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HomeMy WebLinkAboutAGENDA REPORT 2004 0519 CC REG ITEM 09EITEM q. E. MOORPARK CITY COUNCIL AGENDA REPORT To: Honorable City Council From: Nancy Burns, Senior Management Analyst Date: May 13, 2004 (CC Meeting of May 19, 2004) Subject: CONSIDER AFFORDABLE HOUSING AGREEMENT AND AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN FOR USA PROPERTIES FUND, INC. FOR VINTAGE CREST SENIOR APARTMENTS, L.P. (GPA 2002 -01, ZC 2002 -01, RPD 2002- 02) BACKGROUND On July 10, 2002, the City Council approved General Plan Amendment (GPA) No. 2002 -01 and Residential Planned Development Permit (RPD) No. 2002 -02, on application of USA Properties Fund, Inc., for the development of 190 senior apartments. This project is generally south of the terminus of Park Crest Lane and Park Lane (Assessor's Parcel No. 506 -0- 050 -185 and a portion of 506 -0- 050 -475). A Mitigation Monitoring Program was approved July 17, 2002. Ordinance No. 284, approving Zone Change No. 2002 -01 (ZC) for this project, was adopted on September 18, 2002; these approvals collectively constitute the "Project Approvals ". A Development Agreement, executed October 22, 2002, between the City and Vintage Crest Senior Apartments, L.P., provides for a density bonus of forty -eight (48) units (20 dwelling units per acre) and requires that all units in the project be affordable for the life of the project. On November 20, 2002, Council approved Resolution No. 2002 -2029, authorizing the City to issue sixteen million dollars ($16,000,000) in multi - family housing revenue bonds for construction. 0000'7JL Honorable City Council Date 05/13/04 Page 2 DISCUSSION The Development Agreement for this project stipulates the preparation of an Affordable Housing Implementation and Rental Restriction Plan (the "Plan "), which is to set forth all items necessary for the restriction of rents on all units in the project. The Plan is subject to unilateral approval by the Council and is to be approved prior to final inspection and occupancy approval of the first unit. An Affordable Housing Agreement (the "Agreement "), which incorporates the Plan, is to be executed by the developer and the City prior to occupancy of the first unit. Forty -eight (48) units in Vintage Crest are to be restricted to very low income households (50% of median income) and one hundred forty -two (142) units will be restricted to low income households (60% of median income). One of the low income units may be a manager's unit. The project is financed by multi- family housing revenue bonds, issued by the City, and tax credits. This financing stipulates that the units designated for low income tenants be restricted to tenants whose incomes do not exceed sixty per cent (60 %) of median income, adjusted for household size. Rents will be thirty per cent (30 %) of fifty per cent (50 %) of median income (very low income) or thirty per cent (30 %) of sixty per cent (60 %) of median income (low income), less a utility allowance. A tenant whose income increases above the low income level, up to and including moderate income level, which is one hundred twenty per cent (120 %) of median income, will be able to continue tenancy at the maximum allowable rent for the unit, provided that tenant's income does not exceed 120% of median income. If a tenant's household income exceeds the moderate income level, the tenant will be given reasonable notice (six months) to vacate the unit. To the extent permitted by applicable state and federal law, Vintage Crest will grant priority to eligible Moorpark residents for the life of the Project. The City has the option to place eligible tenants in un- rented Units, subject to the terms of the Plan. The Unit Mix and Initial Rents is attached as Exhibit "A ". 0000w2 Honorable City Council Date 05/13/04 Page 3 STAFF RECOMMENDATION 1. Approve the attached Affordable Housing Implementation and Rental Restriction Plan, subject to final language approval by the City Manager and City Attorney. 2. Approve the attached Affordable Housing Agreement, subject to final language approval by the City Manager and City Attorney, and direct the City Clerk to record the document with the County of Ventura. Exhibit "A ": Unit Mix and Initial Rents Attachments: Affordable Housing Implementation and Rental Restriction Plan Affordable Housing Agreement 000073 Exhibit "A" Vintage Crest Senior Apartments Unit Mix and Initial Rents 13- May -04 TOTAL UNIT ALLOCATION Unit Type Very Low Low 1 Bedroom, 1 Bath 34 62 2 Bedrooms, 1 Bath 14 48 2 Bedrooms, 2 Baths 31 Total 48 141 ALLOWABLE RENTS Unit Type Very Low Low 1 Bedroom, 1 Bath $669 $814 2 Bedroom, 1 Bath $802 $977 2 Bedroom, 2 Bath $802 $977 Above rents are net of Utility Allowance 1 bedroom unit is priced for a household of 1.5 persons 2 bedroom unit is priced for a household of 3 persons Total 96 62 31 imm Utility Allowance $57 $69 $69 AFFORDABLE HOUSING AGREEMENT By and Between THE CITY OF MOORPARK, CALIFORNIA and VINTAGE CREST SENIOR APARTMENTS Dated as of , 2004 K: \cg \Moor \VCrest \aff5.doc 4 -29 -04 000075 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS AND INTERPRETATION ................ 3 1.1 Definitions .... ............................... 3 1.2 Rules of Construction . ........................ 5 ARTICLE 2 AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN AND USE OF PROPERTY .......... 5 2.1 Purpose of Restrictions ....................... 5 2.2 Plan to be Recorded ........................... 5 2.3 Use of the Property ........................... 6 ARTICLE 3 TERM ........... ............................... 6 3.1 Term of Agreement ............................. 6 3.2 Termination .... ............................... 6 ARTICLE 4 GENERAL PROVISIONS ............................ 4.1 Notice ......... ............................... 4.2 Relationship of Parties ....................... 4.3 No Claims ...... ............................... 4.4 Conflict of Interests ......................... 4.5 Non - Liability of City Officials, Employees andAgents ..... ............................... 4.6 Force Majeure .. ............................... 4.7 Title of Parts and Sections ................... 4.8 Hold Harmless .. ............................... 4.9 Rights and Remedies Cumulative ................ 4.10 Action at Law .. ............................... 4.11 Applicable Law ............................... 4.12 Severability .. ............................... 4.13 Legal Actions . ............................... 4.14 Binding Upon Successors ...................... 4.15 Effect and Duration .......................... 4.16 Transfer ...... ............................... 4.17 Time of the Essence .......................... 4.18 City Approval . ............................... 4.19 Complete Understanding of the Parties ........ 4.20 Construction and Interpretation of Agreement . 4.21 Controlling Law; Venue ....................... 4.22 Counterparts .. ............................... 6 6 7 7 7 8 8 8 8 9 9 10 10 10 10 10 11 11 11 11 11 12 13 K: \cg \Moor \VCrest \aff5.doc i 4 -29 -04 / �y 0000 / S EXHIBITS Exhibit No. 1 Legal Description Exhibit No. 2 Affordable Housing Implementation and Rental Restriction Plan K: \cg \Moor \VCrest \aff5.doc 1 1 4 -29 -04 000077 AFFORDABLE HOUSING AGREEMENT THIS AFFORDABLE HOUSING AGREEMENT (this "Agreement ") is to be effective as of , 2004, regardless of the date of actual execution hereof, and is by and between THE CITY OF MOORPARK, a municipal corporation ( "City ") and VINTAGE CREST SENIOR APARTMENTS, L.P., a California limited partnership( "Owner "). W I T N E S S E T H: RECITALS WHEREAS, the City and Owner have previously entered into Development Agreement dated October 22, 2002, recorded as Instrument No. 2002 - 0263670 in the Official Records of the County of Ventura on October 28, 2002 (the "Development Agreement) pursuant to which Owner will construct a residential development consisting of 190 apartments (the "Project ") on approximately 6.8 acres (the "Property "), described more specifically on Exhibit "1" attached hereto and incorporated herein by reference, which is located within the City of Moorpark; and WHEREAS, pursuant to the provisions of California Health & Safety Code Section 33413(b)(2) (the "Inclusionary Housing Requirement "), not less than fifteen percent (150) of all new or substantially rehabilitated dwelling units which are developed within a redevelopment project area by an entity other than a redevelopment agency, are required to be available at Affordable Rent to persons and families of low or moderate income, and not less than forty percent (40 %) of the dwelling units required to be available at Affordable Rent to persons and families of low or moderate income are to be available at Affordable Rent to very low income households; and WHEREAS, to assist in the production of affordable housing, on July 10, 2002, the City approved General Plan Amendment No. 2002 -01 ( "GPA ") and Residential Planned Development Permit No. 2002 -02 ( "RPD "), and on September 18, 2002, the City approved Zone Change No. 2002 -01 ( "ZC "). Implementation of these land use entitlements is subject to a mitigation measures, monitoring and reporting program that was approved by the City on July 17, 2002 (the "Mitigation Monitoring Program "). The GPA, ZC, RPD and K: \cg \Mo0r \VCrest \aff5.doc 1 4 -29 -04 0 0 0^ 7 V Mitigation Monitoring Program are collectively referred to as the "Project Approvals ". WHEREAS, in consideration for a density bonus obtained through the Project Approvals that is greater than would otherwise be available, as a condition of Project Approvals, Owner has agreed to rent or lease or hold available for rent or occupancy one hundred percent (1000) of all residential units to persons or families of Low Income or Very Low Income at an Affordable Rent, all as defined herein, and to enter into an Affordable Housing Agreement with the City by which such dwelling units will be restricted for the life of the Project, to set forth the method of selecting eligible tenants, tenant eligibility requirements, the respective roles of the City and Owner and any other items determined necessary by the City; and WHEREAS, Owner hereby agrees to enter into certain restrictions upon the operation of the Project, which will bind the Project and Owner, its successors and assigns, for the life of the Project (the "Affordable Housing Implementation and Rental Restriction Plan "). The purpose of the Affordable Housing Implementation and Rental Restriction Plan is to create such conditions, covenants, restrictions, liens, servitude, and charges upon and subject to which the Project and each and every part and portion thereof shall be occupied, leased and rented. The provisions of the Affordable Housing Implementation and Rental Restriction Plan shall run for its term and shall apply to and bind any successors -in- interest of Owner. Each of the provisions thereof are imposed upon the Project as mutual and reciprocal equitable servitude in favor of each and every other portion of the Project. The Affordable Housing Implementation and Rental Restriction Plan is incorporated herein by this reference; and WHEREAS, Owner has previously paid Five Thousand Dollars ($5,000) for the City's cost to prepare the Affordable Housing Implementation and Rental Restriction Plan and Affordable Housing Agreement; and NOW, THEREFORE, in consideration of the mutual covenants and undertakings set forth herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the City and the Owner hereby agree as follows: K: \cg \Moor \VCrest \aff5.doc 2 4 -29 -04 000079 ARTICLE 1. DEFINITIONS AND INTERPRETATION 1.1 Definitions. Capitalized terms used herein shall have the following meanings unless the context in which they are used clearly requires otherwise. "Affordable Rent" shall mean rent plus a reasonable utility allowance that does not exceed the following: (A) For a Very Low Income Tenant, the product of thirty percent (30 %) times fifty percent (50 %) of the County Median Income adjusted for family size appropriate for the Unit; and (B) For a Low Income Tenant, the product of thirty percent (30 %) times sixty percent (60 %) of the County Median Income adjusted for family size appropriate for the Unit. "City" shall mean the City of Moorpark, California, a municipal corporation. "County" shall mean Ventura County. "County Median Income" shall mean the Median Income adjusted by actual household size as published annually by HUD for the County, which Median Income levels shall be adjusted concurrently with publication of adjustment of the same by HUD. "HUD" shall mean the United States Department of Housing and Urban Development. "Low Income" or "Lower Income" shall mean a household income that does not exceed sixty percent (60 %) of the County Median Income, adjusted for household size appropriate to the Unit. The household income amount for Lower Income households shall be based on the amount published by HUD as the Household Income Limits for Ventura County ( "HUD Income Limits ") or such successor information in the event the referenced published information is no longer available. "Low Income Tenants" or "Lower Income Tenants" means individuals or households qualified on the basis of a "certification of tenant eligibility" as certified by such individual or household, who have an adjusted gross income which does not exceed Low Income. K: \cg \Moor \VCrest \aff5.doc 3 4 -29 -04 000084 "Owner" shall mean Vintage Crest Senior Apartments, L.P., and any permitted assignee of its rights, powers and responsibilities, or any successor in interest to fee title to the Project or Property. "Plan" shall mean a recorded instrument running to the benefit of the City of Moorpark, restricting rentals of any Unit to Very Low and Low Income Households at an Affordable Rent, in the form of the Affordable Housing Implementation and Rental Restriction Plan which is attached to this Agreement as Exhibit No.2 and incorporated herein by this reference. "Project" is the residential development consisting of 190 apartments located on the Property, together with structures, improvements, equipment, fixtures, and other personal property owned by the Owner and located on or used in connection with all such improvements and all functionally related and subordinate facilities. "Property" shall mean that real property in the City of Moorpark, California described as set forth in the Legal Description attached to this Agreement as Exhibit "1 ". "Term" shall mean as follows: (a) the Term of this Agreement shall be the period commencing upon the date of this Agreement and ending upon the date of completion of the Project, unless earlier terminated in accordance with Section 3.2 of this Agreement; and (b) the Term of the Plan shall be for the longest feasible time, which includes, but is not limited to, for the life of the Project, but not less than fifty -five (55) years. "Units" shall mean residential dwelling units. "Very Low Income" shall mean a household income that does not exceed fifty percent (50 %) of the County Median Income, adjusted for household size appropriate to the Unit. "Very Low Income Tenants" means individuals or households qualified on the basis of a "certification of tenant eligibility" as certified by such individual or household, who have an adjusted gross income which does not exceed Very Low Income. K: \cg \Moor \VCrest \aff5.doc 4 4 -29 -04 000081 1.2 Rules of Construction. 