, by and among the parties executing this Agreement (all such parties, except those which have withdrawn in accordance with Section 13 hereof, being herein referred to as the "Program Participants "): WITNESSETH WHEREAS, pursuant to Title 1, Division 7, Chapter-5 of the Government Code of the State of California (the "Joint Exercise of Powers. Act "), two or more public agencies may by agreement jointly exercise any power common to the contracting parties; and WHEREAS, each of the Program Participants is a "public agency" as that term is defined in Section 5500 of the Government Code of the State of California, and WHEREAS, each of the Program Participants is empowered to `promote economic development, including, without 14- nation,- the promotion of opportunities for the creation or retention of employment, the stimulation of economic activity, and the increase of the tax base, within its boundaries; and WHEREAS, a public entity established pursuant to the Joint Exercise of Powers Act is empowered to issue industrial development bonds pursuant to the California Industrial Development Financing Act (Title 10 (commencing with Section 91500 of the Government Code of the State of California)) (the "Act ") and to otherwise undertake financing programs under the Joint Exercise of Powers Act or other applicable provisions of law to promote economic development through the issuance of bonds, notes, or other evidences of indebtedness, or certificates of participation in leases or other agreements (all such instruments being herein collectively referred to as "Bonds "); and WHEREAS, in order to promote economic development within the State of California, the County Supervisors Association of California ("CSAC "), together with the California Manufacturers Association, has established the Bonds for Industry program (the "Program "). 0000C1ti WHEREAS, in furtherance of the Program, certain California counties (collectively, the "Initial Participants ") have entered into that certain Joint Exercise of Powers Agreement dated as of November 18, 1987 (the "Initial Agreement "), pursuant to which the California Counties Industrial Development Authority has been established as a separate entity under the Joint Exercise of Powers Act for the purposes and with the powers specified in the Initial Agreement; and WHEREAS, the League of California Cities ( "LCC ") has determined to join as a sponsor of the Program and to actively participate it the administration of the Authority; and WHEREAS, the Initial Participants have determined to specifically authorize the Authority to issue Bonds pursuant to Article 2 of the Joint Exercise of Powers Act ( "Article 2 ") and Article 4 of the Joint Exercise of Powers Act ( "Article 4 "), as well as may be authorized by the Act or other applicable law; and WHEREAS, the Initial Participants desire to rename the California Counties Industrial Development.Authority to better reflect the additional sponsorship of the Program;,and WHEREAS, each of the Initial Participants has determined that it is in the public interest of the citizens within its boundaries, and to the benefit of such Initial Participant and the area and persons served by such Initial Participant, to amend and restate in its entirety the Initial Agreement in .order to implement the provisions set forth above; and WHEREAS, it is the desire of the Program Participants to use a public entity established pursuant to the Joint Exercise of Powers Act to undertake projects within their respective jurisdictions that may be financed with Bonds issued pursuant to the Act, Article 2, Article 4, or other applicable provisions of law; and WHEREAS, the projects undertaken will result in significant public benefits, including those public benefits set forth -in Section 91502.1 of the Act, an increased level of economic activity, or an increased tax base, and will therefore serve and be of benef_t to the inhabitants of the jurisdictions of the Program Participants; NOW, THEREFORE, the Program Participants, for and in consideration of the mutual promises and agreements herein contained, do agree to restate and amend the Initial Agreement in its entirety to provide as follows: r Section 1. Purpose. This Agreement is made pursuant to the provisions of the Joint Exercise of Powers Act, relating to the joint exercise of powers common to public agencies, in this case being the Program Participants. .The Program Participants each possess the powers referred to in the recitals hereof. The purpose of this Agreement is to establish an agency for, and with the purpose of, issuing Bonds-to finance projects within the territorial limits of the Program Participants pursuant to the Act, Article 2, Article 4, or other appliable provisions of law; provided, however that - nothing in this Agreement shall be construed as a limitation on the rights of the Program Participants to pursue economic development outside -of this Agreement, including the rights to issue Bonds through industrial development authorities under the Act, or as otherwise permitted by law. Within the various jurisdictions of the Program Participants such purpose will be accomplished and said powers - exercised in the manner hereinafter set forth. Section 2. Term. This Agreement shall become effective as of the date hereof and shall continue in full force and effect for a period of forty (40) years from the date hereof, or until such time as it is terminated in writing by all the Program Participants; provided, however, that this Agreement shall not terminate or be terminated until the date on which all Bonds or other indebtedness issued or caused to be issued by the Authority shall have been retired, or full provision shall have been made for their retirement, including interest until their retirement date. Section 3. Authority. A. CREATION AND-POWERS OF AUTHORITY. (1) Pursuant to the Joint. Exercise of Powers Act, there is hereby created a public entity to be known as the "California Statewide Communities Development Authority" (the "Authority "), and said Authority shall be a public entity separate and apart from the Program Participants. Its debts, liabilities and obligations do not constitute debts, liabilities or obligations of any party to this Agreement. B. COMMISSION. The Authority shall be administered by a Commission (the "Commission ") which shall consist of seven members, each 3 60006 serving in his or her individual capacity as a member of the Commission. The Commission shall be the administering agency of this Agreement, and, as such, shall be vested with the powers set forth herein, and shall execute and administer this Agreement in accordance with the purposes and functions provided herein. Four members of the Commission shall be appointed by the governing body of CSAC and three members of the Commission shall be appointed by the. governing body of LCC. Initial members of the Commission shall serve a term ending June 1, 1991. Successors to such members shall be selected in the manner in which the respective initial member was selected and shall serve a term of three years. -,And appointment to fill an unexpired term, however, shall be for such unexpired term. The term of office specified above shall be applicable unless the term of office of the respective member is terminated as hereinafter provided, and provided that the term of any member shall not expire until a successor thereto has been appointed . as provided herein. Each of CSAC and LCC may appoint an alternate member of the Commission for each member -of the Commission which it appoints. Such alternate member may act "as a member of the Commission in place of and during the absence or disability of such regularly appointed member. All references in this ' Ig.e£ment to any member of the Commission shall be deemed to refer to and include the applicable alternate member when so acting in place-of a regularly appointed member. Each member or alternate member of the Commission may be removed and replaced at any time by the governing body by which such member was appointed. Any individual, including any member of the governing body or staff of CSAC or LCC, shall be eligible to serve as a member or alternate member of the Commission. Members and alternate members of the Commission shall not receive any compensation for serving as such but shall be entitled to reimbursement for any expenses actually incurred in connection with serving as a member or alternate member, if the Commission shall determine that such expenses shall be reimbursed and there are unencumbered-funds available for such purpose. C: OFFICERS; DUTIES; OFFICIAL BONDS. The Commission shall elect a Chair, a Vice - Chair, and a Secretary of the Authority from among its members to serve.for such term as shall be determined by the Commission. The Com7,,ission shall appoint one or more of its officers or 4 0CUG5 employees to serve as treasurer, auditor, the Authority (the "Treasurer ") pursuant the Joint Exercise of Powers Act to serve shall be determined by the Commission. and controller of to Section 6505.6 of for such term as Subject to the applicable provisions of any resolution, indenture or other instrument or proceeding authorizing or securing Bonds (each such resolution, indenture; instrument and proceeding being herein referred to as an 'Indenture ") providing for a trustee or other fiscal agent, the Treasurer is designated as the depositary of the Authority to have custody of all money of the Authority, from whatever source derived. The Treasurer of the Authority shall have the powers, duties and responsibilities specified in Section 6505.5 of the Joint Exercise of Powers Act. The Treasurer of the Authority is designated as the public officer or person who has charge of, handles, or has access to any property of the Authority, and such officer shall file an official bond with the Secretary of the Authority in the amount specified by resolution of the Commission but in no event less than $1,000. If and to the extent permitted by law, any such officer-may satisfy this requirement by filing an official bond in at least said amount obtained in connection with another public office. The Commission shall have the power to appoint such ct:er officers and employees as it may deem necessary and to retain independent counsel, consultants and accountants. The Commission shall have the power, by resolution, to the extent permitted by the Joint Exercise of Powers Act or any other applicable law, to delegate any of its functions to one or more of the members of the Commission or officers or agents of the Authority and to cause any of said members, officers or agents to take any actions and execute any documents or instruments for and in the name and on behalf of the Commission or the Authority. D. MEETINGS OF THE COMMISSION. (1) Regular Meetings. The Commission shall meetings; provided, however, it regular meeting each year. The holding of the regular meetings of the Commission and a copy of with each party hereto. provide for its regular shall hold at least one date, hour and place,of the shall be fixed by resolution such resolution shall be filed 5 A (2) Special Meetings. special meetings of the' Commission may be called in accordance with the provisions of Section 54956 of the Government Code of the State of California. - (3) Ralph M. Brown'Act. All meetings of the Commission, including, without .limitation, regular, adjourned regular, special, and adjourned special meetings shall be called, noticed, held and conducted in accordance with the provisions of the Ralph M: Brown Act (commencing with Section 54950 of the Government Code of-the State of California). (4) Minutes.' The Secretary of the Authority shall cause to be kept minutes of the regular, adjourned regular, special, and adjourned special meetings of the Commission and shall, as soon as possible after each meeting, cause a copy of the minutes to be forwarded to each member of the Commission. (5) Quoru m. A majority of the members of the Commission which includes at least one member appointed by the governing body of each of CSAC and LCC shall constitute a quorum for the transaction of business. No action-may be taken by the Commission except upon the affirmative vote of a majority of the members of the Commission which incudes at least one member appointed by the governing body of each of CSAC and LCC, except that less than a quorum may adjourn a meeting to another time and place. E. RULES AND REGULATIONS. The Authority may adopt, from time to time, by resolution of the Commission such rules and regulations for the conduct of its meetings and affairs as may be required. Section 4. Powers. The Authority shall have any and all powers relating to economic development authorized by law to each of the parties hereto and separately to the public entity herein created, including, without limitation, the promotion of opportunities for the creation and retentiop of employment, the stimulation of economic activity,. and the increase of the tax base, within the jurisdictions. of such parties.