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HomeMy WebLinkAboutAGENDA REPORT 2002 0918 CC REG ITEM 09AITEM . crry it1FMOORpARK. C,'ALTFORNTA City r.n1l" 1 Meeting of ;ep�e�nber 15, ��C W631 ! m o ; +• MOORPARK CITY COUNCIL AGENDA REPORT TO: Honorable City Council st Anal FROM: Nancy Burns, Senior Management y DATE: September 12, 2002 (CC Meeting of September 18, 2002) SUBJECT: Consider Amending FY 2002 -2003 Annual Action Plan of Ventura County Community Development Block Grant (CDBG) FY 2000 -2005 Consolidated Plan to Include Theater on High Project; Consider Adoption of Resolution No. 2002- , to Apply for Section 108 Loan for Theater on High Project for $500,000 from the U. S. Department of Housing and Urban Development (HUD) for Furnishings, Fixtures and Equipment (FF &E) for the Theater at 45 East High Street and for the Acquisition of 11 -17 East High Street; and Consider Approving Agreement Between City of Moorpark and Janss IV Recreation for Theater on High Project BACKGROUND The City was asked to consider a request for funding assistance from Janss IV Recreation, owner of the former Moorpark Playhouse, at 45 East High Street. The funds are to be used for furnishings, fixtures, and equipment (FF &E) for the theater and for the acquisition of 11 -17 East High Street. The City was asked to consider authorizing a loan application to the Department of Housing and Urban Development (HUD) for a Section 108 loan for $500,000 for this project. DISCUSSION At its September 4, 2002, regular meeting, the City Council was asked to consider amending the FY 2002 -2003 Annual Action Plan of the FY 2002 -2003 Annual Action Plan of the Ventura County Community Development Block Grant (CDBG) FY 2000 -2005 Consolidated Plan, in order to include the Theater on High project as a funding priority. An Agreement between the City Honorable City Council Meeting of September 18, 2002 Page 2 and Janss IV Recreation, the owner of the theater at 45 East High Street, was not completed at the time of the September 4, 2002, meeting, and Council continued the public hearing on this item to its September 18, 2002, meeting. Council also directed that the matter be referred to the Budget and Finance Committee (Mayor Hunter and Councilmember Wozniak) for review. If the Council approves a Section 108 loan, a Resolution will need to be adopted. A draft of the Resolution as well as a draft Agreement between the theater owner and the City is attached. The Budget and Finance Committee will consider this at a Special Meeting on September 18, 2002. STAFF RECOMMENDATION Direct staff as deemed appropriate. Attachment Budget and Finance Committee Report from Meeting of 9/18/02 (excluding Draft Agreement Between Janss IV Recreation and the City, provided under separate cover) Attachment Resolution No. 2002 - C 13 3 U21 tS'.y MEMORANDUM TO: Budget and Finance Committee Mayor Hunter and Councilmember Wozniak Burns Senior Management Analyst FROM: Nancy g Y DATE: September 12, 2002 (Special Mtg. of 9/18/02) SUBJECT: Theater on High Project (CDBG Section 108 HUD Loan) SUMMARY This project concerns a request for funding assistance from Janss IV Recreation, owner of the former Moorpark Playhouse, at 45 East High Street. The funds are to be used for furnishings, fixtures, and equipment (FF &E) for the theater and for the acquisition of 11- 17 East High Street. The City was asked to consider authorizing a loan application to the Department of Housing and Urban Development (HUD) for a Section 108 loan for $500,000 for this project. The loan, authorized in Section 108 of the Housing and Community Development Act of 1974, as amended, will be repaid by the City from future annual CDBG allocations. The use of CDBG funds as a direct grant, without applying for a Section 108 loan, also is discussed in this report. With or without a Section 108 loan, the funds to the theater owner are a