1.2.1 The singular form of any word used herein, including the terms defined herein shall include the plural and vice versa. The use herein of a word of any gender shall include correlative words of all genders. 1.2.2 Unless otherwise specified, references to Articles, Sections, and other Subdivisions of this Agreement are to the designated Articles, Sections, and other Subdivisions of this Agreement as originally executed. The words "hereof," "herein," "hereunder," and words of similar import shall refer to this Agreement as a whole. 1.2.3 All of the terms and provisions hereof shall be construed to effectuate the purposes set forth in this Agreement and to sustain the validity hereof. 1.2.4 Headings or titles of the several articles and sections hereof and the table of contents appended to copies hereof shall be solely for convenience of reference and shall not affect the meaning, construction, or effect of the provisions hereof. ARTICLE 2 AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN AND USE OF PROPERTY The terms, conditions and provisions of this Article 2 shall apply to all Units, and shall apply for the entire Term of this Agreement. 2.1 Purpose of Restrictions. The City is required pursuant to the Project Approvals and California Health and Safety Code Section 33413(b) to impose certain income and affordability restrictions on a specified number of Units in the Project. The provisions of the Affordable Housing Implementation and Rental Restriction Plan ( "Plan ") are intended to carry out those requirements and for the provision of 48 units at Very Low Income and 142 units at Low Income ( of which one may be occupied by an employee of the Owner or its management company), with a minimum of twelve (12) two - bedroom units occupied by Very Low Income tenants, for the life of the Project. 2.2 Plan to be Recorded. Owner represents, warrants, and covenants that it will cause the Plan to be recorded in K: \cg \Moor \VCrest \aff5.doc rJ 4 -29 -04 000082 the Office of the County Recorder of Ventura County, California, and that the Plan shall be senior in priority to any lien, encumbrance or other matter of record except as approved by City. The Owner shall pay all fees and charges in connection with any such recordation. 2.3 Use of the Property. Owner represents, warrants, and covenants to operate the Project and Property as a multifamily residential rental property and for no other purposes. Owner agrees it shall not knowingly permit any of the Units in the Project to be used on a transient basis and shall not rent any Unit for a period of less than thirty (30) days. ARTICLE 3 TERM 3.1 Term of Agreement. This Agreement shall remain in full force and effect for the Term, unless earlier terminated in accordance with this Agreement. 3.2 Termination. Notwithstanding Section 3.1 above, this Agreement shall terminate: (a) upon mutual agreement of the parties; or (b) in the event of damage or destruction of the Project for which there are insufficient insurance proceeds to rebuild the Project to its condition prior to the damage or destruction. ARTICLE 4 GENERAL PROVISIONS The terms, conditions and provisions of this Article 4 shall apply to the entire Project for the Term of this Agreement. 4.1 Notice. All notices (other than telephone notices), certificates or other communications (other than telephone communications) required or permitted hereunder shall be sufficiently given and should be deemed given when personally delivered or when sent by telegram, or when sent by facsimile transmission (if properly confirmed in writing), or forty -eight (48) hours following mailing by registered or certified mail, postage prepaid, or twenty - four hours following transmission of such notice by express mail, Federal Express or similar carriers, addressed as follows: K: \cg \Moor \VCrest \aff5.doc 6 4 -29 -04 000083 If to the City: The City of 799 Moorpark Moorpark, CA Attention: If to the Owner: Moorpark Avenue 93021 City Manager Vintage Crest Senior Apartments 2440 Professional Drive, Suite 100 Roseville, CA 95661 -7773 Attention: Geoffrey C. Brown 4.2 Relationship of Parties. Nothing contained in this Agreement shall be interpreted or understood by any of the parties, or by any third persons, as creating the relationship of employer and employee, principal and agent, limited or general partnership, or joint venture between the City and the Owner or the Owner's agents, employees or contractors, and the Owner shall at all times be deemed an independent contractor and shall be wholly responsible for the manner in which it or its agents, or both, perform the services required of it by the terms of this Agreement for the operation of the Project. The Owner has and hereby retains the right to exercise full control of employment, direction, compensation and discharge of all persons assisting in the performance of services hereunder. In regards to the on -site operation of the Project, the Owner shall be solely responsible for all matters relating to payment of its employees, including compliance with Social Security, withholding and all other laws and regulations governing such matters. The Owner agrees to be solely responsible for its own acts and those of its agents and employees. 4.3 No Claims. Nothing contained in this Agreement shall create or justify any claim against the City by any person the Owner may have employed or with whom the Owner may have contracted relative to the purchase of materials, supplies or equipment, or the furnishing or the performance of any work or services with respect to the operation of the Project or the Property. 4.4 Conflict of Interests. No member, official or employee of the City shall make any decision relating to this Agreement which affects his or her personal interests K: \cg \Moor \VCrest \aff5.doc 7 4 -29 -04 000084 or the interests of any corporation, partnership or association in which he or she is directly or indirectly interested. 4.5 Non - Liability of City Officials, Employees and Agents. No member, official, employee, agent or attorney of the City shall be personally liable to the Owner, or any successor in interest, in the event of any default or breach by the City or for any amount which may become due to the Owner or successor or on any obligation under the terms of this Agreement. 4.6 Force Majeure. Whenever Owner is required to perform an act under this Agreement by a certain time, said time shall be deemed extended so as to take into account events of force majeure. As used herein "force majeure" shall mean a delay in Owner's performance hereunder due to acts of God, fire, earthquake, flood, extreme weather conditions, explosions, war, invasion, insurrection, riot, mob violence, sabotage, acts of terrorism, vandalism, malicious mischief, inability to procure or general shortage of labor, equipment, facilities, materials or supplies in the open market, failure of transportation, strikes, lockouts, actions of labor unions, third party litigation, condemnation, requisition, governmental restrictions including inability or delay in obtaining government consents or permits, laws or orders of governmental, civil, military or naval authorities, or any other cause, whether similar or dissimilar to the foregoing, not within Owner's control, other than lack of or inability to procure monies to fulfill its commitments or obligations under this Agreement. 4.7 Title of Parts and Sections. Any titles of the parts, sections or subsections of this Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any part of its provision. 4.8 Hold Harmless. Except as such claims may arise from gross negligence or willful misconduct by the City, if any person or entity performing work for the Owner on the Project or the Property shall assert any claim against the City on account of any damage alleged to have been caused by reason of acts of negligence of the Owner, the Owner shall defend at its own expense any suit based upon such claim; and if any judgment or claims against the City shall K: \cg \M00r \VCrest \aff5.doc 8 000085 4 -29 -04 be allowed, the Owner claim and pay all therewith. Nothing h prohibition against (either contractually person or entity. shall pay or satisfy such judgment or costs and expenses in connection erein stated shall be interpreted as a the Owner seeking indemnification or,as a matter of law) from any third In addition, the Owner shall defend the City (with counsel reasonably approved by the City) against any claims or litigation of any nature whatsoever brought by third parties and directly or indirectly arising from the Owner's performance of its obligations under this Agreement, and in the event of settlement, compromise or judgment hold the City free and harmless therefrom. 4.9 Rights and Remedies Cumulative. Except as otherwise expressly stated in this Agreement, the rights and remedies of the parties are cumulative, and the exercise or failure to exercise one or more of such rights or remedies by either party shall not preclude the exercise by it, at the same time or different times, of any right or remedy for the same default or any other default by the other party. No waiver of any default or breach by the Owner hereunder shall be implied from any omission by the City to take action on account of such default if such default persists or is repeated, and no express waiver shall affect any default otter than the default specified in the waiver, and such wavier shall be operative only for the time and to the extent therein stated. waivers of any covenant, term, or condition contained herein shall not be construed as a waiver of any subsequent breach of the same covenant, term or condition. The consent or approval by the City to or of any act by the Owner requiring further consent or approval shall not be deemed to waive or render unnecessary the consent or approval to or of any subsequent similar act. The exercise of any right, power, or remedy shall in no event constitute a cure or a waiver of any default under this Agreement, nor shall it invalidate any act done pursuant to notice of default, or prejudice the City in the exercise of any right, power, or remedy hereunder. 4.10 Action at Law. The City may take whatever action at law or in equity as may be necessary or desirable to enforce performance and observance of any obligation, agreement or covenant of the Owner under this Agreement. No delay or omission to exercise any right or power accruing K: \cg \Moor \VCrest \aff5.doc 9 4 -29 -04 upon any default shall impair any such right or power or shall be construed to be a waiver of such right or power, but any such right or power may be exercised from time to time and as often as City may deem expedient. In order to entitle the City to exercise any remedy reserved to it in this Agreement, it shall not be necessary to give any notice, other than such notice as may be herein expressly required or required by law to be given. 4.11 Applicable Law. This Agreement shall be interpreted under and pursuant to the laws of the State of California. 4.12 Severability. If any term, provision, covenant or condition of this Agreement is held in a final disposition by a court of competent jurisdiction to be invalid, void or unenforceable, the remaining provisions shall continue in full force and effect unless the rights and obligations of the parties have been materially altered or abridged by such invalidation, voiding or unenforceability. 4.13 Legal Actions. In the event any legal action is commenced to interpret or to enforce the terms of this Agreement or to collect damages as a result of any breach thereof, the party prevailing in any such action shall be entitled to recover against the party not prevailing all reasonable attorneys' fees and costs incurred in such action (including all legal fees incurred in any appeal or in any action to enforce any resulting judgment). 