-. Such powers shall include the common powers specified in this 6 U0C0r►' Agreement and may be exercised in the manner and according to the method provided in this Agreement. All such powers common to the parties are specified as powers of the Authority. The Authority is hereby authorized to do all acts necessary 'for the exercise of such powers, including, but not limited to, any or all of the following: to make and enter into contracts; to employ agents and employees; to acquire, construct, provide for maintenance and operation of, or maintain and operate, any buildings, works or improvements; to acquire, hold or-dispose of property wherever located; to incur debts, liabilities or obligations; to receive - gifts, contributions and donations of property, funds, services and other forms of assistance from-persons, firms, corporations and any governmental entity; to sue and be sued in its own name; and generally to do any and all things necessary or convenient to the promotion of economic development, including without limitation the promotion of opportunities for 'the creation or retention of employment, the stimulation of economic activity, and the increase of the tax base, all as herein contemplated. without limiting the generality of the foregoing, the Authority may issue or cause to be issued bonded and other indebtedness, and pledge any property or revenues as security to the extent permitted under the Joint Exercise of Powers Act, including Article 2 and Article 4, the Act or any other applicable provision of law. The manner in which the Authority shall exercise its powers and perform its duties is and shall be subject to the restrictions upon the manner in which a California county could exercise such powers and perform such duties until a California general law city shall become a Program Participant, at which time it shall be subject to the restrictions upon the manner in which a California general law city could exercise such powers and perform such duties. The manner in which the Authority shall exercise its powers and perform its duties shall not be subject to any restrictions applicable to the manner in which any other public .agency could exercise such powers or perform such duties, whether such agency is a party to this Agreement or not. Section 5. Fiscal Year. For the purposes *of this Agreement, the term - Fiscal Year" shall mean the fiscal year as established from time to time by the Authority, being, at the date of this Agreement, the period from July l to and including the following June 30, except for the first Fiscal Year which shall be the period from the date of this Agreement to June 30, 1988. ­70 hr Section B. Disposition of Assets. At the end of the term hereof or upon the earlier termination of this Agreement as set forth in Section 2 hereof, after payment of all expenses and liabilities of the Authority, all property of the Authority both real and personal shall automatically vest in the Program Participants and shall thereafter remain the sole property of the Program Participants; provided, however, that any surplus money on hand shall be returned in proportion to the contributions made by the Program Participants. Section 7. Bonds. The Authority shall issue Bonds for the purpose of exercising its powers and raising the funds necessary to carry out its purposes under this Agreement. Said Bonds may, at the discretion of Authority, be issued in series. The services of bond counsel, financing consultants and other consultants and advisors working on the projects and /or.their financing shall be used by the Authority. The fees and 'expenses of such counsel, consultants, advisors, and the expenses of CSAC, LCC, and the Commission shall be paid from the proceeds of the Bonds or any other unencumbered funds of the Authority available for such purpose. Section 9. Local Approval. A copy of the application for financing of a project shall be filed by the Authority with the Program Participant in whose jurisdiction the project is to be located. The Authority shall not issue Bonds with respect to any project unless the governing body of the Program Participant in whose jurisdiction the project is to be located, or its duly authorized designee, shall approve, conditionally or unconditionally, the project, including the issuance of Bonds therefor..- Action to approve or disapprove a project shall be taken within 45 days of the filing with the Program Participant. Certification of approval or disapproval shall be made by the clerk of the governing body of the Program Participant, or by such other officer as may be designated by the applicable Program Participant, to the Authority.. Section 8. Bonds Only Limited and Special Obligations of Authority. The Bonds, together with the interest and premium, if any; thereon, shall not be deemed to constitute a debt of any Program Participant, CSAC, or LCC or pledge of the faith and credit of the Program Participants, CSAC, LCC, or the A G OGOG9 r Authority. The Bonds shall be only special obligations of the Authority, and the Authority shall under no circumstances be obligated to pay the Bonds or the respective project costs except from revenues and other funds pledged therefor. Neither the Program Participants, CSAC, LCC, nor the Authority shall be obligated to pay the principal'of, premium, if any, or interest on the Bonds, or other costs incidental thereto, except from the revenues and funds pledged therefor, and neither the faith and credit nor the taming power of the Program Participants nor the faith and credit of CSAC, LCC, or the Authority shall be pledged to the payment of the principal_ of, premium, if any, or interest on the Bonds nor shall the Program Participants, CSAC, LCC, or the Authority in any manner be obligated to make any appropriation for such payment.. No covenant or agreement contained in any Bond or Indenture shall be deemed to be a covenant or agreement of any member of the Commission, or any officer, agent or employee of the Authority in his individual capacity and neither the Commission of the Authority nor any officer thereof executing. the Bonds shall be liable personally on any Bond or be subject to any personal liability or accountability by reason of the issuance of any Bonds. Section 10. Accounts and Reports. All funds of the Authority shall be strictly accounted for. The Authority shall establish and maintain such funds and accounts as may be required by good accounting practice and by any provision of any Indenture (to the extent such duties are not assigned to a trustee of Bonds). The books and records of the Authority shall be open to inspection at all reasonable times by each Program Participant. The Treasurer of the Authority shall cause an independent audit to be made of the books of accounts and financial records of the Agency by a certified public accountant or public accountant in compliance with the provisions of Section 6505 of the Joint Exercise of Powers Act. In each case the minimum requirements of the audit shall be those prescribed by the State Controller for special districts under Section 26909 of the Government Code of the State of California and shall conform to generally accepted auditing standards When such an audit of accounts and records is made by a certified public accountant or public accountant, a report thereof shall be filed as public records with each Program Participant and also With the county auditor of each county in which a Program Participant is located. Such report shall be filed within 12 months. of the end of the Fiscal Year or Years under examination_ 17an� 0 GOCC0 70 Any costs of the audit, including contracts with, or employment of, certified public accountants or public accountants in making an audit pursuant to this Section, shall be borne by the Authority and shall be a charge against any - unencumbered funds of the Authority available for that purpose. In any Fiscal Year the Commission may, by resolution adopted by unanimous vote, replace.the annual special audit with an audit covering a two -year period. The Treasurer of the Authority, within 120 days after the close of each Fiscal Year, shall give a complete written report of all financial activities for such Fiscal Year to each of the Program Participants to the extent such activities are not covered by the reports of the trustees for the Bonds. The trustee appointed under each Indenture "shall establish suitable funds, furnish financial reports and provide suitable accounting procedures to carry out the provisions of said Indenture-. Said trustee may be given such duties in said Indenture as may be desirable to carry out this Agreement. Section 11. Funds. Subject to the applicable provisions of each Indenture, which may provide for a trustee to receive, have custody of and disburse Authority funds, the Treasurer of the Authority shall receive, have the custody of and disburse Alithnrity funds pursuant to the accounting procedures developed under Section 10 hereof, and shall make the disbursements required by this Agreement or otherwise necessary to carry out any of the provisions or purposes of this Agreement. Section 12. Notices. Notices and other communications hereunder to the Program Participants shall be sufficient if delivered to the clerk of the governing body of each Program Participant. Section 13. Withdrawal and Addition of Parties. A Program Participant may withdraw from this Agreement upon written notice to the Commission; provided, however, that no such withdrawal shall'resuit in the dissolution of the Authority so long as any Bonds remain outstanding under an Indenture. Any such withdrawal shall be effective only upon receipt of the notice of withdrawal by the Commission which shall acknowledge receipt of such notice of withdrawal in writing and shall file such notice as an amendment to this Agreement effective upon such filing. 10 Qualifying public agencies may be added as parties to this Agreement and become Program Participants upon: (i) the filing by such public agency of an executed counterpart of this Agreement, together with a certified copy of the resolution of the governing body of such public agency approving this Agreement and the execution and delivery hereof; and (ii) adoption of a resolution of the Commission approving the addition of such public agency as a Program Participant. Upon satisfaction of such conditions, the Commission shall file such executed counterpart of this Agreement as an amendment hereto, effective upon such filing. Section 14. Indemnification. To the full extent permitted by law, the Commission - may authorize indemnification by the Authority* of any--person who is or was a member or alternate member of the Commission, or an officer, employee or other agent of the Authority, and who was or is a party or is threatened to be made a party to a proceeding by reason of the fact that such person is or was such a member or alternate member of the Commission, or an officer, employee or other agent of the Authority, against expenses, judgments, fines, settlements and other amounts actually and reasonably incurred in connection with such proceeding, if such person acted in good faith and in a manner such person reasonably believed to be in the -best interests of the Authority and, in the case of a criminal proceeding, had no reasonable cause to believe the conduct of such person was unlawful and, in the cise of an action by or in the right of the Authority, acted with such care, including reasonable inquiry, as an ordinarily prudent person in a like position would use under similar circumstances. Section 15. Contributions and Advances. Contributions or advances of public funds and of the use of personnel, equipment or property may be made to the Authority by the parties hereto for any of the purposes of this Agreement. Payment of public funds may be made to defray the cost of any such contribution. Any such advance may be made subject to repayment, and in such case shall be repaid, in the manner agreed upon by the Authority and the party making such advance at the time of such advance. Section 16. Immunities. -All of the privileges and immunities from liabilities, exemptions from laws, ordinances and rules, all pension, relief, disability, workers' compensation, and other benefits which apply to the activity of officers, agents or employees of Program Participants when performing their 11 000072'r 6 respective functions within the territorial limits of their respective public agencies, shall -apply to them to the same degree and extent while engaged as members of the Commission or otherwise as an officer, agent or other representative of the Authority or while engaged in the performance of any of their functions or duties extraterritori ally under the- provisions of this Agreement. Section 17. Amendments. Except as provided in Section 13 above, this Agreement shall not be amended, modified, or altered except by a writte,-z\ instrument duly executed by each of the Program Participants. Section 18. Effectiveness. This Agreement shall become effective and be in full 'force and effect and a legal, valid and binding obligation of. each of the Program Participants at 9 :00 a.m., California time, on the date that the Commission shall have received from each of the Initial Participants an executed counterpart of this Agreement, together with a certified copy of a resolution of the governing body of each such Initial Participant approving this Agreement and the execution and delivery hereof. Section 19. Partial Invalidity. If any one or more of the terms, provisions, promises, covenants or conditions of this Agreement shall to any extent be adjudged invalid, unenforceable, void or voidable for any reason whatsoever by a court of competent jurisdiction, each and all of the remaining terms, provisions, promises, covenants and conditions of this Agreement shall not be affected thereby, and shall be valid and enforceable to the fullest extent permitted by law. section 20. Successors. This Agreement shall be binding upon and shall inure to the benefit of the successors of the parties hereto. Except to the extent expressly provided herein, no party may assign any right or obligation hereunder without the consent of the other parties. Section 21. Miscellaneous. This Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 12 C00073 The section headings herein are for convenience only and are not to be construed as modifying or governing the language in the section referred to. Wherever in this Agreement any consent or approval is required, the same shall not be unreasonably withheld. This Agreement is made in the State of California, under the Constitution and laws of such state and is to be so construed. This Agreement is the complete and exclusive statement of the agreement among' -the parties hereto, which supercedes and merges all prior proposals, understandings, and other agreements, including, without limitation, the Initial Agreement, whether oral, Written, or implied in conduct, between and among the parties relating to the subject matter of this Agreement. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and attested by their proper officers thereunto duly authorized, and their official seals to be hereto affixed, as of the day and year first above written. Program Participant: (SEAL) By Name: Patrick Hunter Title: Mayor ATTEST: By " Name: Deborah S. Traffenstedt Title: City Clerk 0000 4 33 0000 4 ATTACHMENT A AMENDMENT TO A JOINT POWERS AGREEMENT FOR THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY; 270 PARTICIPANTS AS OF June 8, 1998 CITIES (173 City of Agoura Hills City of Cypress City of Alhambra Town of Danville City of Albany City of Davis City of Altascadero City of Dos Palos City of Anaheim City of El Cajon City of Arcadia City of El Centro City of Auburn City of Emeryville City of Avalon City of Encinitas City of Azusa City of Escondido City of Bakersfield City of Etna City of Banning City of Eureka City of Beaumont City of Fairfield City of Bell City of Folsom City of Benicia City of Fresno City of Berkeley City of Fountain Valley City of Brea City of Fullerton City of Brentwood City of Glendora City of Buena Park City of Grass Valley City of Burbank City of Gridley City of Burlingame City of Hanford City of Campbell City of Hawaiian Gardens City of California City City of Hercules City of Canyon Lake City of Hollister City of Carlsbad City of Huntington Beach City of Carson City of Huntington Park City of Cathedral City City of Industry City of Ceres City of Inglewood City of Chula Vista City of Ione City of Chowchilla City of Irvine City of Citrus Heights City of La Mesa City of Claremont City of La Palma City of Clearlake City of Laguna Beach City of Clovis City of Laguna Hills City of Commerce City Lake Forest City of Corcoran City of Lakeport City of Corona City of Lakewood City of Cotati City of Lancaster City of Cudahy City of Lathrop X00075 City of Lincoln City of Lindsay City of Livingston City of Lodi City of Lompoc City of Long Beach City of Los Angeles City of Los Banos City of Lynwood City of Madera City of Manteca City of Marysville City of Maywood City of Merced City of Millbrae City of Mission Viejo City of Modesto City of Monterey City of Monterey Park Town of Moraga City of Moreno Valley City of Morgan Hill City of Mountain View City of National City City of Norwalk City of Novato City of Oakland City of Oceanside City of Orange City of Oroville City of Oxnard City of Pacifica City of Palmdale City of Palos Verdes Estates City of Paramount City of Pasadena City of Patterson City of Petaluma City of Pinole City of Pittsburg City of Placerville City of Pleasanton City of Pleasant Hill City of Pomona City of Porterville City of Poway City of Redding DOCSLA1:78072.1 City of Redlands City of Rialto City of Richmond City of Riverside City of Rohnert Park City of Roseville City of Sacramento City of Salinas Town of San Anselmo City of San Bernardino City of San Bruno- City of San Buenaventura City of San Diego City of San Gabriel City of San Jose City of San Juan Capistrano City of San Luis Obispo City of San Marcos City of Sanger City of Santa Clarita City of Santa Cruz City of Santa Fe Springs City of Santa Maria City of Santa Monica City of Santa Paula City of Santa Rosa City of Sausalito City of Seal Beach City of Seaside City of Selma City of Southgate City of South Lake Tahoe City of Stockton City of Suisun City of Thousand Oaks City of Torrance Town of Truckee City of Turlock City of Twentynine Palms City of Union City City of Upland City of Vacaville City of Vallejo City of Visalia City of Vista City of Watsonville City of West Covina Page 2 of 4 City of West Sacramento Tehama County City of Whittier Trinity County City of Woodland Tulare County Ventura County COUNTIES (47) Yolo County Alameda County Yuba County Butte County DISTRICTS (45) Calaveras County American River Fire Protection District Colusa County Apple Valley Fire Protection District Contra Costa County Armona Community Services District Del Norte County Big Bear City Community El Dorado County Services District Glenn County Bolinas Community Public Utility District Humboldt County Bostonia Fire Protection District Imperial County Cardiff Sanitation District Inyo County Chino Valley Independent Fire District Kern County Crest Fire Protection District Kings County Davis Joint Unified School District Lake County Diablo Water District Lassen County Encinitas Fire Protection District Los Angeles County Encinitas Sanitary District Madera County Hamilton Branch Community Services Mariposa County District Mendocino County Hilrnar County Water District Merced County Idyllwild Fire Protection District Modoc County Irish Beach Water District Monterey County June Lake Public Utility District Napa County Keyes Community Services District Nevada County Lake County Service Area No. 20 Orange County Lakeside Fire Protection District Placer County Lakeside Irrigation District Riverside County Los Trancos County Water District Sacramento County Madera County Maintenance District No. 1 San Bernardino County Hidden Lakes Estates San Diego County Meeks Bay fire Protection District San Joaquin County Mid Carmel Valley Fire Protection District San Mateo County Millview County Water District Santa Barbara County North County Fire Protection District Santa Clara County Oceano Community Services District Santa Cruz County Paradise Irrigation District Sierra County Peninsula Library System Siskiyou County Rancho Cucamonga Fire Protection District Solano County San Bernardino County Service Area No. 70 Sonoma County San Diego Rural Fire Protection District Stanislaus County San Lorenzo Valley Water District Sutter County DocsLAi:78072.1 Page 3 of 4 San Miguel Consolidated Fire Protection District Scotts Valley County Water District Sierra Lakes County Water District Springville Public Utility District Squaw Valley County Water District Stinson Beach County Water District Tri- Cities Municipal Water District Tuolumne County Water District No. 1 Upper Lake County Water District Vista Unified School District Winton Water & Sanitary District AGENCIES (4) City of Rialto Redevelopment Agency Culver City Redevelopment Agency Peninsula Library System Whittier Redevelopment Agency CITY AND COUNTY (1) City and County of San Francisco nocsi. I:7sms.1 Page 4 of 4 13138 -08 JH:TAD:ams FIRST SUPPLEMENTAL INDENTURE OF TRUST by and between the CITY OF MOORPARK, As Issuer and U.S. BANK TRUST NATIONAL ASSOCIATION, as Successor Trustee Dated as of May 1, 1999 Relating to: $21,700,000 City of Moorpark Variable Rate Demand Multifamily Housing Refunding Revenue Bonds (Le Club, Apartments Project) 1992 Series A 4/09D G000�3 FIRST SUPPLEMENTAL INDENTURE OF TRUST THIS FIRST SUPPLEMENTAL INDENTURE OF TRUST (this "First Supplement "), dated as of May 1, 1999, by and between the CITY OF MOORPARK, a municipal corporation organized and existing under the laws of the State of Califomia (herein called the "City "), and U.S. BANK TRUST NATIONAL ASSOCIATION, as successor trustee, a national banking association organized and existing under the laws of the United States of America. (herein called the "Trustee "), WITNESSETH WHEREAS, pursuant to that certain Indenture of Trust, dated as of November 1, 1992, by and between the City and the Trustee (the "Indenture "), the City has previously issued its Variable Rate Demand Multifamily Housing Refunding Revenue Bonds (Le Club Apartments Project) 1992 Series A (the "Bonds ") in the original aggregate principal amount of $21,700,000; and .WHEREAS, the proceeds of the Bonds were used by the City to fund a loan (the "Loan ") to Moorpark Le Club, Ltd., a California limited partnership (the "Developer's Predecessor"), as predecessor to PTR- California Holdings (3) Incorporated (the "Developer"), in order to provide financing with respect to a multifamily rental housing development located in the City and commonly known as Le Club Apartments, currently owned by the Developer (the `Project "); and WHEREAS, the Developer has requested that the Project be refinanced through the issuance and delivery of $21,700,000 Multifamily Housing Revenue Refunding Bonds (Le Club Apartments) (the "Refunding Bonds ") by the California Statewide Communities Development Authority (the "Authority") for the purpose of prepaying the Loan and refunding the Bonds; and WHEREAS, the Authority will loan the proceeds of the Refunding to the Developer, which proceeds will be used by the Developer to prepay the Loan and in that way will be used to refinance the Project and redeem the Bonds; and WHEREAS, Section 9.01 of the Indenture authorizes the City and the Trustee, with the written consent of the Bank (as defined in.the Indenture), to enter into an indenture supplemental to the Indenture, without the consent of, or notice to, any of the owners of the Bonds, for the purpose, infer alia, of curing, correcting or supplementing any defective provision contained in the Indenture not inconsistent with the Indenture and which shall not adversely affect the interests of the holders of the Prior Bonds; and WHEREAS, in connection with issuance' of the Refunding Bonds, the City and the Developer desire to provide for prepayment in whole of the Loan and redemption in whole of the Bonds from the proceeds of the Refunding Bonds and /or a draw on the Letter of Credit (as defined in the Indenture) and to amend certain provisions of the Indenture in connection therewith; and WHEREAS, accordingly, the City hereby desires to amend the Indenture pursuant to Section 9.01 thereof, all for the purpose of providing for optional prepayment of the Loan and redemption of the Bonds from the proceeds of the Refunding Bonds and /or a draw on the Letter of Credit; NOW, THEREFORE, THIS FIRST SUPPLEMENTAL INDENTURE OF TRUST WITNESSETH: Section 1. Recitals. The City hereby confirms that the foregoing recitals are true and correct. 1 GOCOE O Section 2. _Definitions (a) General. Except as provided in paragraph (b) of this Section 2, capitalized terms used in this First Supplement shall have the meanings given them in the Indenture unless otherwise defined herein. Nothing in this First Supplement shall amend the definitions set forth in the Indenture except as otherwise expressly provided herein. (b) Definition of Available Amounts. The definition of Available Amounts in the Indenture is hereby amended and restated in its entirety to read as follows: The term "Available Amounts" means (a) the proceeds of -any bonds issued to refund the Bonds, (b) the proceeds of a draw on the Letter of Credit, (c) any other moneys if there is delivered to the Trustee at the time such moneys are deposited with the Trustee an opinion (which may assume that no owner of Bonds is an "insider" within the meaning of the Bankruptcy Code) of nationally recognized bankruptcy counsel to the effect that the use of such moneys to pay the principal of, premium, if any, or interest on the Bonds would not constitute a voidable preferential payment under Section 547 of the Bankruptcy Code in the event the City, the Developer or any member or guarantor of the Developer became a debtor in the proceedings commenced thereunder, or (d) the investment earnings of funds qualifying as Available Amounts under the foregoing clauses." Section 3. Amendment to Section 10.01. Section 10.01(b) of the Indenture is hereby amended and restated in its entirety to read as follows: "(b) by the deposit or credit to the account of the Trustee, in trust, at or before maturity, of money or securities in the necessary amount (as provided in Section 10.04) to pay or redeem Bonds outstanding, whether by redemption or otherwise; or" Section 4. Express Amendment. Except as specifically amended as provided herein, the Indenture shall continue in full force and effect. In the event of any conflict between the terms of the Indenture and the provisions of this First Supplement, the provisions of this First Supplement shall govern. Section 5. Counterparts. This First Supplement may be executed in counterparts, each of which shall be deemed to be an original, and such counterparts shall constitute one and the same instrument. Section 6. Effective Date. This First Supplement shall be effective as of the date first set forth above. Section 7. Governing Law. This First Supplement shall be governed by and construed in accordance with the laws of the State of California applicable to contracts made and performed in such State. Section 8. Incorporation By Reference. The City and the Trustee agree that the amendments contained in this First Supplement shall be incorporated by this reference thereto into the Indenture, which document as so amended shall produce a conformed amended and restated Indenture which collectively shall serve as the sole operative Indenture in connection with the Bonds. Section 9. Ratification and Reaffirmation of Indenture. Except as hereby expressly amended, the Indenture shall remain in full force and effect; and the Indenture, as amended hereby, is ratified and confirmed. Section 10. Binding Effect. This First Supplement shall inure to the benefit of and shall be binding upon the City, the Trustee, the owners of the Bonds and their respective successors and assigns. 2 ( )COSIL Section 11. Waiver of. Notice. The Credit Bank and the Developer, by their consent and acknowledgment hereof, hereby waive any notice of the execution and delivery of this First Supplement that may be required by Section 9.01 of the Indenture. Section 12. The Trustee. The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity or the sufficiency of this First Supplement or the due execution hereof by the City. The recitals contained herein shall be taken as the statements solely of the City, and the Trustee assumes no responsibility for the correctness thereof. 3 ( C () E IN WITNESS WHEREOF, the City and the Trustee have caused this First Supplement to be executed by their duly authorized representatives. CITY OF MOORPARK By: ATTEST: ` Mayor City Clerk U.S. BANK TRUST NATIONAL ASSOCIATION, as Trustee By: Authorized Officer CONSENTED TO AND ACKNOWLEDGED: COMMERZBANK AKTIENGESELLSCHAFT, acting through its Los Angeles Branch By: By: PTR- CALIFORNIA HOLDINGS (3) INCORPORATED, as Borrower By: Its: 4 OOCO83 col 1 2 3 4 5 6 7 8 9 10'. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Attorneys for Plaintiff California Statewide Communities Development Authority IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA IN AND FOR THE COUNTY OF SACRAMENTO CALIFORNIA STATEWIDE COMMUTNITIES ) No. 99AS01384 DEVELOPMENT AUTHORITY, a public ) entity ) Plaintiff, ) V. ) SUMMONS ALL PERSONS INTERESTED IN THE ) CITATION JUDICIAL MATTER of the Approval and ) (§ 860 et seq. of the Code Confirmation of Certain Bonds and ) of Civil Procedure) Related Contracts for the Purpose ) of Refinancing Outstanding ) Multifamily Housing Revenue Bonds } !Pursuant to a Financing Program, and All Proceedings Leading Thereto, Including the Adoption of ) a Resolution Approving Such ) Program and Financings, ) Defendants. 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 NOTICE! YOU HAVE BEEN SUED. THE COURT MAY DECIDE AGAINST YOU WITHOUT YOUR BEING HEARD UNLESS YOU RESPOND NOT LATER THAN MAY 3, 1999, WHICH IS TEN (10) DAYS AFTER COMPLETION OF THE PUBLICATION OF THIS SUMMONS. READ THE INFORMATION BELOW. AVISO! USTED HA SIDO DEMANDADO. EL TRIBUNAL PUEDE DECIDIR CONTRA USTED SIN AUDIENCIA A MENOS QUE USTED RESPONDA NO MAS TARDE QUE EL TRES DE MAYO, 1999, QUE ES DIEZ (10) DIAS DESPUES DE TERMINACION DE PUBLICACION DE ESTA CITACION. LEA LA INFORMACION QUE SIGUE. TO ALL PERSONS INTERESTED IN THE MATTER OF THE APPROVAL AND CONFIRMATION OF CERTAIN BONDS AND RELATED CONTRACTS FOR THE PURPOSE OF REFINANCING OUTSTANDING MULTIFAMILY HOUSING REVENUE BONDS PURSUANT TO A FINANCING PROGRAM, AND ALL PROCEEDINGS LEADING THERETO, INCLUDING THE ADOPTION OF A 'RESOLUTION APPROVING SUCH PROGRAM AND FINANCINGS. PLEASE TAKE NOTICE THAT the California Statewide Communities Development Authority has filed a civil complaint against you pursuant to California Code of Civil Procedure Section 860 et seq. and California Government Code Section 53589.5 for the purpose of validating the proposed issuance of multifamily housing revenue bonds and revenue refunding bonds a portion of which will be issued for the purpose of refinancing bonds issued to finance multifamily housing facilities located in the State of California, including the cities of Agoura Hills, Carlsbad, Huntington Beach, Moorpark and San Buenaventura, and other related matters. If you wish to contest the legality or validity of this lawsuit, You must appear and file with the Court a written pleading in response to the -2- SUMWNS g GGGOS I complaint not later than May 3, 1999, which date is at least ten 2 days after completion of the publication of this summons. Your 3 pleading must be in the form required by the California Rules of 4 Court. Your original pleading must be filed in this Court with 5 proper filing fees and proof that a copy thereof was served on 6 Plaintiff's attorneys. 7 Unless you so respond, your default will be entered upon 8 Plaintiffs' application and this Court may enter a judgment against 9 you for the relief demanded in the complaint. Persons who contest 10 the legality or validity of the matter will not be subject to 11 punitive action, such as wage garnishment or seizure of their real 12 or personal property. 