grant. BACKGROUND The former Moorpark Playhouse, dark since Summer 1999, was acquired in 2001 by Janss IV Recreation. The new owner's plans included the rehabilitation and update of the structure, to eliminate code violations and ensure access by disabled persons. Plans were made to re -open the theater as a venue for live theatrical performances and motion picture presentations. An option for four hundred thousand dollars ($400,000) was obtained to purchase an adjacent property, at 11 -17 East High Street. This property will provide space for set design, rehearsal, and other support services for the theater. The building also will continue to provide commercial space for small commercial enterprises, such as those currently occupying space in that building. At its September 4, 2002, regular meeting, the City Council was asked to consider amending the FY 2002 -2003 Annual Action Plan of Agenda Reports /B &F/ Committee Report - Theater on High y the Ventura County Community Development Block Grant (CDBG) FY 2000 -2005 Consolidated Plan, in order to include the Theater on High project as a funding priority. An Agreement between the City and Janss IV Recreation, the owner of the theater at 45 East High Street, was not completed at the time of the September 4, 2002, meeting, and Council continued the public hearing on this item to its September 18, 2002, meeting. Council also directed that the matter be referred to the Budget and Finance Committee for review. DISCUSSION Since the theater was acquired by Janss IV Recreation for $275,000 in 2001, Larry Janss, owner, has expended approximately $527,770 for architectural studies, engineering reports, and some of the needed repairs. Engineering and architect's reports revealed that needed repairs exceeded budgeted funds. Exhibit "A" shows expenditures to date, and budgeted expenditures. An estimated six hundred eighty -one thousand nine hundred dollars ($681,900) still needs to be spent to allow it to re -open as a theater. In order to complete the needed repairs and re -open the theater, additional funds were requested by the project's owner, in the form of a HUD Section 108 loan for $500,000. This type of loan conforms to Community Development Block Grant (CDBG) regulations and is provided by the Department of Housing and Urban Development (HUD) for large projects. The Theater on High project is eligible on the basis of addressing a blighted condition in the City's Redevelopment Project Area. Staff has met with the owner and his consultant, representatives from the County, and HUD staff to discuss the project and the City's desire to revitalize its downtown. These meetings have provided the opportunity to identify concerns and answer questions, as the County must take the role of loan applicant, due to the Cooperative Agreement between the City and the County for the CDBG program. Staff believes that Davis -Bacon wage requirements will not be invoked for this project, and continues to work with HUD staff on compliance matters. The City is responsible for loan repayment, and terms will be set forth in an agreement with the County. Repayment of the Section 108 loan will be made from the City's annual allocation of CDBG funds received by the County. The annual payment is estimated to be approximately forty -two thousand dollars ($42,000) per year. Interest is based on treasury note rates. The loan term is 20 years, and could be repaid after ten (10) years, if the City chose to do so. City staff and County staff are developing this agreement. Agenda Reports/B &F/ Committee Report - Theater on High 2 X An Agreement (Exhibit "B ") between the City and Janss IV Recreation has been developed which defines funding terms and stipulates that the theater must be used only for motion picture presentations and live musical and theatrical productions, consistent with the conditions of any City permits. As long as the