4.14 Binding Upon Successors. This Agreement shall run with the land and be binding upon and inure to the benefit of the heirs, administrators, executors and assigns of each of the parties, and successors in interest of fee title to the Project and the Property. Any reference in this Agreement to an Owner shall be deemed to apply to any successor, heir, administrator, executor or assign of such party who has acquired a fee interest in the Project or Property. 4.15 Effect and Duration. Owner covenants and agrees for itself, its heirs, its administrators, its executors, its successors, its assigns and every successor in interest to fee title of the Project, the Property or any part thereof, that the Owner and such heirs, administrators, executors, successors, assigns and successors in interest K: \cg \Moor \VCrest \aff5.doc 10 4 -29 -04 000087 shall comply with all of the terms, provisions, easements, conditions, covenants, restrictions, liens, and servitude set forth in this Agreement. 4.16 Transfer. During the Term of this Agreement, any sale or other transfer of the Project or the Property shall be subject to the City's prior written approval other than any transfer necessitated by foreclosure by or delivery of a deed in lieu of foreclosure to or for the benefit of U.S. Bank National Association (and its successors in interest) ( "U.S. Bank ") as the lien holder of the Multifamily Housing Revenue Bonds (Vintage Crest Senior Apartments Project) 2002 Series A. 4.17 Time of the Essence. In all matters under this Agreement, time is of the essence. 4.18 City Approval. Any approvals required under this Agreement shall not be unreasonably withheld or delayed. 4.19 Complete Understanding of the Parties. The Development Agreement, the Project Approvals, this Agreement and the other attached Exhibits constitute the entire understanding and agreement of the parties with respect to the matters described herein. In the event of any conflict between this Agreement, the Project Approvals, and the Development Agreement the terms this Agreement shall take precedence over the terms of the Project Approvals. 4.20 Construction and Interpretation of Agreement. The parties hereto acknowledge and agree that this Agreement has been prepared jointly by the parties and has been the subject of arm's length and careful negotiation over a considerable period of time, that each party has reviewed this Agreement with legal counsel, and that each party has the requisite experience and sophistication to understand, interpret and agree to the particular language of the provisions of this Agreement. Accordingly, in the event of an ambiguity in or dispute regarding the interpretation of this Agreement, notwithstanding Civil Code Section 1654, this Agreement shall not be interpreted or construed against the party preparing it, and instead other rules of interpretation and construction shall be utilized. K: \cg \Moor \VCrest \aff5.doc 1 1 000088 4 -29 -04 4.21 Controlling Law; Venue. This Agreement shall be deemed to be entered into in California and shall be controlled and interpreted by the internal laws of California, without regard to conflict of law provisions, except to the extent federal law applies. Venue for any action brought under this Agreement will be at City's option in the Superior Court for the County of Ventura, California. Owner hereby accepts for itself and in respect to its property, generally and unconditionally, the non- exclusive jurisdiction of the foregoing court. Owner irrevocably consents to the service of process in any action or proceeding by the mailing of copies thereof by registered or certified mail, postage prepaid, to Owner at its address for notices pursuant to this Agreement. Nothing contained herein shall affect the right of the City to serve process in any other manner permitted by law. K: \cg \Moor \VCrest \aff5.doc 12 000089 4 -29 -04 4.22 Counterparts. This Agreement may be executed in counterparts, which together will be one agreement. WHEREFORE, the parties have executed this Agreement as of the date first -above written. APPROVED AS TO FORM: KANE, BALLMER & BECKMAN Special Counsel to the City By: Glenn F. Wasserman THE CITY OF MOORPARK By: Name: Title: VINTAGE CREST SENIOR APARTMENTS, L.P., a California limited partnership By: USA Properties Fund, Inc., a California corporation Its: Administrative General Partner LIM Geoffrey C. Brown, President By: Riverside Charitable Corporation, a California nonprofit corporation Its: Managing General Partner Kenneth S. Robertson, Chairman of the Board x: \cg \Moor \VCrest \aff5.doc 1 3 4 -29 -04 000090 EXHIBIT NO. 1 TO AFFORDABLE HOUSING AGREEMENT LEGAL DESCRIPTION THE LAND REFERRED TO IS SITUATED IN THE STATE OF CALIFORNIA, COUNTY OF VENTURA, AND IS DESCRIBED AS FOLLOWS: A portion of Lot "L" of Tract "L" of the Rancho Simi, as per Map recorded in Book 5, Page 5 of Maps and Parcel B of Parcel Map No. 5316, in the City of Moorpark, County of Ventura, State of California as shown on a Parcel Map recorded in Book 60 Page 87 of Parcel Maps, in the office of the County Recorder of said County, shown as Parcel 1 on the Lot Line Adjustment No. 2002 -05 recorded October 24, 2002, as Instrument No. 2002 - 0259095 -00, Official Records, in the Office of the County Recorder of said county. EXCEPT a portion of Parcel 1 on the Lot Line Adjustment No. 2002 -05, in the City of Moorpark, County of Ventura, State of California, described and shown in document recorded October 24, 2002, as Document No. 2002 - 0259095 -00 of Official Records, in the office of the County Recorder of said County, described as follows: Beginning at the Southwest corner of said Lot Line Adjustment; thence the following numbered courses: 1St: North 66 °00'24" West 547.50 feet along the Southerly line of said Lot Line Adjustment, to the Southwest corner of said Lot Line Adjustment; 2nd: North 0003'00" West 213.96 feet along the Westerly line of said Lot Line Adjustment to the Northwesterly prolongation of the first course recited as "South 66007111" East 269.41 feet" of the parcel described in Exhibit "A" in the deed recorded September 4, 2001, as Document No. 2001- 174965 of Official Records, in the office of the County Recorder of said County; 3rd: South 68034'26" East 537.30 feet along said Northwesterly prolongation to a point in the Easterly line of said Lot Line Adjustment; 4th: South 00003'00" East 240.31 feet, along said Easterly line to the point of beginning. 000091 EXHIBIT NO. 2 TO AFFORDABLE HOUSING AGREEMENT AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN [BEHIND THIS PAGE] 000092 OFFICIAL BUSINESS Document entitled to free recording per Government Code Sections 6103 and 27383 Recording Requested By: THE CITY OF MOORPARK 799 Moorpark Avenue Moorpark, California 93021 Attention: City Clerk SPACE ABOVE THIS LINE FOR RECORDER'S USE CITY OF MOORPARK AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN K: \cg \Moor \VCrest \PLAN6 4 -29 -04 000093 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS AND INTERPRETATION .............. 2 1.1 Definitions ........ ............................... 2 1.2 Rules of Construction . ............................ 5 ARTICLE 2. RENTAL RESTRICTIONS ......................... 5 2.1 Purpose of Restrictions ........................... 6 2.2 Units Generally . ... ............................... 6 2.3 Allocation of Units . .............................. 7 2.4 Rent -Up Periods . ... ............................... 8 2.5 Affordable Rent . ... ............................... 8 2.6 Income Recertification; Rent Increases. ........... 9 2.7 Increased Income of Occupying Households. ......... 9 2.8 Specific Enforcement of Affordability 18 3.9 Restrictions. ..... ............................... 10 2.9 City's Option to Place Tenants . .................. 10 2.10 Priority for Moorpark Residents .................. 12 2.11 Reporting Requirements . .......................... 12 ARTICLE 3. GENERALLY APPLICABLE REQUIREMENTS .......... 13 3.1 General Use Restrictions ......................... 13 3.2 Residential Rental Property . ..................... 13 3.3 Lease Provisions .. ............................... 14 3.4 Security Deposits . ............................... 15 3.5 Additional Information; Books and Records ........ 15 3.6 Hazardous Materials . ............................. 15 3.7 Indemnity ......... ............................... 17 3.8 No Limitation ..... ............................... 18 3.9 Management Agent . . ............................... 19 3.10 Day -to -Day Management Responsibility ............. 19 3.11 Insurance Requirements . .......................... 20 ARTICLE 4 OPERATIONS ... ............................... 22 4.1 Staffing Arrangements ............................ 22 4.2 Initial Leasing, Rental and Occupancy Procedures .22 ARTICLE 5. MAINTENANCE . ............................... 23 5.1 Maintenance, Repair, Alterations ................. 23 5.2 Disclaimer ........ ............................... 25 5.3 Mechanics Liens ... ............................... 25 K: \Cg \Moor \VCrest \PLAN6 4 -29 -04 i 1111•. ARTICLE 6 DEFAULT; REMEDIES ......................... 25 6.1 An Event of Default .............................. 25 6.2 Liens . ............ ............................... 27 6.3 Costs of Enforcement ............................. 28 6.4 Enforcement ....... ............................... 28 6.5 Right of Contest .. ............................... 28 6.6 Action at Law; No Remedy Exclusive ............... 29 ARTICLE 7. GENERAL PROVISIONS ......................... 29 7.1 Force Majeure .... ............................... 29 7.2 Hold Harmless .... ............................... 30 7.3 Rights and Remedies Cumulative .................. 30 7.4 Burden and Benefit .............................. 31 7.5 Severability ..... ............................... 31 7.6 Legal Actions .... ............................... 31 7.7 City Approval .... ............................... 32 7.8 Notices .......... ............................... 32 7.9 Enforcement of Plan ............................. 32 7.10 Binding on Successors and Assigns ............... 33 7.11 Amendments ....... ............................... 33 7.12 No Third Party Beneficiaries .................... 33 7.13 Attorneys' Fees .. ............................... 33 7.14 Counterparts ..... ............................... 33 7.15 Controlling Law; Venue .......................... 33 EXHIBITS Exhibit A Legal Description Exhibit B Certification of Tenant Eligibility Exhibit C Certificate of Continuing Program Compliance for the [Month /Quarter] Ending Exhibit D Type of Unit, Number of Units, Household Size Adjustment and Utility Allowance K: \cg \Moor \VCrest \PLAN6 4 -29 -04 ii 000095 AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN (VINTAGE CREST SENIOR APARTMENTS) Moorpark, California 93021 RECITALS: A. THE CITY OF MOORPARK, herein called "City," acting to carry out its public purposes to assist Very Low and Low Income persons and families to obtain housing at affordable housing cost, entered into a Development Agreement dated October 22, 2002, recorded as Instrument No. 2002 - 0263670 in the Official Records of the County of Ventura on October 28, 2002(the "Development Agreement ") with VINTAGE CREST SENIOR APARTMENTS, L.P., for the construction of a residential development consisting of 190 apartments located in the City of Moorpark (the "Project "), on that certain real property described on the attached Exhibit "A" and incorporated herein by this reference (the "Property "); and B. Pursuant to the Development Agreement, City and Owner entered into an Affordable Housing Agreement (the "Affordable Housing Agreement "); and C. Pursuant to the Development Agreement and the Affordable Housing Agreement, the Owner has agreed to construct the Project and rent or lease all of the dwelling units in the Project to persons or families of Low Income or Very Low Income at an Affordable Rent, all as defined herein; and D. The City requires that the Property be occupied by Low Income and Very Low Income households for the Term of this Plan, as defined below. E. Owner is willing to enter into certain restrictions upon the operation of the Project, as set forth in this Implementation and Rental Restriction Plan (the "Plan "), which will bind the Project and Owner, its successors and assigns, for the term of this Plan. The purpose of this Plan is to create such conditions, covenants, restrictions, liens, servitudes, and charges upon and subject to which the K: \cg \Moor \VCrest \PLAN6 1 4 -29 -04 000096 Project and each and every part and portion thereof shall be occupied, leased and rented. The provisions of this Plan shall run for its term and shall apply to and bind any successors -in- interest of Owner. Each of the provisions hereof are imposed upon the Project as mutual and reciprocal equitable servitudes in favor of each and every other portion of the Project. NOW, THEREFORE, the City hereby declares and NOTICE IS HEREBY GIVEN that the Property shall be subject to this AFFORDABLE HOUSING IMPLEMENTATION AND RENTAL RESTRICTION PLAN (this "Plan "), dated as of 2004 (the "Date of this Plan "). ARTICLE 1. DEFINITIONS AND INTERPRETATION 1.1 Definitions. Capitalized terms used herein shall have the following meanings unless the context in which they are used clearly requires otherwise. "Affordability Agreement" shall mean that certain Affordable Housing Agreement to be entered into between Owner and the City to which an unexecuted version of this Plan is attached as Exhibit No. 2. "Affordable Rent" shall mean rent plus a reasonable utility allowance that does not exceed the following: (A) For a Very Low Income Tenant, the product of thirty percent (30 %) times fifty percent (50 %) of the County Median Income adjusted for family size appropriate for the Unit; and (B) For a Low Income Tenant, the product of thirty percent (30 %) times sixty percent (60 %) of the County Median Income adjusted for family size appropriate for the Unit. "City" shall mean the City of Moorpark, California, a municipal corporation. "Consumer Price Index" shall mean the Consumer Price Index - -All Urban Consumers for Los Angeles /Orange /Riverside metropolitan area, as published from time to time by the United States Department of Labor or, in the event such index is no longer published or otherwise available, such K: \cg \Moor \VCrest \PLAN6 2 4 -29 -04 000097 replacement index as may be agreed upon by Owner and City. All calculations relating to the Consumer Price Index shall be made using the month of February. "County" shall mean Ventura County. "County Median Income" shall mean the Median Income adjusted by actual household size as published annually by HUD for the County, which Median Income levels shall be adjusted concurrently with publication of adjustment of the same by HUD. "Density Bonus" shall mean the density bonus granted by the City to Owner in connection with the Project pursuant to General Plan Amendment No. 2002 -01 ( "GPA "), Zone Change No. 2002 -01 ( "ZC "), and Residential Planned Development Permit No. 2002 -02 ( "RPD "). Implementation of these land use entitlements is subject to a mitigation measures, monitoring and reporting program that was approved by the City on July 17, 2002 (the "Mitigation Monitoring Program ", the Mitigation Monitoring Program together with the GPA, ZC and RPD are collectively referred to as the "Project Approvals "), under which authority the Owner must construct a residential development consisting of 190 apartments, consisting of at least twenty -five percent (25 %) (i.e., 48 units) of the total dwelling units in the Project at an Affordable Rent for Very Low Income households (i.e., 50% of County Median income) and seventy - five percent (75 %) (i.e., 142 units) of such dwelling units (one of which may be occupied by an employee of the Owner or its management company) at an Affordable Rent for Low Income households (i.e., 60% of County Median Income). "Development Agreement" shall mean that certain Development Agreement dated October 22, 2002, recorded as Instrument No. 2002 - 0263670 in the Official Records of the County of Ventura on October 28, 2002. "HUD" shall mean the United States Department of Housing and Urban Development. "Initial Rent -Up" shall mean the period between the issuance of a certificate of occupancy for the first residential unit and "Stabilization" (as defined below). K: \cg \Moor \VCrest \PLAN6 3 4 -29 -04 000098 "Low Income" or `Lower Income" shall mean a household income that does not exceed sixty percent (60 %) of the County Median Income, adjusted for household size appropriate to the Unit. The household income amount for Lower Income households shall be based on the amount published by HUD as the Household Income Limits for Ventura County ( "HUD Income Limits ") or such successor information in the event the referenced published information is no longer available. "Low Income Tenants" or "Lower Income Tenants" shall mean individuals or households qualified on the basis of a "certification of tenant eligibility" as certified by such individual or household, who have an adjusted gross income which does not exceed Low Income. "Owner" shall mean Vintage Crest Senior Apartments, L.P., and any permitted assignee of its rights, powers and responsibilities, or any successor in interest to fee title to the Project or Property. "Plan,/ shall mean this Affordable Housing Implementation and Rental Restriction Plan. "Project" is the residential development consisting of 190 apartments located on the Property, together with structures, improvements, equipment, fixtures, and other personal property owned by the Owner and located on or used in connection with all such improvements and all functionally related and subordinate facilities. "Property" shall mean that real property in the City of Moorpark, California described as set forth in the Legal Description attached to this Plan as Exhibit "A ". "Stabilization" shall mean the time at which the Project achieves ninety percent (90 %) occupancy for ninety (90) consecutive days. "Term" shall mean the longest feasible time, but not less than fifty -five (55) years, commencing upon the date of recordation of this Plan. "Unit Allocation" Units as set forth in 2.3.2 and Exhibit "D ". K: \cg \Moor \VCrest \PLAN6 4 -29 -04 shall mean the allocation of the greater detail in Sections 2.3.1, 0 "Units" shall mean the residential apartment units in the Project. "Utility Allowance" shall mean the utility allowance set forth in the chart attached to this Plan as Exhibit .. D.. . "Very Low Income" shall mean a household income that does not exceed fifty percent (500) of the County Median Income, adjusted for household size appropriate to the Unit. "Very Low Income Tenants" shall mean individuals or households qualified on the basis of a "certification of tenant eligibility" as certified by such individual or household, who have an adjusted gross income which does not exceed Very Low Income. 1.2 Rules of Construction. 1.2.1 The singular form of any word used herein, including the terms defined herein shall include the plural and vice versa. The use herein of a word of any gender shall include correlative words of all genders. 1.2.2 Unless otherwise specified, references to Articles, Sections, and other Subdivisions of this Plan are to the designated Articles, Sections, and other Subdivisions of this Plan as originally executed. The words "hereof," "herein," "hereunder," and words of similar import shall refer to this Plan as a whole. 1.2.3 All of the terms and provisions hereof shall be construed to effectuate the purposes set forth in this Plan and to sustain the validity hereof. 1.2.4 Headings or titles of the several articles and sections hereof and the table of contents appended to copies hereof shall be solely for convenience of reference and shall not affect the meaning, construction, or effect of the provisions hereof. ARTICLE 2. RENTAL RESTRICTIONS The terms, conditions and provisions of this Article 2 shall apply to the Units, and shall apply for the entire Term of this Plan. K: \cg \Moor \VCrest \PLAN6 55 4 -29 -04 000100 2.1 Purpose of Restrictions. The City is required pursuant to the Project Approvals and California Health and Safety Code Section 33413(b) to impose certain income and affordability restrictions on a specified number of Units in the Project. The provisions of this Plan are intended to carry out those requirements. Specifically, this Plan provides for the provision of 48 units at Very Low Income and 142 units at Low Income (one of which may be occupied by an employee of the Owner or its management company), with a minimum of twelve (12) two - bedroom units occupied by Very Low Income tenants, for the life of the Project. 2.2 Units Generallv. 2.2.1 One hundred percent of all the rental units in the Project ( "Units ") shall be occupied or available for occupancy by Very Low Income Tenants and Low Income Tenants on a continuous basis for the life of the Project (except to the extent that one Low Income Unit may be occupied by an employee of the Owner or its management company). The allocation of the Units (the "Unit Allocation ") is more specifically set forth in Sections 2.3.1, 2.3.2 and Exhibit "D" hereof. As specified in Section 2.11, Owner will advise City on an annual or other periodic basis in writing of the number of Units occupied by Low Income Tenants and Very Low Income Tenants by delivery of a certificate in the form specified by the City, which is attached hereto as Exhibit "C ". 2.2.2 Moreover, a Unit occupied by a Very Low Income Tenant or a Low Income Tenant shall be deemed, upon termination of occupancy by such tenant (whether voluntarily or involuntarily), to be continuously occupied by a tenant in such income category until re- occupied other than for a temporary period, at which time the classification of the Unit shall be redetermined. Owner shall use commercially reasonable efforts to prevent such temporary periods from exceeding sixty (60) days. Owner will also obtain and maintain on file such Certifications of Tenant Eligibility in form similar to Exhibit "B" attached hereto and incorporated herein by reference, for each Low Income Tenant and Very Low Income Tenant as the City may, from time to time, require. Owner shall make a good faith effort to verify that the income provided by an applicant in an income certification is accurate by K: \cg \Moor \VCrest \PLAN6 6 4 -29 -04 000101 reviewing any one of the following documents which shall be provided by the applicant: (a) A pay stub for the most recent pay period; (b) An income tax return for the most recent tax year; (c) An income verification form from the applicant's current employer; (d) An income verification form from the Social Security Administration and /or the California Department of Social Services if the applicant receives assistance from either of those agencies; or (e) If the applicant is unemployed and has no tax return, another form of independent verification. 2.2.3 The Owner shall include provisions in leases or rental agreements for all Units which authorize the Owner to immediately terminate the tenancy of any tenant occupying a Unit where one or more of such tenants have misrepresented any fact material to the qualification of such an individual or household as a Very Low Income Tenant or Low Income Tenant and /or for qualification for occupancy of a Unit. Each lease or rental agreement for a Unit shall also provide that the tenants of such Unit shall be subject to annual certification or recertification of income, as required by the City, and shall be subject to rental increases in accordance with Sections 2.6 and 2.7 of this Plan. 2.2.4 Owner shall use commercially reasonable efforts not to allow any rent -ready Unit to remain vacant. 2.3 Allocation of Units. 2.3.1 During the Term of this Plan, forty - eight (48) Units (i.e., 250 of the total Units in the Project), including at least twelve (12) two - bedroom units, available for occupancy in compliance with Building Code K: \cg \Moor \VCrest \PLAN6 7 4 -29 -04 000102 requirements of the City, shall be available for occupancy, at an Affordable Rent, and occupied by Very Low Income Tenants (the "Very Low Income Units "). 2.3.2 During the Term of this Plan, one hundred and forty -two (142) Units (i.e., 75% of the total Units in the Project) available for occupancy in compliance with Building Code requirements of the City (one of which may be occupied by an employee of the Owner or its management company), shall be available for occupancy, at an Affordable Rent, and occupied by Low Income Tenants (the "Low Income Units "). 2.4 Rent -Up Periods. 2.4.1 Prior to the Initial Rent -Up, Owner shall designate specific Units in the Project to be the Very Low Income Units or the Low Income Units and give notice to the City of such designation. Subject to the terms of this Plan, Owner shall have the right, from time to time, to re- designate Very Low Income Units and Low Income Units so long as: (1) the Unit Allocation remains substantially the same throughout the Term; and (2) Owner provides written notice to the City of such allocation. 2.4.2 During the Initial Rent -Up, the Very Low Income and Low Income Units occupied by tenants at the applicable income levels plus those Units held available for occupancy by such tenants, shall be equal to or exceed the respective applicable number and percentage of Units set forth in Sections 2.3.1 and 2.3.2 of this Plan. 2.5 Affordable Rent. 2.5.1 Monthly rent charged to Low Income Tenants shall be no greater than thirty percent (30 %) of sixty percent (60 %) of County Median Income, adjusted for family size appropriate for the Unit, less the Utility Allowance. 2.5.2 Monthly rent charged to Very Low Income Tenants shall be no greater than thirty percent (30 %) of fifty percent (50 %) of County Median Income, adjusted for family size appropriate for the Unit, less the Utility Allowance. K: \cg \Moor \VCrest \PLAN6 8 4 -29 -04 000103 2.6 Income Recertification; Rent Increases. 2.6.1 Owner shall cause the income of each tenant of a Unit to be re- certified on an annual basis on the anniversary date of each such tenant's initial rental date. 2.6.2 Except as provided in Section 2.7 below, rents for the Units may be increased only once per year, concurrently with or subsequent to any increase in the County Median Income when and as determined by HUD. The rents charged for the Units following such an increase, or upon a vacancy and new occupancy by a Very Low Income Tenant or Low Income Tenant, as the case may be, shall not exceed the allowable rent calculated in compliance with Sections 2.5.1 and 2.5.2 of this Plan. 2.7 Increased Income of Occupyinq Households. 2.7.1 If, upon income recertification, the Owner determines that the household income of a Very Low Income Tenant has increased above the maximum allowable household income level of a Very Low Income Tenant but remains equal to or below that of a Low Income Tenant, then the monthly rent may be increased to not greater than one - twelfth (1/12) of thirty percent (300) of sixty percent (60 %) of the County Median Income (less the utility allowance), upon sixty (60) days written notice to the occupants thereof. In that event, the next available unit that was previously a Low Income Unit must be rented to (or held vacant and available for immediate occupancy by) a Very Low Income Tenant. 