13 YOU MAY SEEK THE ADVICE OF AN ATTORNEY IN ANY MATTER CONNECTED! 14 WI'T'H THE COMPLAINT OR THIS SUMMONS. SUCH ATTORNEY SHOULD BE 15 CONSULTED PROMPTLY SO THAT YOUR RESPONSE MAY BE FILED OR ENTERED 16 WITHIN THE TIME REQUIRED BY THIS SUMMONS. 17 SI USTED DESEA SOLICITAR EL CONSEJO DE UN ABOGADO EN ESTE 18 ASUNTO, DEBERIA HACERLO IMEDIATAMENTE, DE ESTA MANERA, SU REPUESTA 19 ESCRITA, SI HAY ALGUNA, PUEDE SER REGISTRADA A TIEMPO. 20 The name and address of the Court is (E1 nombre y direccion 21 del Superior Tribunal es): 22 Superior Court of the State of California 23 In and for the County of Sacramento 720 Ninth Street 24 Sacramento, California 95814 25 25 27 28 -3- SUMMONS The names and addresses of Plaintiffs' attorneys are (Los nombres y direcciones ;del abogado del demandante son): THOMAS A. DOWNEY, ESQ. COURTNEY L. JONES, ESQ. JONES._ HALL, A PROFESSIONAL LAW CORPORATION 650 California Street, 18th Floor San Francisco., CA 94108 Phone: 415 -391 -5780 Dated: MAR 26 1999 SUMMONS J. CARBONI By: Clerk . (Actuario) 13138 -08 JH:TAD:ams 4/8/99D TO BE RECORDED AND UPON RECORDATION RETURN TO: Jones Hall, A Professional Law Corporation 650 California Street, 18th Floor Dn San Francisco, CA 94108 ATTN: Thomas A. Downey, Esq. KAFT REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS by and among CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, as Issuer and U.S. BANK TRUST NATIONAL ASSOCIATION, as Trustee and PTR- CALIFORNIA HOLDINGS (3) INCORPORATED, as Borrower Dated as of June 1, 1999 Relating to Moorpark Le Club Apartments Moorpark, California e TABLE OF CONTENTS Section 1. Definitions and Interpretation Section 2. ............ ............................. ............................... Completion of the Project .......................................................... ..............................5 Section 3. Residential Rental Property ........ ............................... Section4. Low Income Tenants Section5. ................................................................. ..............................7 Consideration Section 6. .......................................................................... ............................... Tax - Exempt Status of the Bonds; Modification of Special Tax Covenants 8 9 Section 7. ..................... Agreement to Record Section8. ............................................................... .............................10 Reliance Section 9. .................................................................................. .............................10 Project Within the Boundaries County of the ........................... ............................... 10 Section 10. Sale or Transfer of the Project Section11. ................................................... .............................10 Term Section 12. ....................................................................................... .............................11 Burden and Benefit 'Section 13. ................................... ............................... Uniformity; Common Plan' 11 .................................................... ............................... 12 Section 14. Enforcement Section 15. ...................... Estoppel Certificate Section 16. .................................................................. .............................13 Indemnification Section17. .................... Amendments Section 18. ........................................................................ ............................... Notice 14 ...................... 14 Section 19. Severability ........................................................................... Section 20. ............................... Multiple Counterparts ............................................................. .............................14 Section 21. Limited Liability . ................... Section 22. .................. ............................... •••.......•••• The Trustee............ 14 Section 23. ... Attorney's Fees. Section 24. ................... ............... •••••••••••••••••• Administrator.... 15 Section 25. ... ............ •... ............................... Payment of Fees .............................. 15 Section 26. ............................... Governing Law .......................... . Section 27. ............................... ...............16 ............................ Third Party Beneficiaries ............................. ............... . ............ ............................... 16 EXHIBIT A — LEGAL DESCRIPTION OF PROJECT SITE EXHIBIT B — CERTIFICATION OF CONTINUING PROGRAM COMPLIANCE EXHIBIT C - INCOME COMPUTATION AND CERTIFICATION REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS THIS REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS (the "Regulatory Agreement ") is made and entered into as of June 1, 1999, by and among the CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, a joint exercise of powers agency organized and existing under the laws of the State of California (the "Issuer "), U.S. BANK TRUST NATIONAL ASSOCIATION, a national banking association organized under the laws of the United States of America and authorized to accept and execute trusts of the type contemplated by the Indenture (as herein defined), as Trustee (the "Trustee "), and PTR- CALIFORNIA HOLDINGS (3) INCORPORATED, a Delaware corporation (the "Borrower "), WITNESSETH. WHEREAS, the Issuer is a public body corporate and politic (within the meaning of that term in the Regulations of the Department of Treasury and the rulings of the Internal Revenue Service prescribed and promulgated pursuant to the Code (as hereinafter defined) (the "Code "); and WHEREAS, on 1999, the Issuer adopted a resolution authorizing the issuance of its Apartment Development Revenue Bonds (Archstone Communities Trust) (Refunding) Series 1999 _(the "Bonds ") and the loan of the proceeds thereof to the Borrower to enable the Borrower to refinance multifamily housing developments, including a 370 -unit development located within the City of Moorpark as further described herein (the "Project "), all for the public purpose of assisting persons of low and very low income within the area of operation of the Issuer to obtain decent, safe and sanitary housing; and WHEREAS, as more specifically set forth herein, the Borrower will rent or lease or will hold available for rent or occupancy at least twenty percent (20 %) of the dwelling units in the Project to individuals or households of low income, as herein defined, all for the public purpose of assisting such individuals and families to afford the costs of decent, safe and sanitary housing; and WHEREAS, the Act and the Code (each as hereinafter defined), and the regulations and rulings promulgated with respect thereto, prescribe that the use and operation of the Project be restricted in certain respects and in order to ensure that the Project will be used and operated in accordance with said Act, Code, regulations, and rulings, and to that end, the Issuer, the Trustee and the Borrower have determined to enter into this Regulatory Agreement. NOW, THEREFORE, in consideration of the mutual covenants and undertakings set forth herein, and other good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the Issuer, the Trustee and the Borrower hereby agree as follows. Section 1. Definitions and Interpretation. Capitalized terms used herein shall have the following meanings unless the context in which they are used clearly requires otherwise. Any capitalized terms used in this Regulatory Agreement and not defined herein shall have the meaning given such terms in the Indenture. "Act" means Chapter 7 of Part 5 of Division of the Health and Safety Code of the State of California as in effect at the time of the issuance and delivery of the Prior Bonds. "Adiusted Income' means the adjusted income of a person together with the adjusted income of all persons (except children under the age of 18 years) who intend to reside with such person in one residential unit, as calculated in the manner prescribed in the Code. "Administrator" means the Issuer, or a substitute or replacement administrator, if any, appointed by the Issuer, in any case acting as agent of the Issuer in the administration of this Regulatory Agreement. The initial Administrator shall be Urban Futures, Inc. "Area" means the Primary Metropolitan Statistical Area in which the Project is located, as promulgated by HUD. "Bond Counsel" means any attorney at law or firm of attorneys selected by the Issuer, of nationally recognized standing in matters pertaining to the federal tax status of interest on bonds issued by states and political subdivisions, and duly admitted to practice law before the highest court of any state of the United States of America, but shall not include counsel for the Borrower. "Bondholder" or "holder" or "owner of the Bonds" means the registered owner of any Bond as shown on the registration books maintained by the Trustee pursuant to the Indenture. "Bonds" means the California Statewide Communities Development Authority Apartment Development Revenue Bonds (Archstone Communities Trust) (Refunding) Series 1999 , issued in the original principal amount of $21,700,000. "Borrower" means I PTR- California Holdings (3) Incorporated, and its successors and assigns, and any surviving, resulting or transferee entity, as successor in interest to Moorpark Le Club, Ltd., a California limited partnership. "Borrower R epresentative means the person or persons (who may be employees of the Borrower) designated from time to time to act hereunder on behalf of the Borrower in a written certificate furnished to the Issuer and the Trustee, containing a specimen signature of such person or persons and signed on behalf of the Borrower by a duly authorized representative of the Borrower. "City" means the City of Moorpark, California. "Code" means the (Internal Revenue Code of 1954, as amended (herein the "1954 Code ") and the Internal Revenue Code of 1986, as amended (herein the "1986 Code "), in each case to the extent made applicable to matters relating to the Bonds and the Project by Section 1313(a) of the Tax Reform Act of 1986), and with respect to a specific section thereof such reference shall be deemed to include (a) the applicable regulations promulgated or proposed under such section or any previous corresponding section, (b) any successor provision of similar import hereafter enacted, (c} any corresponding provision of any subsequent Internal Revenue Code and (d) the applicable regulations promulgated or proposed under the provisions described in (b) and Q. . "Count" means the County of Ventura. "Indenture" means the Indenture of Trust, dated as of June 1, 1999, between the Issuer and the Trustee, as originallyexecuted or as it may from time to time be amended in accordance with its terms. "Issue Date" means the date on which the Bonds are first issued, being June , 1999. G0009 . "Issuer" means the California Statewide Communities Development Authority, and its successors or assigns.. "Loan" means the loan made by the Issuer to the Borrower pursuant to the Loan Agreement for the purpose of refinancing the Project. "Loan Agreement" means the Loan Agreement, dated as of June 1, 1999, between, the Issuer and the Borrower; as originally executed or as it may from time to time be supplemented or amended. "Low .Income Tenants" means individuals or families, on the basis of the "Income Computation and Certification" attached hereto as Exhibit C and incorporated by referenced herein as certified by such individual or family, who have an Adjusted Income which does not exceed eighty percent (80 %) of the Median Income for the Area. "Low Income Units" means the dwelling units in the Project designated for occupancy by Low Income Tenants pursuant to Section 4. "Median Income for the Area" means the median income for the Area as most recently determined by the Secretary of the Treasury (which determination is required by Code Section 142(d)(2)(B) to be consistent with determinations of area median gross income under Section 8 of the United States Housing Act of 1937, or, if such program is terminated, under such program as in affect immediately before such termination). "Prior Bonds" means $21,700,000 City of Moorpark Variable Rate Demand Multifamily Housing Refunding Revenue Bonds (Le Club Apartments Project) 1992 Series A. "Prior Re ilatoix greement" means the Regulatory Agreement dated as of December 1, 1985, by and among the City, the Borrower, Citicorp Real Estate, Inc., as servicer, and U.S. Bank Trust National Association, as successor trustee. "Project" means the Project Facilities and the Project Site. "Project Facilities" means the multifamily rental housing development consisting of 370 units, including structures, buildings, fixtures or equipment, as it may at any time exist, the acquisition, rehabilitation and development of which facilities are to be financed or refinanced from the proceeds of the sale of the Bonds and any structures, buildings, fixtures or equipment acquired in substitution for, as a renewal or replacement of, or a modification or improvement to, all or any part of such facilities. "Project Loan Documents" means, collectively, the Loan Agreement and all other documents related to the Loan executed by the Borrower. "Project Site" means the parcel of real property described in Exhibit "A" which is attached hereto, and incorporated by reference herein, and all rights and appurtenances thereunto appertaining. "Qualified Project Period" means the period beginning on the first day on which ten percent of the dwelling units in the Project were occupied, and ending on the later of: (a) the date which is ten years after the date on which fifty percent (50 %) of the dwelling units in the Project were occupied; (b) the date which is a qualified number of days after the date on which any of the dwelling units in the Project were occupied; or (c) the date on which any assistance provided with respect to the Project under Section 8 of the United States Housing Act of 1937 terminates. For purposes of clause (b), the term "qualified number of days" means, with 3 C00092 respect to the Bonds, fifty percent (50 %) of the total number of days comprising the period from December 28, 1985 to the maturity date of the Bonds. "Regulations" or "Treasury Regulations" means the Income Tax Regulations promulgated by the Department of the Treasury pursuant to the Code from time to time, as the same may be in effect at the time in question. "Regul_atory Agreement" means this Regulatory Agreement and Declaration of Restrictive Covenants, dated as of June 1, 1999, among the Issuer, the Trustee and the Borrower. "State" means the State of California. "Trustee" means the entity acting as trustee under the Indenture. "Very Low Income Tenants" means individuals or families, on the basis of the "Income Computation and Certification" attached hereto as Exhibit C and incorporated by referenced herein as certified by such individual or family, who have an Adjusted Income which does not exceed fifty percent (50 %) of the