theater continues to be used as stipulated and no default of the Agreement has occurred, the City will continue to pay the semi - annual loan payment to HUD, from the City's annual CDBG allocation. If the theater ceases to be used as defined, the remainder of the loan will become due and payable by Janss IV Recreation. This will be appropriately secured as a part of the Agreement between the City and Janss. The City of Moorpark participates with certain other cities in the County, and with the County of Ventura, in the Ventura County CDBG Entitlement Area. The Entitlement Area's FY 2000 -2005 Consolidated Plan is a planning document required by HUD which identifies the participating jurisdictions' unmet needs for affordable and supportive housing, community development programs, social service programs and economic development opportunities for low income residents. The Plan also outlines a five -year Strategic Plan to address those needs through specific projects. The FY 2002 -2003 Annual Action Plan is the third year of the five -year period and includes projects to be undertaken during the program year. An amendment to this Annual Plan is needed to add projects mid -year. This matter has been publicly noticed, as required by CDBG regulations, to consider amending the FY 2002 -2003 Annual Action Plan. The public notice references the creation of jobs for low income residents. Subsequent discussions with HUD staff have clarified that project eligibility is more appropriately based on the blighted condition of the immediate neighborhood, and the desire to improve that area. Staff anticipates the project will create jobs that may be filled by low income residents, but project eligibility will not be based on that. The Section 108 loan request requires an application from the County to HUD, on behalf of the City, with repayment to HUD made by the City from future CDBG allocations. As such, it is a loan of $500,000 to the City, which the City would, in turn, grant to the theater owner. As an option, CDBG funds previously allocated for other purposes could be re- allocated to this project if the City deemed it a priority, and amended the Annual Plan to reflect this. This would eliminate the need for obtaining a Section 108 loan. A noticed public hearing would be required to consider a reallocation of CDBG funds. Agenda Reports /B &F/ Committee Report - Theater on High C'�)` 005 The following reflects current CDBG allocations and estimates of funds, if the Council wants to use existing CDBG funds: Project Existing Funding Projected Balances Comments Affordable Housing $49,710 $49,710 Affordable Housing (6479 -B Penn) 0 $230,000 Net to City, if property was sold Street Lights (Downtown Residential) $146,876 $95,000 Assumes project continues at estimated cost Public Park $143,400 $143,400 No action to date Code Enforcement $21,567 0 Boys & Girls Roof Repair (Teen Ctr.) $20,000 0 Administration $36,694 $10,000 RAIN Facility Rehab $5,000 0 Catholic Charities $10,920 0 Senior Nutrition $13,519 0 Senior Center Operations $13,563 0 Senior Survivalmobile $1,000 $900 Fair Housing $2,000 0 TOTALS $464,249 $529,010, STAFF RECOMMENDATION 1. That the City Council amend the FY 2002 -2003 Annual Action Plan to include Theater on High Project; and 2. Provide recommendation to City Council for funding Theater on High Project by methods such as the following: A. Section 108 loan; B. Public hearing to consider re- allocation of CDBG funds; or C. Alternative funding source as grant or loan or some combination thereof. Exhibit "A" Theater on High: Investment and Construction Cost Exhibit "B" Agreement Between City of Moorpark and Janss IV Recreation cc: Honorable City Council Steven Kueny, City Manager Hugh Riley, Assistant City Manager Agenda Reports /B &F/ Committee Report - Theater on High \y 130(o G THEATER ON HIGH INVESTMENT AND CONSTRUCTION COST Exhibit A _� -,J V