2.7.2 Subject to this Section 2.7.2, if, upon income recertification, the Owner determines that the household income of a Very Low Income or Low Income Tenant has increased above the maximum allowable household income of a Low Income Tenant or a Very Low Income Tenant, then, except as provided below, the Owner shall not be required to evict the Tenant and the monthly rent charged to such Tenant may continue to be not more than one - twelfth (1/12) of thirty percent (30 %) of sixty percent (60 %) of the County Median Income, including a utility allowance. Notwithstanding the foregoing, if, upon income recertification, the Owner determines that the household income of a Tenant exceeds one hundred twenty percent K: \cg \Moor \VCrest \PLAN6 9 4 -29 -04 000104 (1200) of the County Median Income, the Tenant shall no longer be eligible to rent the Unit, and Owner shall provide written notice to the Tenant to vacate the Unit within six (6) months after such notice. 2.7.3 A Unit occupied by a Very Low Income Tenant or a Low Income Tenant shall be deemed, upon the termination of such household's occupancy, to be continuously occupied by a Very Low Income Tenant or Low Income Tenant, respectively, as applicable, until re- occupied, at which time the character of the Unit shall be redetermined. 2.8 Specific Enforcement of Affordabilit Restrictions. 2.8.1 Owner hereby agrees that specific enforcement of Owner's agreement to comply with the allowable rent and occupancy restrictions of this Plan is one of the reasons for the City's entering into the Development Agreement and providing the Density Bonus. 2.8.2 Owner further agrees that, in the event of Owner's breach of such requirements, potential monetary damages to City, as well as prospective Very Low Income Tenants and Low Income Tenants would be difficult, if not impossible, to evaluate and quantify. 2.8.3 Therefore, in addition to any other relief to which the City may be entitled as a consequence of the breach hereof, Owner agrees to the imposition of the remedy of specific performance against it in the case of any event of default by Owner in complying with the allowable rent, occupancy restrictions or any other provision of this Plan. 2.9 Citv's Option to Place Tenants. 2.9.1 Units. City has the right, at its option, to place tenants from time to time in vacant Units in the Project, including, but not limited to persons and households who need housing as the result of having been relocated from housing within the City of Moorpark by the action of the City or another public agency, or other similar reason (a "Qualifying Event ") . The City shall have the right, in its sole discretion, and hereby notifies K: \cg \Moor \VCrest \PLAN6 10 4 -29 -04 000105 Owner that City intends to utilize its option and right to place into vacant Units in the Project eligible Low Income Tenants and Very Low Income Tenants. From time to time and at any time during the Term, City may give written notice to Owner (the "Option Notice ") that City intends to exercise its option as to one or a specified number more than one of the next available Units, as provided in paragraphs a. and b. of this Section 2.9.1, below. Each such Option Notice shall include the applicable income level (i.e., Low Income or Very Low Income) for each such requested Unit. City shall have the right to subsidize the rents otherwise payable pursuant to this Plan by any Very Low Income Tenants Income and Low Income Tenants, and, to the extent the City determines it necessary, the City shall subsidize the rents of Very Low Income Tenants and Low Income Tenants placed in vacant Units by the City in accordance with this Section 2.9. For purposes of this Plan, any tenant who is referred to the Project by the City as the result of a Qualifying Event, and who satisfies the income eligibility requirements of this Plan, shall be deemed an eligible Very Low Income Tenant or Low Income Tenant, as the case may be. a. Initial Rent -Up. The City may give one or more Option Notices at any time following the execution of the Affordable Housing Agreement and prior to the leasing up of all the Units and City shall have the exclusive right for ten (10) days after delivery of such Option Notice to place tenants into all or any number of the then un- rented Units, subject to the terms of this Plan. The option shall be exercised for each Unit listed in an Option Notice as follows: within ten (10) days after receipt of an Option Notice during Initial Rent -Up (the "Application Date "), the tenant referred by City shall go to Owner's rental office to fill out an application form and comply with Section 2.9.2, below. City's option to place a tenant into any such Unit shall lapse if, (A) by the end of the ten (10) day period following delivery of an Option Notice, a qualified tenant referred by City has not filled out the application form and does not subsequently sign Owner's standard form of lease. b. Subsequent to Initial Rent -Up. Subsequent to Initial Rent -Up, after the receipt of an Option Notice from City, Owner shall give written notice to the City upon any vacancy of a Unit ( "Vacancy Notice "), and K: \cg \Moor \VCrest \PLAN6 1 1 4 -29 -04 000106 City shall have the exclusive right for ten (10) days after receipt of such Vacancy Notice, to place a qualified tenant into such vacated Unit, subject to the terms of this Plan. The option shall be exercised for each Unit listed in a Vacancy Notice as follows: (1) within ten (10) days after receipt of a Vacancy Notice (the "Application Date "), the qualified tenant referred by City shall go to Owner's rental office to fill out an application form and sign Owner's standard form of lease and comply with Section 2.9.2, below; and (2) within ten (10) days after the Application Date, the qualified tenant shall provide to Owner a rent deposit, as required by Owner. City's option to place a tenant into any such Unit shall lapse if, (A) by the end of the ten (10) day period following delivery of a Vacancy Notice, a qualified tenant referred by City has not filled out the application form and signed Owner's standard form of lease, or (B) if, by the end of the ten (10) day period following the Application Date, the qualified tenant has not delivered the rental deposit. 2.9.2 Eligibility. Any applicant proposed as a tenant for the Units subject to this Section 2.9 shall be required to comply with all customary rental agreement or lease provisions. As with any other tenant of the Project, Owner shall have the right to terminate such tenant's tenancy if such tenant breaches the standard lease or rental agreement provisions. Owner shall accept as tenants, on the same basis as all other prospective tenants, Very Low Income or Low Income persons who are recipients of federal certificates or vouchers for rent subsidies pursuant to the existing program under Section 8 of the United States Housing Act of 1937, as amended, or its successor ( "Housing Act "). Owner shall not permit any selection criteria to be applied to Section 8 certificate or voucher holders that is more burdensome than the criteria applied to all other prospective tenants. 2.10 Priority for Moorpark Residents. To the extent permitted by applicable state and federal law, priority shall be granted to eligible Moorpark residents for the life of the Project. 2.11 Reporting Requirements. 2.11.1 From the commencement of construction until the end of the first quarter of 2005 or the end of K: \cg \Moor \VCrest \PLAN6 12 4 -29 -04 000107 the calendar quarter in which construction of the Project was completed, whichever occurs later, Owner shall prepare and submit to the City, on a monthly basis, written reports, setting forth the rental activity for the previous month, and the current total number of Units occupied by tenants, by respective income category. 2.11.2 Commencing with the first full calendar quarter after the last period covered by monthly reports pursuant to Section 2.11.1, Owner shall prepare and submit to the City, on a quarterly basis, not later than the 15th day of each calendar quarter, a Certificate of Continuing Program Compliance in a form similar to Exhibit "C" hereto, stating: (a) the number and percentage of Units in the Project which were occupied by Low Income Tenants and Very Low Income Tenants, or held vacant and available for occupancy by Low Income Tenants or Very Low Income Tenants during such period; and (b) that to the knowledge of the Owner, no default has occurred under the provisions of this Plan. 2.11.3 Owner shall prepare and submit to the City, on an annual basis, a report in form and substance reasonably satisfactory to the City, not later than March 31st of each year for the preceding calendar year, summarizing the vacancy rate of the Project on a month -to- month basis for such calendar year. ARTICLE 3. GENERALLY APPLICABLE REQUIREMENTS The terms, conditions and provisions of this Article 3 shall apply to the entire Project for the Term of this Plan. 3.1 General Use Restrictions. The Project and Property will be used only for purposes consistent with this Plan and with the Redevelopment Plan for the City of Moorpark Redevelopment Project Area of the City of Moorpark, subject to the affordability and income restrictions set forth herein. 3.2 Residential Rental Property. 3.2.1 The Project and Property will be held and used for the purpose of providing multifamily residential rental housing, and Owner shall own, manage and K: \Cg \Moor \VCrest \PLAN6 13 4 -29 -04 000108 operate, or cause the management and operation of, the Project to provide multifamily rental housing and for no other purposes. 3.2.2 As used herein, facilities functionally related and subordinate to the Project include facilities for use by the tenants thereof, including for example, swimming pools, other recreational facilities and meeting rooms, parking areas, and other facilities which are reasonably required for the Project (heating and cooling equipment, trash disposal equipment, and Units set aside and used for residential managers or maintenance personnel and as a leasing office). 3.2.3 The Units in the Project shall not be used on a transient basis and shall not be rented for a period of less than thirty (30) consecutive days. None of the Units in the Project will at any time be converted to, leased or rented as for -sale condominiums, community apartments, planned development, stock cooperative, or other common interest development, a congregate care or assisted living facility, fraternity house, sorority house, rooming house, hospital, nursing home, sanitary or rest home, or trailer court or park. 3.3 Lease Provisions. The provisions relating to certification and recertification of income in the form of lease or rental agreement used by the Owner for the lease or rental of the Units shall be subject to review and approval by the City, the approval of which shall not be unreasonably withheld or delayed. If the lease or rental agreement provisions specified in this Section 3.3.1 are not approved or disapproved within thirty (30) days after submittal to City, they shall be deemed approved. 3.3.1 Each lease or rental agreement shall provide that the Owner will not discriminate on the basis of race, creed, color, sex, national origin, ancestry, religion, marital status, disability or receipt of public assistance or housing assistance in connection with the rental of a Unit in the Project, or in connection with the employment or application for employment of persons for operation and management of the Project, and all contracts, applications and leases entered into for such purposes shall contain similar non - discrimination clauses to such effect. K: \cg \Moor \VCrest \PLAN6 14 4 -29 -04 000109 3.3.2 In addition to the conditions and restrictions to be contained in leases or rental agreements as provided in this Plan, ongoing operation of the Project will be subject to reasonable house rules, policies and regulations issued from time to time by Owner ( "Rules "). Owner shall submit its Rules to City during the Initial Rent -Up. From time to time thereafter, Owner shall submit any amendments, modifications or changes to such Rules to the City prior to their effective date. In addition, Owner shall submit to the City on an annual basis a certification that the Rules previously submitted to City, as amended, remain in effect. 3.4 Security Deposits. The Owner shall not require rental deposits in excess of one - month's rent for any Unit, but may require refundable deposits for pet damages, keys and garage door openers, not in excess of market rates. 3.5 Additional Information; Books and Records. Owner shall provide, within thirty (30) days of request, additional information concerning the Units and /or Unit Allocation reasonably requested by the City in writing. The City shall have the right to examine and make copies of all books, records or other documents maintained by Owner or by any of Owner's agents which pertain to any Unit. 3.6 Hazardous Materials. 3.6.1 definitions shall 3.6. Definitions. The following special apply for the purposes of this Section (a) "Hazardous Materials" shall mean: (1) any "hazardous substance" as defined in Section 101(14) of CERCLA (42 U.S.C. Section 9601(14)) or Section 25281(d) or 25316 of the California Health and Safety Code at such time; (2) any "hazardous water," "infectious waste" or "hazardous material" as defined in Section 25117, 25117.5 or 25501(j) of the K: \cg \Moor \VCrest \PLAN6 4 -29 -04 15 000110 California Health and Safety Code at such time; (3) any other waste, substance or material designated or regulated in any way as "toxic" or "hazardous" in the RCRA (42 U.S.C. Section 6901 et seq.), CERCLA Federal Water Pollution Control Act (33 U.S.C. Section 1521 et seq.), Safe Drinking Water Act (42 U.S.C. Section 3000 (f) et seq.), Clean Air Act (42 U.S.C. Section 7401 et seq.), California Health and Safety Code (Section 25100 et seq., Section 3900 et seq.), or California Water Code (Section 1300 et seq.) at such time; and (4) Any additional wastes, substances or material which at such time are classified, considered or regulated as hazardous or toxic under any other present or future environmental or other similar laws relating to the Project or the Property. (b) "Hazardous Materials Laws" means all federal, state, and local laws, ordinances, regulations, orders and directives pertaining to Hazardous Materials, in, on or under the Project, the Property of any portion thereof. 