Median Income for the Area. "Very Low Income Units" means the dwelling units in the Project designated for occupancy by Very Low Income Tenants pursuant to Section 4. Such capitalized terms as are not defined herein shall have the meanings ascribed to them in the Indenture. Unless the context clearly requires otherwise, words of the masculine, feminine or neuter gender shall be construed to include each other gender when appropriate and words of the singular ` number shall be construed to include the plural number and vice versa, when appropriate. All the terms and provisions hereof shall be construed to effectuate the purposes set forth in this Regulatory Agreement and to sustain the validity hereof. The titles and headings of the sections of this Regulatory Agreement have been inserted for convenience of reference only, are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof or be considered or given any effect in construing this document or any provision hereof or in ascertaining intent, if any question of intent shall arise. Section 2. Completion of the Project. The Borrower hereby represents, as of the date hereof, and covenants, warrants and agrees as follows: (a) The statements made in the various certificates delivered by the Owner to the Issuer and /or the Trustee are true and correct in all material respects. (b) Money on deposit in any fund or account in connection with the Bonds, whether or not such money was derived from other sources, shall not be used by or under the direction of the Borrower, in a manner which would cause the Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code, and the Borrower specifically agrees that the investment of money in any such fund shall be restricted as may be necessary to prevent the Bonds from being "arbitrage bonds' under the Code. (c) The Borrower (and any person related to it within the meaning of Section 147(a) of the Code) will not purchase and hold any Bonds pursuant to any arrangement, formal or informal, and will not take or omit to take, as is applicable, any other action if such action or omission would in any way cause the proceeds from the sale of the Bonds 4 000093 to be applied in a manner contrary to the requirements of the Indenture, the Loan Agreement or this Regulatory Agreement. (d) No default by the Borrower in the performance or observance of any material covenant, agreement or obligation of the Borrower set forth in the Prior Regulatory Agreement has occurred or is continuing as of the Issue Date. (e) The Project has been operated during Borrower's period of ownership, prior to the Bond Issuance Date, in a manner consistent with the Prior Regulatory Agreement. The Borrower is not now in default under the Prior Regulatory Agreement. Section 3. Residential Rental Property. The Borrower hereby acknowledges and agrees that the Project is owned, managed and operated as a "qualified residential rental project" (within the meaning of Section 142(d) of the Code) until the expiration of the Qualified Project Period. To that end, and for the term of this Regulatory Agreement, the Borrower hereby represents, as of the date hereof, and covenants, warrants and agrees as follows: (a) The Project has been acquired by the Borrower for the purpose of providing multifamily residential rental property, and the Borrower shall own, manage and operate the Project as a project to provide multifamily residential rental property comprised of a building or structure or several interrelated buildings or structures, together with any functionally related and subordinate facilities, and no other facilities, in accordance with applicable provisions of Section 142(d) of the Code and Section 1.103 -8(b) of the Regulations, and the Act, and in accordance with such requirements as may imposed thereby on the Project from time to time. , (b) All of the dwelling units in the Project are similarly constructed units, and, to the extent required by the Code and the Regulations, each dwelling unit in the Project contains complete separate and distinct facilities for living, sleeping, eating, cooking and sanitation for a - single person or a family, including a sleeping area, bathing and sanitation facilities and cooking facilities equipped with a cooking range, refrigerator and sink. (c) None of the dwelling units in the Project will at any time be utilized on a transient basis, or will ever be used as a hotel, motel, dormitory, fraternity house, sorority house, rooming house, nursing home, hospital, sanitarium, rest home, retirement house or trailer court or park. (d) No part of the Project will at any time be owned by a cooperative housing corporation, nor shall the Borrower take any steps in connection with a conversion to such ownership or uses. Other than obtaining a final subdivision map on the Project and a Final Subdivision Public Report from the California Department of Real Estate, the Borrower shall not take any steps in connection with a conversion of the Project to a condominium ownership except with the prior written approving opinion of Bond Counsel that the interest on the Bonds will not become includable in gross income for federal income tax purposes thereby under Section 103 of the Code. (e) All of the dwelling units in the Project will be available for rental on a continuous basis to members of the general public and the Borrower will not give preference to any particular class or group in renting the dwelling units in the Project, except to the extent that dwelling units are required to be leased or rented to Low Income Tenants. 5 000094 W The Site consists of a parcel or parcels that are contiguous except for the interposition of a road, street or stream, and all of the Project Facilities comprise a single geographically and functionally integrated project for residential rental property, as evidenced by the ownership, management, accounting and operation of the Project. (g) No dwelling unit in the Project shall be occupied by the Borrower. Notwithstanding the foregoing, this subsection shall not be construed to prohibit occupancy of dwelling units by one or more resident managers or maintenance personnel any of whom may be the Borrower or other administrative personnel; provided that the number of such managers or maintenance personnel is not unreasonable given industry standards in the area for the number of dwelling units in the Project. (h) Should involuntary noncompliance with the provisions of Section 1.103 -8(b) of the Regulations be caused by fire, seizure, requisition, foreclosure, transfer of title by deed in lieu of foreclosure, change in a federal law or an action of a federal agency after the Issue Date which prevents the Issuer from enforcing the requirements of the Regulations, or condemnation or similar event, the Borrower covenants that, within a "reasonable period" determined in accordance with the Regulations, it will either prepay the Loan or apply any proceeds received as a result of any of the preceding events to reconstruct the Project to meet the requirements of Section 142(d) of the Code and the Regulations. (i) The Borrower shall not discriminate on the basis of race, creed, color, sex, source of income (e.g. AFDC, SSI), physical disability, age, national origin or marital status in the rental, lease, use or occupancy of the Project or in-connection-with the employment or application for employment of persons for the rehabilitation, operation and management of the Project. (j) The Borrower shall provide competent and responsible management for the Project by employees of Borrower or an affiliate of Borrower, or a management company and pursuant to a written management agreement, satisfactory to the Issuer. The Borrower shall not enter into any management agreement or arrangement with any other party with respect to the management of the Project without the Issuer's prior written consent, such consent not to be unreasonably withheld. The Borrower shall not materially modify, amend or terminate any approved management agreement without the Issuer's prior written consent, which consent will not be unreasonably withheld. Section 4. Low Income Tenants and Very Low Income Tenants. Pursuant to the requirements of the Code and the Act, the Borrower hereby represents, warrants and covenants that throughout the Qualified Project Period: A. Low Income Units and Very Low Income Units (i) From and after the Issue Date and throughout the term of the Qualified Project Period, (A) not less than 20 percent of the completed units in the Project shall be occupied (or held vacant and available for immediate occupancy) at all times by Low Income Tenants; and (B) one -half of the units reserved for occupancy pursuant to subparagraph (A) above shall be reserved for occupancy by individuals or 'families whose adjusted gross income does not exceed 50 percent of the median adjusted gross income for the area, adjusted for family size, as determined pursuant to Section 8 of the United States Housing Act of 1937 (42 U.S.C.A. Sec. 1437f, or its successor, and the rents for those units will not exceed the amount derived by multiplying 30 percent times 50 percent of the median adjusted gross income for the area, adjusted for family size, as 00090- determined pursuant to Section 8 of the United States Housing Act of 1937 (42 U.S.C.A. Sec. 1437f), or its successor, for a family of one person in the case of a studio unit, two persons in the case of a one bedroom unit, three persons in the case of a two bedroom unit, four persons in the case of a three bedroom unit, and five persons in the case of a four bedroom unit. (ii) The Borrower will designate such units and will make any revisions to such designations (which revisions the Borrower may make from time to time at its sole option, provided that the requirements hereof are met on a continuous basis) by delivery of an appropriate certificate to the Issuer. (iii) The Borrower shall advise the Administrator of the status of the occupancy of the Project on a quarterly basis for the term of this Regulatory Agreement by delivering a Certification of Continuing Program Compliance (in the form attached hereto as Exhibit B) each January 1, April 1, July 1, and October 1, commencing October 1, 1999. Moreover, a unit occupied by a Low Income Tenant or Very Low Income Tenants, as applicable, shall be deemed, upon the termination of such Low Income Tenant's or Very Low Income Tenant's occupancy, to be continuously occupied by a Low Income Tenant or Very Low Income Tenant, as applicable, until reoccupied, other than for a temporary period, at which time the character of the unit shall be redetermined. In no event shall such temporary period exceed 31 days. (iv) The Low Income Units and Very Low Income Units will be intermingled with all other dwelling units in the Project and shall be of a °-quality, and offer a range of sizes and number of bedrooms, comparable to those units which are available to other tenants. Tenants in the Low Income Units and Very Low Income Units shall have equal access and enjoyment to all common facilities of the Project. B. The Borrower will obtain, complete and maintain on file income certifications from each Low Income Tenant or Very Low Income Tenant, as applicable, dated immediately prior to the initial occupancy of such Low Income Tenant or Very Low Income Tenant, as applicable, in the Project, in substantially the form set forth in Exhibit C hereto and will provide such additional information as may be required: in the future by the State of California, the Issuer and the Administrator and by the Code, as the same may be amended from time to time, or in such other form and manner as may be required by applicable rules, rulings, policies, procedures, Regulations or other official statements now or hereafter promulgated, proposed or made by the Department' of the Treasury or the Internal Revenue Service with respect to obligations issued under the Code. A copy of each such income certification will be attached to the quarterly Certificate of Continuing Program Compliance filed with the Administrator pursuant to this Section 4. The Borrower shall make a, good faith effort to verify that the income provided by an applicant in an income certification is accurate by taking one or more of the following steps as a part of the verification process: (i) obtain a pay stub for the most recent pay period, (ii) obtain an income tax return for the most recent tax year, (iii) contact the applicant's current 'employer, or (iv) obtain other independent written evidence of annual income, including statements of social security payments or other forms of governmental assistance. C. The Borrower will maintain a list of persons who have submitted an application to the Borrower of their desire to rent a unit in the Project and paid the application fee, and who have Adjusted Incomes which would qualify them as Low Income Tenants or Very Low Income Tenants, as applicable. 7 0G09 D. The Borrower will maintain complete and accurate records pertaining to the Low Income Units and the Very Low Income Units, and will permit any duly authorized representative of the Issuer, the Administrator, the Department of the Treasury or the Internal Revenue Service to inspect the books and records of the Borrower pertaining to the Project, including those records pertaining to the occupancy of the Low Income Units and the Very Low Income Units, upon not less than forty -eight (48) hours advance written notice. E. The Borrower shall accept as tenants on the same basis as all other prospective tenants, persons who are recipients of federal certificates for rent subsidies pursuant to the existing program under Section 8 of the United States Housing Act of 1937, or its successor. The Borrower shall not apply selection criteria to Section 8 certificate holders that are more burdensome than criteria applied to all other prospective tenants. F. Each lease pertaining to a Low Income Unit or a Very Low Income Unit, as applicable, shall contain a provision to the effect that the Borrower has relied on the income certification and supporting information supplied by the Low Income Tenant or the Very Low Income Tenant, as applicable, in determining qualification for occupancy of the Low Income Unit or the Very Low Income Unit, as applicable, and that any material misstatement in such certification (whether or not intentional) will be cause for immediate termination of such lease. Section 5. Consideration: The Issuer has issued the Bonds to provide funds to make the Loan to provide refinancing for the Project, all for the purpose, among others, of inducing the Borrower to acquire, construct, equip and operate the Project. In consideration of the issuance of the Bonds by the Issuer, the Borrower has entered into this Regulatory Agreement and has agreed to restrict the uses to which the Project can be put for the term hereof. Section 6. Tax - Exempt Status of the Bonds; Modification of Special Tax Covenants. A. Tax - Exempt Status of the Bonds: The Borrower and the Issuer each hereby represents, warrants and agrees that: 1. It will not knowingly take or permit, or omit to take or cause to be taken, as is appropriate, any action that would adversely affect either the exclusion from gross income under federal tax law or the exemption from California personal income taxation of the interest on the Bonds and, if it should take or permit, or omit to take or cause to be taken, any such action, it will take all lawful actions necessary to rescind or correct such actions or omissions promptly upon obtaining knowledge thereof; 2. It will take such action or actions as may be necessary, in the written Opinion of Bond Counsel filed with the Issuer, the Borrower and the Trustee, (i) to comply fully with all applicable rules, rulings, policies, procedures, regulations or other official statements promulgated, proposed or made by the Department of the Treasury or the Internal Revenue Service pertaining to obligations issued under the Code, and (ii) to comply with any applicable requirements of the Act and the Code; and 3. It will file of record such documents and take such other steps as are necessary, in the written Opinion of Bond Counsel filed with the Issuer, the Borrower and the Trustee, in order to insure that the requirements and restrictions of this Regulatory Agreement will be binding upon all owners of the Project. 