E 27- Aug -02 Description of Work Budget Change Orders Adjusted Budget Actual Cost to Date Variance Percentage of Completion Dec -01 Jan -02 Feb -02 Mar-02 Apr -02 May -02 Jun -02 Jul -02 Aug-02 Sep -02 Oct -02 Nov -02 Dec -02 Rifait7AL�AF1'1`AL INVESTMENT -- - -- 49-E Hig"trest 275,000.00 V-5,000.6-6-27-50-00.0-0 0 100.00% 275,000.00 - - -- 669tretegies-Stuay 4,000.00 4,000.00 4000_0 6 100.00% 4,000.00 - - - ZaefiricRe­ArcfiitedtsA[A_ 7,110.14 7,1- 10.14- 7_11oA1a o -loo.00% 77,1-1-0 -14- - - -Ll Associates 1,500.00 1,500.00 1500.00 0 100.00% 1,500.00 -- _PHR _�rnironmentai 2,740.00 2,740.00 2740.00 0 100.00% 2,740.00 HIU[NAL CAPITA INVESTMENT 290,350.14 290,350.14 290350.14 290,350.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - - - -- -AE Mi1ODEiIN C-0 S'f ---------- -- - - - -- --- - - - --- - -- - - - -- - Janss Subcontractors _ _ _ ABC Liquour License__ _ _ 3,600.00 _3,600.00 1000.00 2,6_00.00 27.713% 1,0.00.00_ - - - -- - -- Permits and Fees 7,000.00 7,0_00.00 616.00 6,384.00 8.80 °h 616.00 Behr Browers Architect_ 60,000.00 60,000.00 64,2116.6642M.66 107.03% 9,515.15 5,726.50 23,704.68 11,72.5.14 3,900.20 928_.58 8,716.41 DC Foote & Vinci 20,000.00 20,000.00 0.00 20,000.00 0.00% _ - -- - Electrical 3,975.00 3,975.00 0.00 3,975.00 HVAC 2,800.00 2,800.00 0.00 2,800.00 _0.00% 0.00% Plumbing &Sewer -- - -- --- - 5,200.00 - 5,200.00 ---- -- -- 0.00 5,200.00 0.00% - arm Fire Alarm -- -- -- - - - -- 1,200.00 -- -- 1,200.00 -- - 0.00 -1,206-.00 - - -- -- -- - -- - - - - Sewer Fees 7,500.00 _ 7,500.00 0.00 7,500.00 - - -- - - -- -- - -- _ Water Meter Fees 7,000.00 _ _ 7,000.00 0.00 7,000.00 _0.00% 0.00% __ Site Utilities 15,500.00 15,500.00 0.00 15,500_0 0.00 -- - - -- - Mar e e u q_ _ _ 44,000.00 _ -_ 44,000.0_0 23000.00 21,000.00 52.27% - - 1,000.00 2_2,000.00 Pink Cadillac 15,257.00 15,257.00 0.00 15,257.00 0.00% _ _ __ __ Haynco 48,214.67 48,214.67 24107.34 24,107.33 24,107.34 DeClerc 64,440.80 64,440.80 32220.17 32,220.63 _50.00% 50.00% 32,220.17 _ Cinetec 32,466.00 _ 32,466.00 11327.75 21,138.25 34.89_% E, 000.0- 4,290.60 2,037.75 Poster_Cases 3,600.00 3,600.00 0.00 3,660.00 0.00% _ _ _Electronic Creations software 23,588.20 23,586.20 18870.56 4,717.64 60.00% 18,870.56 Telephone Systems 4,50600 4,500.00 0.00 4,500.00 0.00% Demolition- 1,000.00 1,000.00 2105.00 - 1,105.00 _ 210.50% 1,120.00 985.00 Mark Briggs _ 19,000.00 19,000.00 5947.50 13,052.50 3,315.00 780.00 1,852.50 Total Janss Subcontractors 386,241.67 386,241.67 202,830.69 47.49% 5,000.00 616.00 10,515.15 5,726.50 24,704.68 66,557.48 7,702.95 53,871.81 8,716.41 0.00 0.00 0.00 0.00 Forest _Co_ntru_ction - - 1010 Plans 28,000.00 28,000.00 25882.33 2,117.67 92.44% 7,000.0013,012.00 470.33 5,400.00 _1_040 _Supervision Project Management 16,800.00 750.00 16,800.00 8079.59 8,720.41 340.00 1,060.00 3,335.00 450.00 1,050.00 1,124.59 1051 750.00 0.00 7- 50.00 _4_8.09% 0.00% _720.00 - 1060 Permits 100.00 100.00 1678.96 - 1,578.96 1678.96% 100._00 1,301.46 277.50 116631 Telephone /Supplies 3,500.00 _3,500.00 0.00 3,500.00 0.00% _ _ _ -- - -- 1504 Temp Power 600.00 600.00 0.00 600.00 0.00% _ - 1505 _ Temp Toilet 480.00 _ 480.00 0.00 480.00 0.00% - 15 08 Cleanup /Misc Labor 8,383.00 8,383.00 0.00 8,38100 0.00% _ - 1507 Temporary Fence 750.00 750.00 0.00 750.00 0.00% _ - 2050 Demolition 1-6,89b.001' 6,890.00 16,890.00 13724.78 3,165.22 81.26% 6,655.50 73.9.50 108.00 60.00 6,161.78 2100 Site Preparation 640.00 640.00 3.21 636.79 0.50 °� 3.21 2640 Site Utilities 35,500.00 35,500.00 0.00 35,500.00 0.00% _ - -- - - _� -,J V E THEATER ON HIGH INVESTMENT AND CONSTRUCTION COST Exhibit A (�d �a Description of Work Budget Change Orders Adjusted Budget Actual Cost to Date Variance Percentage of Completion Dec -01 Jan -02 Feb -02 Mar -02 Apr -02 May -02 Jun -02 Jul -02 Aug -02 Sep -02 Oct -02 Nov -02 Dec -02 2740 Site Concrete 15,550.00 15,550.00 120.00 15,430.00 0.77% 120.00 3300 Building Concrete 