3.6.2 Certain Covenants and Agreements. The Owner hereby agrees that: (a) The Owner shall not knowingly permit the Project, the Property or any portion thereof to be a site for the use, generation, treatment, manufacture, storage, disposal or transportation of Hazardous Materials or otherwise knowingly permit the presence of Hazardous Materials in, on or under the Project or the Property. For the purposes of this Section 3.6.2 only, the term "Hazardous Materials" shall not include (1) construction materials, gardening materials, household products, office supply products, or janitorial supply products customarily used in the construction, maintenance, or management of residential developments or associated buildings and grounds, or typically used in residential activities, in a manner typical of other residential developments which are K: \cg \Moor \VCrest \PLAN6 16 4 -29 -04 000111 comparable to the Project; or (2) certain substances which may contain chemicals listed by the State of California pursuant to Health and Safety Code Section 25249.8 et seq., which substances are commonly used by a significant portion of the population living within the region of the Project, including (without limitation) alcoholic beverages, aspirin, tobacco products, and saccharine. (b) The Owner shall keep and maintain the Project and the Property and each portion thereof in compliance with, and shall not cause or permit the Project, the Property or any portion thereof to be in violation of, any Hazardous Materials Laws. (c) Upon receiving actual knowledge of the same the Owner shall immediately advise the City in writing of: (1) any and all enforcement, cleanup, removal or other governmental or regulatory actions instituted, completed or threatened against the Owner or the Project or the Property pursuant to any applicable Hazardous Materials Laws; (2) any and all claims made or threatened by any third party against the Owner or the Project or the Property relating to damage, contribution, cost recovery, compensation, loss or injury resulting from any Hazardous Materials (the matters set forth in the foregoing clause (1) and this clause (2) are hereinafter referred to as "Hazardous Materials Claims "); (3) the presence of any Hazardous Materials in, on or under the Project or the Property; or (4) the Owner's discovery of any occurrence or condition on any real property adjoining or in the vicinity of the Project classified as "borderzone property" under the provisions of California Health and Safety Code, Section 25220 et seq., or any regulation adopted in accordance therewith, or to be otherwise subject to any restrictions on the ownership, occupancy, transferability or use of the Project or the Property under any Hazardous Materials Laws. 3.7 Indemnity. Owner hereby agrees to indemnify, protect, hold harmless and defend (by counsel reasonably approved by the City) the City, and its City Council members, officers, employees, contractors, agents and attorneys from and against any and all claims, losses, damages, liabilities, fines, penalties, charges, administrative and judicial proceedings and orders, judgments, remedial action requirements, enforcement actions of any kind, and all costs and expenses incurred in K: \cq \Moor \VCrest \PLAN6 17 4 -29 -04 000112 connection therewith, including, but not limited to, reasonable attorneys' fees and expenses(collectively, a "Loss ") , arising directly or indirectly, in whole or in part, out of (1) the failure of the Owner or any other person or entity occupying or present on the Project or Property to comply with any Hazardous Materials Law relating in any way whatsoever to the handling, treatment, presence, removal, storage, decontamination, cleanup, transportation or disposal of Hazardous Materials into, on, under or from the Project or the Property; (2) the presence in, on or under the Project or the Property of any Hazardous Materials or any releases or discharges of any Hazardous Materials into, on, under or from the Project or the Property; or (3) any activity carried on or undertaken on the Project or the Property during Owner's ownership of the Property, whether by the Owner or any employees, agents, contractors or subcontractors of the Owner, or any third persons at any time occupying or present on the Project or the Property, in connection with the handling, treatment, removal, storage, decontamination, cleanup, transport or disposal of any Hazardous Materials at any time located or present on or under the Project or the Property. The foregoing indemnity shall further apply to any residual contamination on or under the Project or the Property, or affecting any natural resources, and to any contamination of any property or natural resources arising in connection with the generation, use, handling, treatment, storage, transport or disposal of any such Hazardous Materials on, under, or from the Project or the Property, and irrespective of whether any of such activities were or will be undertaken in accordance with Hazardous Materials Laws. However, the foregoing indemnity shall not extend to the portion of any Loss arising from the negligence of the City or anyone for whose actions the City is legally liable. This Section 3.7 shall survive termination of this Plan. 3.8 No Limitation. The Owner hereby acknowledges and agrees that the Owner's duties, obligations and liabilities under this Plan, including without limitation, under Section 3.7 above, are in no way limited or otherwise affected by any information the City may have concerning the Project or the Property and /or the presence within the Project or the Property of any Hazardous Materials, whether the City obtained such information from the Owner or from its own investigations. K: \cg \Moor \vCrest \PLAN6 18 4 -29 -04 000113 3.9 Management Agent. 3.9.1 The Project shall at all times be managed by the Owner or an experienced third -party management agent with demonstrated ability to operate residential housing in a manner that will provide decent, safe and sanitary residential facilities to occupants thereof, including experience in complying with reporting requirements and occupancy restrictions similar to those imposed upon the Project by the terms of this Plan. The City acknowledges that USA Multifamily Management, Inc. has the qualifications set forth in this Section 3.9.1 for the management agent. 3.9.2 The Owner directly or through an affiliate may be the "management agent" of the Project. The Owner may retain on -site personnel and other consultants and service providers to assist Owner to operate the Project effectively and in compliance with the provisions of this Plan and state and federal law. 3.9.3 In the event that Owner seeks to appoint a replacement management entity to manage the Project, the Owner shall advise the City of the identity of any such qualified management agent not later than sixty (60) days prior to the effective date of such appointment. The Owner shall also submit such additional information about the background, experience and financial condition of any proposed management agent as is reasonably requested by the City. 3.9.4 Upon the City's request, the Owner shall cooperate with the City in an annual review of the management practices and status of Project. The purpose of each annual review will be to enable the City to determine if the Project is being operated and managed in accordance with the requirements and standards of this Plan. 3.10 Day -to -Day Management Responsibility. The following procedure shall be followed to ensure effective day -to -day operation of the Project and cooperation between the City, the Owner and the management agent: 3.10.1 Day -to -day operation of the Project will be under the direct supervision of an on -site K: \cg \Moor \vCrest \PLAN6 19 4 -29 -04 000114 management agent or resident manager who will report to the management agent. 3.10.2 There will be regular meetings as necessary between the Owner and the management agent for the purpose of reviewing policies, procedures, resident relations and budget control. Such policies and procedures will not be altered without the prior approval of the City. 3.11 Insurance Reauirements. 3.11.1 Required Coverage. The Owner shall maintain and keep in force, at the Owner's sole cost and expense, the following insurance applicable to the Project and the Property: (a) Comprehensive general liability insurance with limits not less than $2,000,000 for each occurrence, combined single limit for bodily injury and property damage, including coverages for contractual liability, personal injury, broad form property damage, products and completed operations. The policy limits shall be adjusted by the aggregate percentage change in the Consumer Price Index from the date of recordation of this Plan, calculated every five (5) years, beginning on the fifth anniversary date of the recordation of this Plan. (b) Comprehensive automobile liability insurance with limits not less than $2,000,000 for each occurrence, combined single limit for bodily injury and property damage, including coverages for owned, non -owned and hired vehicles. The policy limits shall be adjusted by the percentage change in the Consumer Price Index from the date of recordation of this Plan, calculated every five (5) years, beginning on the fifth anniversary date of the recordation of this Plan. (c) Worker's compensation insurance, fidelity bonds and /or such other insurance coverage which is ordinarily and customarily maintained on like kind and sized apartment projects within the City. (d) A policy or policies of insurance against loss or damage to the Project resulting from fire, windstorm, hail, lightning, vandalism, malicious mischief, and such other perils ordinarily included in extended K: \cg \Moor \VCrest \PLAN6 2 0 4 -29 -04 000115 coverage casualty insurance policies. In addition, if Owner carries coverage voluntarily for additional causes (such as earthquake, riot, civil commotion or other) , such coverage shall be treated in all respects as the policy or policies required to be kept under this paragraph (d) for so long as Owner continues to voluntarily carry such coverage. All insurance hereunder, except earthquake insurance, shall be maintained in an amount not less than one hundred percent (100 %) of the Full Insurable Value of the Project as defined below (such value to include amounts spent for construction of the Project, architectural and engineering fees, and inspection and supervision). "Full Insurable Value of the Project" shall mean the actual replacement cost excluding the cost of excavation, foundation and footings below the ground level of the Project. To ascertain the amount of coverage required, Owner shall cause the Full - Insurable Value to be determined from time to time, but in no event less often than once each five ( 5 ) years, by appraisal by the insurer or by any appraiser mutually acceptable to City and Owner; except that no such appraisals shall be required if the policy is written on a "replacement cost" basis. 3.11.2 General Requirements. The insurance required by this Section 3.11 shall be provided under an occurrence form, and the Owner shall maintain such coverage continuously so long as this Plan is in force. Should any of the required insurance be provided under a form of coverage that includes an annual aggregate limit or provides that claims investigation or legal defense costs be included in such annual aggregate limit, such annual aggregate limit shall be one and one -half times the occurrence limits specified above. All policies shall be with an insurance carrier licensed and admitted to do business in California and rated in Best's Insurance Guide, or any successor thereto (or if there be none, an organization having a national reputation) as having a "Best's Rating" of "A" and a "Financial Size Category" of at least "VII" or if such ratings are not then in effect, the equivalent thereof. 3.11.3 Additional Insured. The City shall be named as an additional insured on both the general liability and extended coverage property insurance covering the Project and the Property. Comprehensive general liability, comprehensive automobile liability and property K: \cg \Moor \VCrest \PLAN6 21 4 -29 -04 000116 insurance policies shall also be endorsed to name as additional insureds the City, and its City Council members, officers, agents, employees and attorneys. All policies shall be endorsed to provide thirty (30) days prior written notice of cancellation, reduction in coverage, or intent not to renew to the address established for notices to the City pursuant to Section 7.8, below. 