8 G0009 The Borrower hereby covenants to reference this Regulatory Agreement in any documents transferring any interest (other than a leasehold interest in individual units) in the Project to another person to the end that such transferee has notice of, and is bound by, such restrictions, and to obtain the agreement from any transferee to abide to all requirements and restrictions of this Regulatory Agreement. B. Modification of Special Tax Covenants. The Borrower, the Trustee and the Issuer hereby agree as follows: 1. To the extent any final regulations or any amendments to the Code, in the written Opinion of Bond Counsel filed with the Issuer and the Trustee, imposes requirements upon the ownership or operation of the Project more restrictive than those imposed by this Regulatory Agreement, this Regulatory Agreement shall be deemed automatically amended in accordance with paragraph 3 of this Section 6.B. to impose such additional or more restrictive requirements. 2. To the extent any final regulations or any amendments to the Code, in the written Opinion of Bond Counsel filed with the Issuer and the Trustee, imposes requirements upon the ownership or operation of the Project less restrictive than those imposed by this Regulatory Agreement, this Regulatory Agreement shall, with the written consent of the Issuer (which consent shall be in the sole discretion of the Issuer), be amended in accordance with paragraph 3 of this Section 6.B. to provide such less restrictive requirements. 3. The Borrower, the Issuer and, if applicable, the Trustee -will execute, deliver and, if applicable, file of record any and all documents and instruments, necessary to effectuate amendments required or permitted by this Section 6.B., and the Borrower and the Issuer each hereby appoints the Trustee as its true and lawful attorney-in -fact to execute, deliver and, if applicable, file of record on behalf of the Borrower or the Issuer, as is applicable, any such document or instrument (in such form as may be approved in writing by Bond Counsel) if either the Borrower or the Issuer defaults in the performance of its obligation under this subsection 6.B.3.; provided, however, that the Trustee will take no action under this subsection 6.13.3. without first being requested to do so by the Issuer or the Borrower and without first notifying the Borrower, the Issuer, or both of them, as is applicable, of its intention to take such action and providing the Borrower or the Issuer, or both, as is applicable, the time required to reasonably comply with the requirements of this Section 6.B. Section 7. Agreement to Record. The Borrower hereby represents, warrants and covenants that it will cause this Regulatory Agreement to be recorded in the real property records of the Recorder's office of the County, and in such other places as the Administrator, the Issuer or the Trustee may reasonably request. The Borrower shall pay all fees and charges incurred in connection with any such recording. Upon recordation of this Regulatory Agreement, this Regulatory Agreement will replace and supersede the Prior Regulatory Agreement. Section S. Reliance. The Issuer and the Borrower hereby recognize and agree that the representations and covenants set forth herein may be relied upon by the Trustee, the Issuer, the Borrower and the owners of the Bonds. In performing their duties and obligations hereunder, the Issuer, the Administrator and the Trustee may rely upon statements and certificates of the Borrower, Low Income Tenants and the Very Low Income Tenants, and upon audits of the books and records of the Borrower pertaining to occupancy and rental of the Project. In performing its duties hereunder, the Borrower may rely on the Income Computation and Certifications and any verifications in support thereof unless the Borrower has actual 9 000098 knowledge that such Certificates or verifications are inaccurate. In addition, the Issuer, the Administrator, the Trustee and the Borrower may consult with Bond Counsel, and the Opinion of Bond Counsel shall be full and complete authorizati on and protection in respect of any action taken or suffered by the Issuer, the Administrator, the Trustee or the Borrower hereunder in good faith and in conformity with such opinion. In determining whether any default or lack of compliance by the Borrower exists under this Regulatory Agreement, neither the Trustee nor the Issuer (or the Administrator) shall be required to conduct any investigation into or review of the operations or records of the Borrower and may rely solely on any notice or certificate delivered to the Trustee, the Administrator or the Issuer by the Borrower, the Issuer or the Administrator with respect to the occurrence or absence of a default. Section 9. Project Within the Boundaries of the City. The Borrower hereby represents and warrants that the Project is located entirely within the boundaries of the City, a Program Participant of the Issuer. Section 10. Sale or Transfer of the Project. The Borrower hereby covenants and agrees not to voluntarily sell, transfer or otherwise dispose of the Project or any portion thereof (other than for individual tenant use as contemplated hereunder), without obtaining the prior written consent of the Issuer. Such consent shall be given by the Issuer upon compliance by the Borrower with the following (i) delivery by the Borrower or transferee to the Issuer and the Trustee of reasonable evidence satisfactory in the form of all instruments of assumption to the Issuer that the Borrower's purchaser or transferee has assumed in writing and in full, and is reasonably capable of performing and complying with, the Borrower's duties and obligations under this Regulatory Agreement and the Loan Agreement, (ii) delivery by the Borrower or transferee to the Issuer and the Trustee of an opinion of counsel from the date of such assumption of the transferee, addressed to the Issuer, the Trustee, that the transferee has duly assumed the obligations of the Borrower under this Regulatory Agreement and the Loan Agreement, and that such obligations and this Regulatory Agreement, the Loan Agreement are legal, valid and binding obligations of the transferee, (iii) delivery by the Borrower to the Issuer, with a copy to the Trustee, of a certificate of a Borrower Representative to the effect that no default has occurred and is continuing under this Regulatory Agreement or the Loan Agreement, and (iv) delivery by the Borrower or transferee to the Issuer of evidence that all fees due the Issuer, the Administrator and the Trustee under the Loan Agreement and the Indenture are current. It is hereby expressly stipulated and agreed that any sale, transfer or other disposition of the Project in violation of this section shall be null, void and without effect, shall cause a reversion of title to the Borrower, and shall be ineffective to relieve the Borrower of its obligations under this Regulatory Agreement. Nothing contained in this Section shall affect any provision of any other document or instrument between the Borrower and the Issuer or the Trustee, which requires the Borrower to obtain the consent of the Issuer, the Bondowners or the Trustee as a precondition to sale, transfer or other disposition of the Project or which gives the Issuer or the Trustee the right to accelerate the maturity of the Loan, or to take some other similar action with respect to the Loan upon the sale, transfer or other disposition of the Project. Upon any, such permitted sale or transfer of the Project under this Section, the selling or transferring entity shall be deemed released from its future obligations under the Regulatory Agreement but not from liability for past actions or inactions with respect to its obligations under the Regulatory Agreement. Section 11. Term. This Regulatory Agreement shall become effective upon its execution and delivery. This Regulatory Agreement shall remain in full force and effect for a term and period equal to the Qualified Project Period, it being expressly agreed and understood that the provisions hereof are intended to survive the retirement of the Bonds and the Loan. The terms of this Regulatory Agreement to the contrary notwithstanding, this Regulatory Agreement, and all and several of the terms hereof, shall terminate and be of no further force and effect in the event of (i)(a) involuntary noncompliance with the provisions of this Regulatory Agreement 10 I M093 caused by a foreclosure by the Trustee of the lien of a deed of trust on the Project, or delivery of a deed in lieu of foreclosure, pursuant to which the Trustee or a purchaser or transferee pursuant to such foreclosure shall take possession of the Project or (b) involuntary noncompliance with the provisions of this Regulatory Agreement caused by fire, seizure, or requisition, or change in a Federal law or an action of a federal agency after the date hereof which prevents the Issuer and the Trustee from enforcing the provisions hereof, or condemnation or similar event and (ii) the payment in full and retirement of the Bonds prior to such involuntary noncompliance or within a reasonable period thereafter; provided, however, that the preceding provisions of this sentence shall cease to apply and the restrictions contained herein shall be reinstated if, at any time subsequent to the termination of such provisions as the result of the foreclosure of the lien of a deed of trust or the delivery of a deed in lieu of foreclosure or a similar event, the Borrower or any "related person" (within the meaning of the Code) obtains an ownership interest in the Project for Federal income tax purposes. Upon the termination of all and several of the terms of this Regulatory Agreement, the parties hereto agree to execute, deliver and record appropriate instruments of release and discharge of the terms hereof; provided, however, that the execution and delivery of such instruments shall not be necessary or a prerequisite to the termination of this Regulatory Agreement in accordance with its terms. Section 12. Burden and Benefit. The Issuer and the Borrower hereby declare their understanding and intent that the burden of the covenants set forth herein touch and concern the Project Site in that the Borrower's legal interest in the Project is rendered less valuable thereby. The Issuer and the Borrower hereby declare their understanding and intent that the covenants, reservations and restrictions set forth herein directly benefit the land (i) by enhancing and increasing the enjoyment and use of the Project by certain Low Income Tenants, (ii) by making possible the obtaining of advantageous financing for the Project, and (iii) by furthering the public purposes for which the Bonds were issued. Section 13. Uniformity; Common Plan. The covenants, reservations and restrictions hereof shall apply uniformly to the entire Project in order to establish and carry out a common plan for the use,' development and improvement of the Project Site. Section 14. Enforcement. If the Borrower defaults in the performance or observance of any covenant, agreement or 'obligation of the Borrower set forth in this Regulatory Agreement and such default remains uncured for a period of sixty (60) days after notice thereof is given by the Issuer, the Administrator or the Trustee to the Borrower, then the Issuer, or upon written direction of the Issuer, the Trustee on behalf of the Issuer, may take any one or more of the following steps: A. By mandamus or other suit, action or proceeding at law or in equity, require the Borrower to perform its obligations under this Regulatory Agreement, or enjoin any acts or things which may be unlawful or in violation of the rights of the Issuer, the Administrator or the Trustee hereunder; B. Have access to, and inspect, examine and make copies of all of the books and records of the Borrower pertaining to the Project; C. Take such other action at law or in equity as may appear necessary or desirable to enforce the obligations, covenants and agreements of the Borrower under this Regulatory Agreement; or D. Subject to the terms of the Indenture and the Loan Agreement, require the Trustee to declare a default under the Loan Agreement, to accelerate the Loan, and to proceed to redeem the Bonds in accordance with the Indenture; provided, however, if the default is such that it can be cured, but not within sixty (60) days, the Borrower shall be entitled to a greater period of time to cure such default with the consent of the Issuer, which shall not be unreasonably withheld, in no event to exceed 6 months, if the Borrower proceeds with due diligence to cure said default and, prior to the end of the initial sixty (60) day period, delivers to the Issuer and the Trustee an Opinion of Bond Counsel to the effect that the failure to cure said default within said sixty (60) day period and the extension of the time to cure of up to 6 months will not adversely affect the continued exclusion from gross income of interest on the Bonds for federal tax purposes. The Trustee shall have the right, in accordance with this Section 14 and the provisions of the Indenture, without the consent or approval of the Issuer, to exercise any or all of the rights or remedies of the Issuer hereunder and to exercise such rights and remedies within such shorter period of time as may be required to ensure compliance with the Code; provided that prior to taking any such act the Trustee shall give the Issuer reasonable written notice, which shall not be less than thirty (30) days in advance of its intended action. All fees, costs and expenses of the Trustee incurred in taking any action pursuant to this Section 14 shall be the sole responsibility of the Borrower, and the Trustee shall not be obligated to take any action under this Section 14 whereby it incurs any expense or liability prior to its receipt of indemnity satisfactory to it in accordance with the