13,400.00 13,400.00 0.00 13,400.00 0.00% _ 5120 Structural Steel 1,250.00 1,250.00 0.00 1,250.00 0.00% 5500 Misc Metals 7,905.00 7,905.00 0.06 7,905.00 0.00% 6100 Rough Carpentry 39,500.00 39,500.00 0.00 39,50_0.00 0.00_% 6200 Finish Millwork Allowance 5,250.00 5,250.00 0.00 5,250.00 0.00% 72_00 Insulation 14,766.00 14,766.00 0.00 14,766.00 0.00% 7500 Membrane Roofing 4,120.00 4,120.00 0.00 4,120.00 0.00% 7620 Sheet Metal Flashing 750.00 750.00 0.00 750.00 0.00% 8110 -- Doors & Frames & Hardware - -- 13,625.00 13,625.00 0.00 13,625.00 0.00% 8600 Glass & Glazing -- 2,250.00 2,250.00 0.00 2,250.00 0.00% - -- - -- - --..-__..------ 9220 Lath & Plaster 6,000.00 6,000.00 0.00 6,000.00 0.00% 9250 Metal Stud & Drywall 21,250.00 21,250.00 0.00 21,250.00 0.00% 931_0 Ceramic Tile Allowance 12,000.00 12,000.00 0.00 12,000.00 0.00% 9320 Countertop Allowance 1,575.00 1,575.00 0.00 1,575.00 0.00% _ 9680 Flooring Allowance 23,089.00 23,089.00 0.00 23,089.00 0.00% 9900 _ Paint 25,000.00 25,000.00 0.00 25,000.00 0.00% 10465 Supplies 0.00 0.00 0.00 _ Singnage 1,1_50.00 1,150.00 0.00 1,150.00 0.00% _ Toiltet Partitiions 4,030.00 4,030.00 0.00 4,030.00 0.00% Ticket Booth Counter 1,000.00 1,000.00 0.00 1,000.00 0.00% - 0.00 0.00 0.00 -- - - -- - - - -- -- 10520 - - - -- Fire Exting - &Cabinets - 1,500.00 --T-,566-.66 1 -,500.- 00 0.00 - -- 0.00% - - - - - - - - -- 10810 Toilet Accessories 3,600.00 3,600.00 0.00 3,600.00 0.00% 15300 Fire Sprinklers 10,291.00 10,291.00 0.00 10,291.00 0.00% 15400 Plumbing 50,300.00 50,300.00 265.00 0.53% 265.00 15500 HVAC __ 12,300.00 12,300.00 214.00 _50,035.00 12,086.00 1.74% 214.00 _ 16010 _ _ Electrical 92,942.00 92,942.00 0.00 92,942.00 0.00% 0.00 0.00 468,786.00 468,786.00 49967.87 418,818.13 10.66% 14,309.50 15,033.46 1,799.50 4,301.54 5,850.00 1,387.50 7,286.37 0.00 0.00 0.00 0.00 0.00 0.00 Over Head and Profit- Sitewor 7,657.50 7,657.50 0.00 7,657.50 0.00% Over Head and Profit-Contract 62,549.40 62,549.40 9989.57 52,559.83 15.97% 2,861.90 3,002.69 359.90 860.31 1,170.00 277.50 1,457.27 70,206.90 70,206.90 9,989.57 60,217.33 14.23% 2,861.90 3,002.69 359.90 860.31 1,170.00 277.50 1,457.27 0.00 0.00 0.00 0.00 0.00 0.00 Total Forest Contract 538,992.90 538,992.90 59,957.44 479,035.46 11.12% 17,171.40 18,036.15 2,159.401 5,161.851 7,020.00 I 1,665.UOI 8,743.64 0.001 0.001 0.00 I 0.00 1 0.00 0.00 Description of Work Budget Change Orders Adjusted Budget Actual Cost to Date Variance Percentage of Completion Dec-01 Jan-02 Feb-02 Mar -02 Apr-02 May -02 Jun-02 Jul -02 Aug-02 Sep-02 Oct-02 Nov-02 Dec-02 Total Costs for T O H 43.91% (�d �a RESOLUTION NO. 2002- A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF MOORPARK, CALIFORNIA, AUTHORIZING THE CITY'S APPLICATION FOR A $500,000 SECTION 108 LOAN FROM THE U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD), TO BE SUBMITTED THROUGH THE COUNTY OF VENTURA, FOR THE THEATER ON HIGH PROJECT WHEREAS, the City of Moorpark, a municipal corporation, together with certain other cities within the County of Ventura and the County of Ventura constitute the County of Ventura Community Development Block Grant (CDBG) Entitlement Area; and WHEREAS, the City of Moorpark and the County of Ventura have entered into a Cooperation Agreement for the CDBG Program, most recently amended in June 2000, which provides that the County shall assume certain administrative responsibilities from HUD; and WHEREAS, the City of Moorpark has publicly noticed and conducted a public hearing on September 18, 2002, to consider applying for a Section 108 loan from HUD to benefit the Theater on High project. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF MOORPARK DOES HEREBY RESOLVE AS FOLLOWS: SECTION 1. The City of Moorpark shall apply for a Section 108 loan from HUD to benefit the Theater on High project. SECTION 2. The City Clerk shall certify to the adoption of this resolution and shall cause a certified resolution to be filed in the book of original resolutions. PASSED AND ADOPTED this 18th day of September, 2002. Patrick Hunter, Mayor ATTEST: Deborah S. Traffenstedt, City Clerk ' 0 N Iq ITEM A AGREEMENT BETWEEN THE CITY OF MOORPARK AND JANSS IV RECREATION, INC. THIS AGREEMENT BETWEEN THE CITY OF MOORPARK AND JANSS IV RECREATION, INC. ( "Agreement ") is entered into this day of September, 2002, by and between THE CITY OF MOORPARK, a Municipal corporation, hereinafter referred to as "City" and JANSS IV RECREATION, INC., a California corporation, hereinafter referred to as "JANSS IV ", with reference to the following facts: RECITALS: A. JANSS IV is the owner of certain real property improved by a theatre building and commonly known as The Moorpark Playhouse, located at 45 High Street in the City of Moorpark, County of Ventura, State of California (the "'Moorpark Property "), as more particularly described on Exhibit "A" attached hereto and by this reference incorporated herein; B. JANSS IV has certain real property Moorpark ( "High Street property shall be used and musical performances purposes; entered into an agreement to purchase commonly known as 11 -17 High Street, Property ") with the intent that said to assist in the production of theatre at The Moorpark Playhouse and for other C. JANSS IV has requested that the City provide to JANSS IV certain financing to complete the rehabilitation and renovation of The Moorpark Playhouse and to purchase the High Street Property; and D. The City wishes to promote the rehabilitation of the Moorpark Theater and has agreed to provide to JANSS IV a loan to complete the renovation of the Moorpark Playhouse and the purchase of the High Street Property. PROVISIONS NOW, THEREFORE, in consideration of the mutual covenants, representations and provisions contained herein and for other good and valuable consideration, the undersigned do hereby agree as follows: 1. LOAN. The City shall diligently pursue all requirements of the CDBG program necessary for the release of funds for this project. A. Amount principal ($500,000). Of The Loan. The Loan shall be in the amount of Five Hundred Thousand Dollars B. Terms of Loan. The Loan will be due in full upon any default identified within this document which is not cured within thirty (30) days of notice, properly delivered to Janss IV. 2. LOAN DOCUMENTS. The Loan will be evidenced by a Promissory Note ( "Note ") , and secured by a first deed of trust on the Moorpark Property and a second deed of trust on the High Street Property (collectively, "the Deeds of Trust "). The Deed of Trust on the Moorpark Property shall be junior to no other. The Deed of Trust on the High Street Property may be junior to a first mortgage loan ( "First Mortgage Loan "), and no other, to be obtained by JANSS IV from a third party lender, in an amount not to exceed Two Hundred Eighty Thousand Dollars ($280,000). The Note and Deeds of Trust are collectively referred to as the "Loan Documents ". The City may record a request for notice of default and any notice of sale under any deed of trust or mortgage with power of sale encumbering either property in the Office of the Recorder of Ventura County. 3. LETTER OF CREDIT. JANSS IV will provide credit enhancement in the form of an irrevocable letter of credit ( "Letter of Credit ") in the amount of Five Hundred Thousand Dollars ($500,000) as additional security for the Loan. The Letter of Credit shall be for one year and renewed annually in an amount equal to the then outstanding balance of the Loan for the duration of the Loan. The Letter of Credit may be called by the City at any time upon an event of default by JANSS IV under the Loan Documents or this Agreement with no other obligations or requirements by the City except to notify the issuer that the Loan is in default. JANSS IV may select a recognized financial institution of its choice, reasonably approved by the City, to issue the Letter of Credit. The Letter of Credit shall be in a form acceptable to the City Attorney for the City. All fees incurred relating to the issuance and renewal of the Letter of Credit shall be paid by Janss IV, or paid from loan proceeds. 