3.11.4 Certificates of Insurance. Upon the City's request at any time during the Term of this Plan, the Owner shall provide certificates of insurance, in form and with insurers reasonably acceptable to the City, evidencing compliance with the requirements of this Section, and shall provide complete copies of such insurance policies, including a separate endorsement naming the City as an additional insured. ARTICLE 4 OPERATIONS The terms, conditions and provisions of this Article 4 shall apply to the entire Project for the Term of this Plan. 4.1 Staffing Arrangements. Owner shall provide for adequate on -site staffing of management personnel to manage the Project in a prudent and businesslike manner. In addition, Owner shall provide such security services as may be necessary or appropriate for the Project. All hiring of on -site personnel shall conform to applicable equal opportunity guidelines, without regard to race, religion, color, national origin or sex. All hiring materials will indicate that the Project is an "Equal Opportunity Employer." Employment grievances, terminations and promotions will be conducted according to personnel policies and procedures which conform with equal opportunity laws. All personnel employed at the Project will receive training specific to Owner's policies and procedures. 4.2 Initial Leasing, Rental and Occu ancy Procedures. In connection with the Initial Lease -Up of the Project, Owner will adopt outreach programs to locate qualified tenants for the Project and shall establish such procedures for occupancy, rental, and rent grievances as may be reasonably required by the City. Not later than ten (10) days prior to the commencement of marketing, Owner K: \cg \Moor \VCrest \PLAN6 22 4 -29 -04 00011'7 shall prepare and submit to the City for reasonable approval a marketing and outreach program which shall contain, among other things, the following: how a potential tenant would apply to rent a Unit in the Project, including where to apply, applicable income limits and rent levels; a description of procedures Owner will follow to publicize vacancies in the Project, including notice in newspapers of general circulation, including at least one Spanish - language newspaper and mailing notices of vacancies to or contacting by telephone potential tenants on the waiting list maintained by Owner. ARTICLE 5. MAINTENANCE The terms, conditions and provisions of this Article 5 shall apply to the entire Project for the Term of this Plan. 5.1 Maintenance, Repair, Alterations. Owner shall maintain and preserve the Project and the Property in good condition and repair and in a prudent and businesslike manner. Restoration of damaged improvements shall be made to a condition as good as existed prior to the damage. Owner shall complete promptly and in a good and workmanlike manner any improvements which may now or hereafter be constructed on the Project or the Property and pay when due all claims for labor performed and material furnished therefor. Owner shall comply with all laws, ordinances, rules, regulations, covenants, conditions, restrictions, and orders of any governmental authority now or hereafter affecting the conduct or operation of the Project and of Owner's business on the Project or any part thereof or requiring any alteration or improvement to be made thereon. Owner shall maintain abutting grounds, sidewalks, roads, parking, and landscaped areas in good and neat order and repair. Owner hereby agrees that City may conduct from time to time through representatives of its own choice who are properly identified as agents of the City, upon reasonable notice and subject to reasonable security and safety procedures and rights of tenants in possession, on -site inspections and observation of such records of Owner relating to the Project and the Property as City reasonably deems to be necessary or appropriate in order to monitor Owner's compliance with the provisions of this Plan. Owner shall assure that each Unit receives the same level of maintenance and repair and upgrades or improvements. The K: \cg \Moor \VCrest \PLAN6 23 4 -29 -04 000118 Owner shall conduct an ongoing maintenance program, which shall include the following: (a) Scheduled preventative maintenance and repair of installed equipment in accordance with manufacturers' recommendations. (b) Routine repairs to kitchen appliances, electrical, plumbing and heating equipment. (c) Preventative annual apartment inspections to regularly and consistently ascertain the condition of each apartment unit. (d) Preventative regular inspections of common areas and equipment as well as regular schedules (daily, weekly, monthly, quarterly, etc.) for maintaining the same. This will include maintenance of exterior areas to keep grounds free of graffiti, litter, trash and paper. Parking areas will be maintained in good repair and free from dirt and litter. Common areas such as hallways and laundry rooms will be swept and cleaned regularly and kept free of trash and other debris. Garbage removal will be provided through arrangements with a contractor, consistent with applicable City ordinances. The trash areas will be swept regularly and scrubbed with disinfectant when necessary. Extermination services will be contracted with to provide pest control consistent with high quality apartment management practices. (e) Contract with a landscape firm to maintain the landscaped areas in an attractive and healthy condition. (f) Interior painting and carpet cleaning or replacement in individual apartment units shall be based on need, substantiated by the annual physical inspection, or as occupancy changes, or as the Owner or its management agent may otherwise deem necessary. (g) Owner will employ a maintenance work order procedure in the Project to adequately document requests for work and promptness within which the work has been completed. K: \cg \Moor \VCrest \PLAN6 4 -29 -04 24 000119 5.2 Disclaimer. Nothing in this Plan shall make City responsible for making or completing capital repairs or replacements to the Project or the Property or require City to expend funds to make or complete the same. Upon three (3) business days' notice to Owner, properly identified representatives of City may enter onto the Property during normal business hours (subject to the rights of tenants under their leases) to inspect the progress of any capital repairs and replacements and the general condition of the Project or the Property; provided, in the event of emergencies, City shall give only such notice to Owner as may be practicable under the circumstances. 5.3 Mechanics Liens. Owner shall pay and promptly discharge when due all liens, encumbrances and charges upon the Project, the Property or any part thereof relating to mechanics, laborers, materialmen's, suppliers or vendor's liens or rights. Owner shall have the right to contest in good faith the validity of any such lien, encumbrance or charge. ARTICLE 6 DEFAULT; REMEDIES The terms, conditions and provisions of this Article 6 shall apply to the entire Project for the Term of this Plan. 6.1 An shall constitute hereunder: Event of Default. Each of the following an "Event of Default" by the Owner 6.1.1 Failure by the Owner to duly perform, comply with and observe in any material respect the conditions, terms, or covenants of the Development Agreement, the Affordability Agreement or this Plan, if such failure remains uncured thirty (30) days after written notice of such failure from the City to the Owner in the manner provided herein or, with respect to a default that cannot be cured within thirty (30) days, if the Owner fails to commence such cure within such thirty (30) day period or thereafter fails to diligently and continuously proceed with such cure to completion; provided, however, that in no event shall the City be precluded from exercising remedies if an Event of Default is not cured within ninety (90) days after the first notice of default is given, subject to K: \cg \Moor \VCrest \PLAN6 2 5 4 -29 -04 000120 Section 7. 1. If a different period or notice requirement is specified under any other section of this Plan, then the specific provision shall control. 6.1.2 Any representation or warranty contained in this Plan or in any application, financial statement, certificate, or report submitted to the City by Owner proves to have been incorrect in any material respect when made. 6.1.3 A court having jurisdiction shall have made or rendered a decree or order (a) adjudging Owner to be bankrupt or insolvent; (b) approving as properly filed a petition seeking reorganization of Owner or seeking any arrangement on behalf of the Owner under the bankruptcy law or any other applicable debtor's relief law or statute of the United States or of any state or other jurisdiction; (c) appointing a receiver, trustee, liquidator, or assignee of the Owner in bankruptcy or insolvency or for any of its properties; or (d) directing the winding up or liquidation of the Owner, providing, however, that any such decree or order described in any of the foregoing subsections shall have continued unstayed or undischarged for a period of ninety (90) days. 6.1.4 The Owner shall have assigned its assets for the benefit of its creditors or suffered a sequestration or attachment or execution on any substantial part of its property, unless the property so assigned, sequestered, attached, or executed upon shall have been returned or released within ninety (90) days after such event (unless a lesser time period is permitted for cure hereunder) or prior to sale pursuant to such sequestration, attachment, or execution. If the Owner is diligently working to obtain a return or release of the property and the City's interest hereunder is not imminently threatened in the City's reasonable business judgment, then the City shall not declare a default under this subsection. 6.1.5 The Owner shall have voluntarily suspended its business or dissolved and a subsequent Owner has not assumed the Owner's obligations in accordance with this Plan. K: \cg \Moor \VCrest \PLAN6 4 -29 -04 26 000121 6.2 Liens. 6.2.1 This Plan shall be senior in priority to any lien or encumbrance on the Property (other than the Development Agreement) and all liens and encumbrances shall be subordinate and subject to this Plan. 6.2.2 Owner shall pay and promptly discharge when due, at Owner's cost and expense, all liens, encumbrances and charges upon the Project or the Property, or any part thereof or interest therein (except the lien of any mortgage, deed of trust or other recorded instrument securing any construction or permanent financing for the Project, which shall, in any event, be junior and subordinate to this Plan), provided that the existence of any mechanic's, laborer's, materialman's, supplier's, or vendor's lien or right thereto shall not constitute a violation of this Section if payment is not yet due under the contract which is the foundation thereof and if such contract does not postpone payment for more than forty -five (45) days after the performance thereof. Owner shall have the right to contest in good faith the validity of any such lien, encumbrance or charge, provided that within ten days after service of a stop notice or ninety days after recording of a mechanic's lien, Owner shall deposit with City a bond or other security reasonably satisfactory to City in such amounts as City shall reasonably require, but no more than the amount required to release the lien under California law and provided further that Owner shall thereafter diligently proceed to cause such lien, encumbrance or charge to be removed and discharged Owner shall thereafter diligently proceed to cause such lien, encumbrance or charge to be removed and discharged, and shall, in any event, cause such lien, encumbrance or charge to be removed or discharged not later than sixty (60) days prior to any foreclosure sale. If Owner shall fail either to remove and discharge any such lien, encumbrance or charge or to deposit security in accordance with the preceding sentence, if applicable, then, in addition to any other right or remedy of City, City may, but shall not be obligated to, discharge the same, without inquiring into the validity of such lien, encumbrance or charge nor into the existence of any defense or offset thereto, either by paying the amount claimed to be due, or by procuring the discharge of such lien, encumbrance or charge by depositing in a court a bond or the amount or otherwise giving K: \cg \Moor \VCrest \PLAN6 27 4 -29 -04 000122 security for such claim, in such manner as is or may be prescribed by law. Owner shall, immediately upon demand therefor by City, pay to City an amount equal to all costs and expenses incurred by City in connection with the exercise by City of the foregoing right to discharge any such lien, encumbrance or charge. To the extent not paid, all costs and expenses paid by the City shall be a lien on the Property pursuant to Civil Code Section 2881. 6.3 Costs of Enforcement. If any Event of Default occurs, City may employ an attorney or attorneys to protect its rights hereunder. Subject to California Civil Code Section 1717, the non - prevailing party promises to pay to the prevailing party, on demand, the fees and expenses of such attorneys and all other costs of enforcing the obligations secured hereby including without limitation, recording fees, receiver's fees and expenses, and all other expenses of whatever kind or nature, incurred by the prevailing party in connection with the enforcement of this Plan, whether or not such enforcement includes the filing of a lawsuit. 6.4 Enforcement. City shall be entitled to enforce performance of any obligation of Owner arising under this Plan and to exercise all rights and powers under this Plan or any law now or hereafter in force. No remedy herein conferred upon or reserved to City is intended to be exclusive of any other remedy herein or by law provided or permitted, but each shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Every power or remedy given by this Plan to the City may be exercised, concurrently or independently, from time to time and as often as may be deemed expedient by the City, and the City may pursue inconsistent remedies. 