Indenture. After the Indenture has been discharged, the Issuer may act on its own behalf to declare an "Event of Default" hereunder and to exercise any of the enforcement remedies set forth above to the same extent and with the same effect as if taken by the Trustee. Section 15. Estoppel Certificate. The Issuer and the Trustee agree, upon the reasonable request of the Borrower or its successor in interest, to promptly execute and deliver to the Borrower or its successor in interest or to any potential or actual purchaser, mortgagor or encumbrance of the Project, a written certificate stating, if the same be true, that the Issuer and the Trustee have no knowledge of any violation or default of the Borrower of any of its covenants hereunder, or if there are such violations or defaults, the nature of the same. Section 16. Indemnification. The Borrower shall indemnify, hold harmless and defend the Issuer, the City, the Administrator, if not the Issuer (collectively, the "Issuer Indemnitee ") and the Trustee, including for such purposes, their respective officers, members, commissioners, directors, officials, employees and agents, and with respect to the Issuer, the applicable program participant, from and against all loss, claims, liabilities, obligations, damages, penalties, litigation, suits, judgments, costs, charges and expenses (including without limitation reasonable attorneys, accounting, consulting, engineering, and other fees and expenses, litigation and court costs, amounts paid in settlement and amounts paid to discharge judgments), imposed on, incurred by or asserted against the Issuer Indemnitee or the Trustee and arising from, resulting from, or in any way connected with or related to (i) any cause whatsoever in connection with the approval of tax - exempt financing for the Project or the making or administration of the Loan; (ii) any act or omission of the Borrower or any of its agents, servants, employees or licensees, in connection with the Loan or the Project; (iii) the operation, use, occupancy, maintenance, or ownership of the Project (including compliance with laws, ordinances and rules and regulations of public authorities relating thereto); (iv) the Trustee's acceptance or administration of the trusts under and /or the Issuer's execution of the Indenture, the Loan Agreement or this Regulatory Agreement, or the exercise or performance by Issuer Indemnitee of any powers or duties under the Indenture, the Loan Agreement or this Regulatory Agreement, or (v) the issuance of any Bonds or any certifications or representations of the 12 GOCIL01 Borrower made in connection therewith and the carrying out of any of the transactions contemplated by the Bonds and this Regulatory Agreement; provided, however, that this provision shall not require the Borrower to indemnify the Issuer Indemnitee or the Trustee from any claims, costs, fees, expenses or liabilities arising from the willful misconduct of the Issuer Indemnitee or the willful misconduct or negligence of the Trustee, as applicable. The indemnity provided in this Section shall include within its scope, without limitation: any and all active or passive negligence on the part of Issuer Indemnitee (other than willful misconduct) or any claims of combined negligence on the part of Issuer Indemnitee and Borrower, to the extent Issuer Indemnitee is not prohibited by law from contracting for indemnification against such active, passive or combined negligent conduct; any claims for wrongful death; any vicarious liability imposed upon the Issuer Indemnitee; and any liability imposed by law on the Issuer Indemnitee or the Trustee on a strict liability theory or pursuant to any local, state or federal environmental statute, regulation or law; and the Borrower expressly acknowledges that the scope of its obligation to indemnify, hold harmless and defend the Issuer extends to and includes all loss, costs, damages, expenses, suits, judgments, actions and liabilities of whatsoever nature arising out of or related to the Issuer's obligations, liabilities and /or responsibilities with respect to the Americans with Disabilities Act of 1990, as amended, (the "ADA ") insofar as they relate to the Project or arise out of the Issuer's issuance of the Bonds, including, but not limited to, any claim that the Project is inaccessible to or that the Borrower discriminates against disabled individuals; it being expressly agreed by the Borrower that the issuance of the Bonds and /or the making of the Loan are not willful misconduct excusing the Borrower from its indemnification obligations with respect to the Issuer's potential ADA liability. It is the express intention of the parties that Borrower shall indemnify Issuer Indemnitee and the Trustee against any and all such liability hereunder, and that the foregoing indemnification with respect to the Borrower shall survive the termination of this Regulatory Agreement. The Borrower also shall pay and discharge and shall indemnify and hold harmless the Issuer Indemnitee and the Trustee from any taxes (including, without limitation, any ad valorem al ,'assessments, impositions and other charges in respect of the Project (not to include taxes and salt' . taxes rncom a taxes` applicable to the fees and expenses of the Trustee). In the event that any action or proceeding is brought against the Issuer Indemnitee or the Trustee with respect to which indemnity may be sought hereunder, the Borrower, upon written notice from the indemnified party, shall assume the investigation and defense thereof, including the employment of counsel selected by the Borrower and reasonably acceptable to the indemnified party and the payment of all expenses related thereto. The Issuer Indemnitee or the Trustee, as applicable, shall have the right to retain separate defense counsel at the sole cost and expense of Borrower, upon such indemnitee's reasonable determination that such separate counsel is necessary to provide such indemnified party with an adequate defense to any such action or proceeding. In addition thereto, the Borrower will pay upon demand all of the fees and expenses paid or incurred by the Issuer Indemnitee or the Trustee in enforcing the provisions hereof. Section 17. Amendments. This Regulatory Agreement may be amended only by a written instrument executed by the parties hereto or their successors in title, and duly recorded in the real property records of the County Recorder of the County. Section 18. Notice. Any notice required to be given hereunder shall be given by certified or registered mail, postage prepaid, return receipt requested, at the addresses specified in the Indenture, or at such other addresses as may be specified in writing by the parties hereto. 13` NEE= Section 19. Severability. If any provision of this Regulatory Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions hereof shall not in any way be affected or impaired thereby. Section 20. Multiple Counterparts. This Regulatory Agreement may be simultaneously executed in multiple counterparts, all of which shall constitute one and the same instrument, and each of which shall be deemed to be an original Section 21. Limited Liability. All obligations of the Issuer incurred hereunder shall be limited special obligations, payable solely and only from Bond proceeds and amounts derived by the Issuer under the Loan Agreement. The Issuer shall have no responsibility to monitor the Borrower's compliance with the terms of this Regulatory Agreement. Section 22. The Trustee. The Trustee may act as specifically provided herein and in the Indenture. The Trustee shall act as the agent of and on behalf of the Issuer when requested in writing to do so and any act required to be performed by the Issuer as herein provided shall be deemed taken if such act is performed by the Trustee. The Trustee is entering into this Regulatory Agreement solely in its capacity as Trustee under the Indenture and the duties, powers and liabilities of the Trustee in acting hereunder shall be subject to the provisions of the Indenture, including, without limitation, the provisions of Article IX thereof. The Trustee shall have no responsibility to monitor the Borrower's compliance with the terms of this ,Regulatory Agreement. In determining whether any default or lack of compliance by the Borrower exists under this Regulatory Agreement, the Trustee shall not be required to conduct any investigation into or review of the operations or records of the Borrower. However, if a responsible officer of the Trustee has actual knowledge of non - compliance or default hereunder, the Trustee shall immediately notify the Issuer and the Administrator of any non- compliance or default hereunder. The Administrator and /or the Issuer will notify the Trustee if, in its review of the Borrower's certifications and notices hereunder, it shall discover a default by the Borrower hereunder. After the date on which no Bonds remain outstanding as provided in the Indenture, the Trustee shall have no duties or responsibilities under this Regulatory Agreement, and all references herein to the Trustee shall be deemed references to the Issuer. Section 23. Attorney's Fees. In case any action at law or in equity, including an action for declaratory relief, is brought against the Borrower to enforce the provisions of this Regulatory Agreement, the Borrower agrees to pay reasonable attorney's fees and other reasonable expenses incurred by the Issuer, the City, the Trustee and /or the Administrator in connection with such action. Section 24. Administrator. In its sole discretion, the Issuer may appoint an Administrator to serve 'on its behalf in enforcing and monitoring the Borrower's compliance with its obligations hereunder. In connection with the appointment of any such Administrator, the Borrower agrees, if requested, that it will enter into an administration agreement with such Administrator and the Borrower hereby agrees to pay any compensation due to any such Administrator with respect to the monitoring of the Borrower's compliance with the provisions of this Agreement. The Issuer hereby appoints Urban Futures, Inc. as the initial Administrator, who shall administer the Project pursuant to the provisions hereof and of the Administration Agreement, dated as of , 1999, by and between the Issuer and the Administrator. Section 25. Payment of Fees. Notwithstanding any prepayment of the Loan and notwithstanding a discharge of the Indenture, throughout the term of this Regulatory Agreement, the Borrower shall continue to pay to the Issuer its administrative fee described below and in 14 0C. 103 the event of default, to the Issuer and to the Trustee reasonable compensation for any services rendered by either of them hereunder and reimbursement for all expenses reasonably incurred by either of them in connection therewith. The Borrower shall pay to the Trustee for remittance to the Issuer an annual administrative fee in an annual amount equal to of one percent (.-%) of the original principal amount of the Bonds (the "Issuer's Fee"'), payable in equal semiannual installments in arrears, on each and commencing The Issuer Fee referenced in this section shall in no way limit amounts payable by the Borrower under Section 16 or 23 hereof, or arising in connection with the Issuer's or Trustee's enforcement of the provisions of this Regulatory Agreement. The Borrower shall pay to the City a financing fee in the amount of $54,250.00 due and payable upon the execution and delivery of the Bonds, an amount equal to $10,000.00 in repayment of expenses incurred by the City in connection with the issuance of the Bonds due and payable prior to the approval of the issuance of the Bonds by the City, and an annual administration fee in the amount of $21,700.00 payable annual in arrears on June 1 of each year, commencing June 1, 2000 (the "City Administration Fee "). Neither the payment of the financing fee, the payment of expenses, or the payment of the City Administration Fee referenced in this section shall in no way limit amounts payable by the Borrower under Section 16 of 23 hereof, or arising in connection with the City's enforcement of the provisions of this Regulatory Agreement. In the event that the Bonds are prepaid in part or in full prior to the end of the term of this Regulatory Agreement, the Issuer's Fee for the remainder of the term of this Regulatory Agreement, at the option of the Issuer, shall be paid by the Borrower at the time of the prepayment of the Bonds and shall be a lump sum amount equal to the present value (based on a discount rate equal to the bond rate as defined by the Issuer at the time of prepayment) of the Issuer's fee for the number of years remaining under this Regulatory Agreement. After the date on which no Bonds remain outstanding, as provided in the Indenture, the Trustee shall no longer have any duties or responsibilities under this Regulatory Agreement and all references to the Trustee in this Regulatory Agreement shall be deemed references to the Issuer.. Section 26. Governing Law.. This Regulatory Agreement shall be governed by the laws of the State of California. Section 27. Third Party Beneficiaries. The City of Moorpark, California is intended to be and shall be a third party beneficiary of this Regulatory Agreement, and the City of Moorpark, California shall have the right (but not the obligation) to enforce the terms of this Regulatory Agreement and to pursue any remedy at law or in equity or any such other action as shall be necessary or desirable to enforce such provisions. 