4. LENDER'S TITLE INSURANCE. The City shall require a lender's policy of title insurance on both the Moorpark Property and the High Street Property. 5. USE OF LOAN PROCEEDS. JANSS IV agrees that the Loan proceeds shall be used solely for the purchase price of the High Street Property, and for furnishings, fixtures, equipment, building permits, architectural fees and engineering costs regarding The Moorpark Property. 6. PREPAYMENT. No prepayment penalty will be charged to JANSS IV for payment of all or any portion of the unpaid balance prior to the date on which said amount is due. 7. EVENT OF DEFAULT. The Moorpark Playhouse shall be maintained as an operating theatre used for motion picture presentations and live musical and theatrical productions. The entertainment at the theatre shall be in accordance with the conditions of any City permit approval, and shall at no time provide "X" rated or adult movies or other forms of entertainment. Should The Moorpark Theatre cease its operations as a theatre for a period in excess of thirty (30) consecutive days or more (unless said cessation results from any casualty (i.e., fire, flood, earthquake, etc.)), or be found in violation of any City Code or permit by a court of competent jurisdiction, then the City shall provide written notice to JANSS IV of the default of this Agreement. JANSS IV shall have thirty (30) days from the date notice is received from the City to cure the default. In the event JANSS IV does not cure the default within this time period, the City may accelerate the Loan and declare the outstanding balance all due and payable. 8. INSURANCE AND INDEMNIFICATION. Janss IV shall obtain fire, hazard (including earthquake) and liability insurance on both the Moorpark Property and the High Street Property and shall maintain insurance coverage as required by City for the life of the Loan. Janss IV shall further indemnify the City and its officers, employees, servants and agents and independent contractors who serve in the role of City Manager, Assistant City Manager, City Clerk, Director of Community Development, City Engineer, or City Attorney from any claim, demand, damage, liability, loss, cost or expense, for any damage whatsoever, to any property and injury to any person resulting from or in any way connected with the properties assisted by this loan. 9. APPLICABLE LAW. This Agreement shall be interpreted under the laws of the State of California. 10. ATTORNEYS' FEES. Should it become necessary for either party to commence legal action to enforce the provisions of this Agreement, then the prevailing party in such action shall be entitled to all costs of such attorneys' fees as a court may adjudge reasonable. 11. JOINT PREPARATION. Should interpretation of this Agreement, or any portion thereof, be necessary, it is deemed that this Agreement was prepared by the parties jointly and equally, and shall not be interpreted against either party on the ground that the party prepared the Agreement or caused it to be prepared. 12. VENUE. This Agreement is made, entered into, and executed in Ventura County, California, and any action filed in any court or for arbitration for the interpretation, enforcement or other action of the terms, conditions or covenants referred to herein shall be filed in the applicable court in Ventura County, California. 13. TIME IS OF THE ESSENCE in this Agreement. IN WITNESS WHEREOF, the undersigned have executed this Agreement as of this day of September, 2002. CITY OF MOORPARK: JANSS IV RECREATION, INC.: Steven Kueny, City Manager Larry Janss, President ATTEST: lleborari Ii. 'rrarrensteat, city LlerK