15 GOC104 IN WITNESS WHEREOF, the Issuer, the Trustee and the Borrower have executed this Regulatory Agreement by duly authorized representatives, all on the date first above written. CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, as Issuer M Member PTR- CALIFORNIA HOLDINGS (3) INCORPORATED, as Borrower By: U.S. BANK TRUST NATIONAL ASSOCIATION, as Trustee Authorized Officer 16 00(110 55 STATE OF CALIFORNIA ss COUNTY OF On before me, , Notary Public, personally appeared personally known to me or proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he /she executed the same in his /her authorized capacity, and that by his /her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. G 0C V r) STATE OF CALIFORNIA COUNTY OF ss On before me, Notary Public, personally appeared personally known to me or proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he /she executed the same in his /her authorized capacity, and that by his /her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. GOCI.0"17 STATE OF CALIFORNIA COUNTY OF ss On before me, Notary Public, personally appeared personally known to me or proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he /she executed the same in his /her authorized capacity, and that by his /her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. EXI IIBIT A LEGAL DESCRIPTION OF PROJECT SITE All of that certain real property together with all easement, rights and appurtenances thereto, and all improvements now or hereafter located thereon, situated in the County of Ventura, State of California and described as follows: Exhibit A Page 1 Q�F ®„ EXHIBIT B CERTIFICATION OF CONTINUING PROGRAM COMPLIANCE The undersigned, being _ of formed under the laws of the State of (the "Owner ") has read and is thoroughly familiar with the provisions of the various documents associated with the Owner's participation in California Statewide Communities Development Authority (the "Issuer") Multifamily Housing Program, such documents including: 1. the Regulatory Agreement and Declaration of Restrictive Covenants dated as of June 1, 1999 among the Owner, the Issuer and US. Bank Trust National Association, as trustee (the Trustee); and 2. the Loan Agreement dated as of June 1, 1999 between the Owner and the Issuer. As of the date of this Certificate, the following percentages of completed residential units in the Project (i) are occupied by Low Income Tenants (as such terms are defined in the Regulatory Agreement) or (ii) are currently vacant and being held available for such occupancy and have been so held continuously since the date a Low Income Tenant vacated such unit; as indicated: Occupied by Low Income Tenants -- %; Unit Nos. (at Affordable Rents) Held vacant for occupancy continuously since last occupied by Low Income Tenant or Lower - Income Tenant: Vacant Units: Low Income Tenants -- %; Unit Nos. Exhibit B Page 1 The undersigned hereby certifies that the Owner is not in default under any of the terms and provisions of the above documents. Date: PTR- CALIFORNIA HOLDINGS (3) INCORPORATED 0 Exhibit B Page 2 000111 EXHIBIT C INCOME COMPUTATION AND CERTIFICATION NOTE TO APARTMENT OWNER: This form is designed to assist you in computing Annual Income in accordance with the method set forth in the Department of Housing and Urban Project ( "HUD ") Regulations. You should make certain that this form is at all times up to date with the HUD Regulations. Re: [Address of Apartment Building] I /We, the undersigned state that I /we have read and answered fully, frankly and personally each of the following questions for all persons who are to occupy the unit being applied for in the above apartment project. Listed below are the names of all persons who intend to reside in the unit: Monthly Gross Names of Members to Social Security Head of Household Number Income Computation Age Amount of _ The total anticipated income, calculated in accordance with the provisions of this Certification, of all persons over the age of 18 years listed above for the 12 -month period beginning the date that I /we plan to move into a unit is $ Included in the total anticipated income listed above are: (a) all wages and salaries, overtime pay, commissions, fees, tips and bonuses and other compensation for personal services, before payroll deductions; (b) the net income from the operation of a business or profession or from the rental of real or personal property (without deducting expenditures for business expansion or amortization of capital indebtedness or any allowance for depreciation of capital assets), (c) interest and dividends (including income from assets excluded below); Exhibit C Page 1 00611% (d) the full amount of periodic payments received from social security, annuities, insurance policies, retirement funds, pensions, disability or death benefits and other similar types of periodic receipts, including any lump sum payment for the delayed start of a periodic payment; (e) payments in lieu of earnings, such as unemployment and disability compensation, workmen's compensation and severance pay; (f) the maximum amount of public assistance available to the above persons other than the amount of any assistance specifically designated for shelter and utilities; (g) periodic and determinable allowances, such as alimony and child support payments and regular contributions and gifts received from persons not residing in the dwelling; (h) all regular pay, special pay and allowances of a member of the Armed Forces (whether or not living in the dwelling) who is the head of the household or spouse; and (i) any earned income tax credit to the extent that it exceeds income tax liability. Excluded from such anticipated income are: (a) casual, sporadic or irregular gifts; (b) amounts which are specifically for or in reimbursement of medical expenses; (c) lump sum additions to family assets, such as inheritances, insurance payments (including payments under health and accident insurance and workmen's compensation), capital gains and settlement for personal or property losses; (d) amounts of educational scholarships paid directly to the student or the educational institution, and ,amounts paid by the government to a veteran for use in meeting the costs of tuition, fees, books and equipment. Any amounts of such scholarships or payments to veterans not used for the above purposes are to be included in income; fire; (e) special pay to a household member who is away from home and exposed to hostile (f) relocation payments under Title 11 of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970; (g) foster child care payments; (h) the value of coupon allotments for the purchase of food pursuant to the Food Stamp Act of 1977; (i) payments to volunteers under the Domestic Volunteer Service Act of 1973; (j) payments received under the Alaska Native Claims Settlement Act; (k) income derived from certain submarginal land of the United States that is held in trust for certain Indian tribes; Exhibit C Page 2 00012.13 W payments or allowances made under the Department of Health and Human Services' Low - Income Home Energy Assistance Program; (m) payments received from the Job Training Partnership Act; (n) income derived from the disposition of funds of the Grand River Band of Ottawa Indians; and (o) the first $2,000.00 of per capita shares received from judgment funds awarded by the Indian Claims Commission or the Court of Claims. Do the persons whose income or contributions are included in item 6 above: have savings, stocks, bonds, equity in real property or other form of capital investment (excluding the values of necessary items of personal property such as furniture and automobiles and interests in Indian trust land); or No Yes have they disposed of any assets (other than at a foreclosure or Credit Bankruptcy sale) during the last two years at less than fair market value? No Yes If the answer to (a) or (b) above is yes, does the combined total value of all such assets owned or disposed of by all such persons total more than $5,000? No Yes (d) If the answer to (c) above is yes, state: (1) the amount of income expected to be derived from such assets in the 12 -month period beginning on the date of initial occupancy in the unit that you propose to rent: $ - - -- (2) the amount of such income, if any, that was included in item 6 above: Are all of the individuals who propose to reside in the unit full-time students *? No Yes (a) *A full-time student is an individual enrolled as a full-time student during each of 5 calendar months during the calendar year in which occupancy of the unit begins at an educational organization which normally maintains a regular faculty and curriculum and normally has a regularly enrolled body of students in attendance and is not an individual pursuing a full-time course of institutional or farm training under the supervision of an Exhibit g 000114 accredited agent of such an educational organization or of a state or political subdivision thereof. (b) If the answer to 8(a) is yes, is at least 1 of the proposed occupants of the unit a husband and wife entitled to file a joint federal income tax return? No Yes 9. Neither myself nor any other occupant of the unit I /we propose to rent is the owner of the rental housing project in which the unit is located (hereinafter the 'Borrower "), has any family relationship to the Borrower; or owns directly or indirectly any interest in the Borrower. For purposes of this paragraph, indirect ownership by an individual shall mean ownership by a family member, ownership by a corporation, partnership, estate or trust in proportion to the ownership or beneficial interest in such corporation, partnership, estate or trustee held by the individual or a family member; and ownership, direct or indirect, by a partner of the individual. 10. This certificate is made with the knowledge that it will be relied upon by the Borrower to determine maximum income for eligibility to occupy the unit, and I /we declare that all information set forth herein is true, correct and complete and based upon information I /we deem reliable and that the statement of total anticipated income contained in paragraph 6 is reasonable and based upon such investigation as the undersigned deemed necessary. 11. I /we will assist the Borrower in obtaining any information or documents required to verify the statements made herein, including either an income verification from my /our present employer(s) or copies of federal tax returns for the immediately preceding calendar year. 12. I /we acknowledge that I /we have been advised that the making of any misrepresentation or misstatement in this declaration will constitute a material breach of my /our agreement with the Borrower to lease the unit and will entitle the Borrower to prevent or terminate my /our occupancy of the unit by institution of an action for ejection or other appropriate proceedings. 13. Housing Issuer Statistical Information (Optional - will be used for reporting purposes only) Race (Head of Household) White Black Asian Hispanic Native American Other Physical Disability Yes Exhibit C Page 4 No OC11 1 I /we declare under penalty of perjury that the foregoing is true and correct. Executed this day of in the County of , California. Applicant Applicant Exhibit C Page 5 0611 Signature of all persons over the age of 18 years listed in number 2 above required] FOR COMPLETION BY APARTMENT OWNER ONLY: 1.— Calculation of eligible income: (a) Enter amount entered for entire household in 6 above: (b) If answer to 7(c) above is yes, enter the total amount entered in 7(d)(1), subtract from that figure the amount entered in 7(d)(2) and enter the remaining balance (2) Multiply the amount entered in 7(d)(1) times the current passbook savings rate to determine what the total annual earnings on the amount in 7(d) would be if invested in passbook savings ($ ), subtract from that figure the amount entered in 7(d)(2) and enter the remaining balance ($ (3) Enter at right the greater of the amount calculated under (1) or (2) above: (Q —TOTAL ELIGIBLE INCOME (Line La plus line Lb(3): (5) The amount entered in 1(c): (6) - Qualifies the applicant(s) as a Low- Income Tenant(s) [Very Low Income Tenant(s)]. — Does not qualify the applicant(s) as a Low - Income Tenant(s) [Very Low Income Tenant(s)]. (6) Number of apartment unit assigned: --Tenant-Paid Utilities: Bedroom Size: Rent: Water Gas Electric Trash Other (list Type) (7) Was this apartment unit last occupied for a period of 31 consecutive days by persons whose aggregate anticipated annual income as certified in the above manner upon their initial occupancy of the apartment unit qualified them as Low - Income Tenants [or Very Low Income Tenant(s)]? No Yes (8) Method used to verify applicant(s) income: Employer income verification. Social Security Administration verification Exhibit C Page 6 00CA17 Department of Social Services verification Copies of tax returns. Other ( Manager INCOME VERIFICATION (for employed persons) The undersigned employee has applied for a rental unit located in a project financed under the California Statewide Communities Development Authority Multifamily Housing Program (Moorpark Le Club Apartments) for persons of low income. Every income statement of a prospective tenant must be stringently verified. Please indicate below the employee's current annual income from wages, overtime, bonuses, commissions or any other form of compensation received on a regular basis. Annual wages Overtime Bonuses Commissions Total current income I hereby certify that the statements above are true and complete to the best of my knowledge. Date: Signature: Title: I hereby grant you permission to disclose my income to _ _ in order that they may determine my income eligibility for rental of an apartment located in their project which has been financed under the California Statewide Communities Development Authority Multifamily Housing Program (Moorpark Le Club Apartments). Date: Signature Exhibit C Page 7 OW118 Please send form to: INCOME VERIFICATION (for Social Security recipients) TO: SOCIAL SECURITY ADMINISTRATION Ladies and Gentlemen: I have applied for a rental unit located in a project financed under the California Statewide Communities Development Authority Multifamily Housing Program (_� ___ Apartments) for persons of very low income. Every income statement of a prospective tenant must be stringently verified. In connection with my application for a rental unit, I hereby give my consent to release to the specific information requested below. Date: _ Signature Social Security No.: Name (Print): Address (Print): Monthly Benefits Began /Will Begin: Social Security Benefit Amount:_ Other Benefit(s): Amount:$ Medicare Deduction:_ Are benefits expected to change? No Yes If Yes, please state date and amount Date: of change: Amount: $ If recipient is not receiving full benefit amount, please indicate reason and date recipient will start receiving full benefit amount: Reason: Date of Resumption: Amount:$ Date: Signature: Name (Print): Title: Telephone: Exhibit C 000113 Page 8 Please send form to: INCOME VERIFICATION (for Department Social Services recipients) TO: CALIFORNIA DEPARTMENT OF SOCIAL SERVICES Ladies and Gentlemen: I am receiving assistance through your office. I have applied for a rental unit located in a project financed under the California Statewide Communities Development Authority Multifamily Housing Program (Moorpark Le Club Apartments) for persons of very low income. Every income statement of a prospective tenant must be stringently verified. In connection with my application for a rental unit, I hereby authorize the Department of Social Services to release to the specific information requested below: Date: Signature Caseload Number: Name (Print): Case Number: Case Worker 1. Number of persons included in budget: 2. Total monthly budget $ (a) Amount of grant $ Date aid last began: (b) Other income and source: (c) Is other income included in total budget? No Yes 3. Please specify type of aid: (AFDC, FR, Food Stamps, ANB, MediCal, Etc.) 4. If recipient is not receiving full grant, please indicate reason: Overpayment due to client's failure to report other income Computation error - -- _Other— �------- - - - - -- -- Date when full grant will resume: Date: Exhibit C L' Z 0 Page 9 Case Worker's Signature: Telephone: District Office: Your very early response will be appreciated. Please return form to: INCOME VERIFICATION (for self - employed persons) I hereby attach copies of my individual federal and state income tax returns for the immediately preceding calendar year and certify that the information shown in such income tax returns is true and complete to the best of my knowledge. Date: _ Signature Exhibit C Page 10 00C1IL