6.4.1 The City shall have the right to mandamus or other suit, action or proceeding at law or in equity to require the Owner to perform its obligations and covenants under this Plan or to enjoin acts or things which may be unlawful or in violation of the provisions hereof. 6.5 Right of Contest. The Owner shall have the right to contest in good faith any claim, demand, levy, or assessment the assertion of which would constitute an Event of Default hereunder. Any such contest shall be prosecuted K: \cq \Moor \VCrest \PLAN6 28 4 -29 -04 000123 diligently and in a manner unprejudicial to the City or the rights of the City hereunder. 6.6 Action at Law; No Remedy Exclusive. The City may take whatever action at law or in equity as may be necessary or desirable to enforce performance and observance of any obligation, agreement or covenant of the Owner under this Plan. No remedy herein conferred upon or reserved by the City is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Plan or now or hereafter existing at law, in equity or by statute. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of such right or power, but any such right or power may be exercised from time to time and as often as City may deem expedient. In order to entitle the City to exercise any remedy reserved to it in this Plan, it shall not be necessary to give any notice, other than such notice as may be herein expressly required or required by law to be given. ARTICLE 7. GENERAL PROVISIONS The terms, conditions and provisions of this Article 7 shall apply to the entire Project for the Term of this Plan. 7.1 Force Majeure. Whenever Owner is required to perform an act under this Plan by a certain time, said time shall be deemed extended (unless otherwise specifically provided herein) so as to take into account events of force majeure. As used herein "force majeure" shall mean a delay in Owner's performance hereunder due to acts of God, acts of terrorism, fire, earthquake, flood, extreme weather conditions, explosions, war, invasion, insurrection, riot, mob violence, sabotage, vandalism, malicious mischief, inability to procure or general shortage of labor, equipment, facilities, materials or supplies in the open market, failure of transportation, strikes, lockouts, actions of labor unions, third party litigation, condemnation, requisition, governmental restrictions including inability or delay in obtaining government consents or permits, laws or orders of governmental, civil, military or naval authorities, or any K: \cg \Moor \VCrest \PLAN6 2 9 4 -29 -04 000124 other cause, whether similar or dissimilar to the foregoing, not within Owner's control, other than lack of or inability to procure monies to fulfill its commitments or obligations under this Plan. 7.1.1 Title of Parts and Sections. Any titles of the parts, sections or subsections of this Plan are inserted for convenience of reference only and shall be disregarded in construing or interpreting any part of its provision. 7.2 Hold Harmless. Except as such claims may arise from gross negligence or willful misconduct by the City, if any person or entity performing work for the Owner on the Project or the Property shall assert any claim against the City on account of any damage alleged to have been caused by reason of acts of negligence of the Owner, the Owner shall defend at its own expense any suit based upon such claim; and if any judgment or claims against the City shall be allowed, the Owner shall pay or satisfy such judgment or claim and pay all costs and expenses in connection therewith. Nothing herein stated shall be interpreted as a prohibition against the Owner seeking indemnification (either contractually or as a matter of law) from any third person or entity. In addition, the Owner shall defend and indemnify the City (with counsel approved by the City) against any claims or litigation of any nature whatsoever brought by third parties and directly or indirectly arising from the Owner's failure to perform its obligations under this Plan, and in the event of settlement, compromise or judgment hold the City free and harmless therefrom. The previous sentence shall not apply to the extent such claims or litigation challenge (a) the failure to perform obligations under this Plan by the City and (b) actions of the City or Redevelopment Agency in connection with this Plan. 7.3 Rights and Remedies Cumulative. Except as otherwise expressly stated in this Plan, the rights and remedies of the City are cumulative, and the exercise or failure to exercise one or more of such rights or remedies by the City shall not preclude the exercise by it, at the same time or different times, of any right or remedy for the same default or any other default by the Owner. No waiver of any default or breach by the Owner hereunder K: \cg \Moor \VCrest \PLAN6 30 4 -29 -04 000125 shall be implied from any omission by the City to take action on account of such default if such default persists or is repeated, and no express waiver shall affect any default other than the default specified in the waiver, and such waiver shall be operative only for the time and to the extent therein stated. Waivers of any covenant, term, or condition contained herein shall not be construed as a waiver of any subsequent breach of the same covenant, term or condition. The consent or approval by the City to or of any act by the Owner requiring further consent or approval shall not be deemed to waive or render unnecessary the consent or approval to or of any subsequent similar act. The exercise of any right, power, or remedy shall in no event constitute a cure or a waiver of any default under this Plan, nor shall it invalidate any act done pursuant to notice of default, or prejudice the City in the exercise of any right, power, or remedy hereunder. 7.4 Burden and Benefit. City and the Owner hereby declare their understanding and intent of the burden of the covenants set forth herein touching and concerning the Project and the Property, in that Owner's legal interest in the Project and the Property is rendered less valuable thereby. City and Owner hereby declare their understanding and intent that the covenants, reservations, and restrictions set forth herein directly benefit the land (a) by enhancing and increasing the enjoyment and use of the Project and the Property by Very Low and Low Income Households, (b) by providing certainty to the Owner regarding the development of the Property pursuant to the Project Approvals, and (c) by furthering the public purposes advanced by the Redevelopment Plan for the City of Moorpark Redevelopment Project Area. 7.5 Severability. If any term, provision, covenant or condition of this Plan is held in a final disposition by a court of competent jurisdiction to be invalid, void or unenforceable, the remaining provisions shall continue in full force and effect unless the rights and obligations of the City and Owner have been materially altered or abridged by such invalidation, voiding or unenforceability. 7.6 Legal Actions. In the event any legal action is commenced to interpret or to enforce the terms of this Plan or to collect damages as a result of any breach K: \cg \Moor \VCrest \PLAN6 31 4 -29 -04 000126 thereof, the party prevailing in any such action shall be entitled to recover against the party not prevailing all reasonable attorneys' fees and costs incurred in such action (including all legal fees incurred in any appeal or in any action to enforce any resulting judgment). Such legal actions must be instituted in the Superior Court of the County of Ventura, State of California, in any other appropriate court of that county, or in the United States District Court for the Central District of California. 7.7 City Approval. Any approvals required under this Plan shall not be unreasonably withheld or delayed, except where it is specifically provided that another standard applies, in which case the specified standard shall apply. 7.8 Notices. Except for any notice required under applicable law to be given in another manner, all notices required in this Plan shall be in writing and shall not be effective for any purpose unless served (i) personally, (ii) by independent, reputable, overnight commercial courier, or (iii) by deposit in the United States mail, postage and fees fully prepaid, registered or certified mail, with return receipt requested, addressed as follows: To Owner: At the Property set forth on the first page of this Plan To City: The City of Moorpark 799 Moorpark Avenue Moorpark, California 93021 7.9 Enforcement of Plan. This Plan, without regard to technical classification or designation, shall be binding for the benefit of the City, and such covenants shall run in favor of the City for the entire period during which such covenants shall be in force and effect, without regard to whether the City is or remains an owner of any land or interest therein to which such covenants relate. The City, in the event of any breach of any such covenants, shall have the right to exercise all the rights and remedies, and to maintain any action at law or suits in equity or other proper proceedings to enforce the curing of such breach. K: \cg \Moor \VCrest \PLAN6 32 4 -29 -04 000127 7.10 Binding on Successors and Assigns. Notwithstanding any other provision of law, this Plan shall run with the land and shall be enforceable against the Owner and successors in interest by the City. The requirements of this Plan shall remain in effect with respect to the Property for the life of the Project, as determined by the City. 7.11 Amendments. Only the City shall have the right to consent and agree to changes in, or to eliminate in whole or in part, this Plan or to subject the Property to additional covenants, easements, or other restrictions, without the consent of any tenant, lessee, easement holder, licensee, trustee, beneficiary under a deed of trust or any other person or entity having an interest less than a fee in the Property. 7.12 No Third Party Beneficiaries. Except as provided in this Section 7.12, this Plan, without regard to technical classification or designation, shall not benefit or be enforceable by any person, or firm, or corporation, public or private, except the City and the Owner and their respective successors and assigns. The Redevelopment Agency of the City of Moorpark, acting pursuant to State law, shall have the right, power and authority to enforce this Plan in its own name and in the name of the City, and shall be the beneficiary of all rights of the City in this Plan. 7.13 Attorneys' Fees. If any action or proceeding is brought to enforce this Plan or any provision of this Plan, the prevailing party shall be entitled to its attorney's fees and costs of such action or proceeding. 7.14 Counterparts. This Plan may be executed in any number of counterparts, each of which shall be considered an original document. 7.15 Controlling Law; Venue. This Plan shall be deemed to be entered into in California and shall be controlled and interpreted by the internal laws of California, without regard to conflict of law provisions, except to the extent federal law applies. Venue for any action brought under this Plan will be at City's option in the Superior Court for the County of Ventura, California. Owner hereby accepts for itself and in respect to its property, generally and unconditionally, the non - exclusive K: \cg \Moor \VCrest \PLAN6 33 4 -29 -04 000128 jurisdiction of the foregoing court. Owner irrevocably consents to the service of process in any action or proceeding by the mailing of copies thereof by registered or certified mail, postage prepaid, to Owner at its address for notices pursuant to this Plan. Nothing contained herein shall affect the right of the City to serve process in any other manner permitted by law. THE CITY OF MOORPARK By: _ Name: Title: APPROVED AS TO FORM: KANE, BALLMER & BERKMAN Special Counsel to the City By: Glenn F. Wasserman K: \cg \Moor \VCrest \PLAN6 34 4 -29 -04 000129 STATE OF CALIFORNIA ) ) ss. COUNTY OF LOS VENTURA ) On before me, , personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his /her /their authorized capacity(ies), and that by his /her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 000130 EXHIBIT A Legal Description THE LAND REFERRED TO IS SITUATED IN THE STATE OF CALIFORNIA, COUNTY OF VENTURA, AND IS DESCRIBED AS FOLLOWS: A portion of Lot "L" of Tract "L" of the Rancho Simi, as per Map recorded in Book 5, Page 5 of Maps and Parcel B of Parcel Map No. 5316, in the City of Moorpark, County of Ventura, State of California as shown on a Parcel Map recorded in Book 60 Page 87 of Parcel Maps, in the office of the County Recorder of said County, shown as Parcel 1 on the Lot Line Adjustment No. 2002 -05 recorded October 24, 2002, as Instrument No. 2002 - 0259095 -00, Official Records, in the Office of the County Recorder of said county. EXCEPT a portion of Parcel 1 on the Lot Line Adjustment No. 2002 -05, in the City of Moorpark, County of Ventura, State of California, described and shown in document recorded October 24, 2002, as Document No. 2002 - 0259095 -00 of Official Records, in the office of the County Recorder of said County, described as follows: Beginning at the Southwest corner of said Lot Line Adjustment; thence the following numbered courses: 1St: North 66 000'24" West 547.50 feet along the Southerly line of said Lot Line Adjustment, to the Southwest corner of said Lot Line Adjustment; 2nd: North 0003'00" West 213.96 feet along the Westerly line of said Lot Line Adjustment to the Northwesterly prolongation of the first course recited as "South 66007'11" East 269.41 feet" of the parcel described in Exhibit "A" in the deed recorded September 4, 2001, as Document No. 2001 - 174965 of Official Records, in the office of the County Recorder of said County; 3rd: South 68034'26" East Northwesterly prolongation to of said Lot Line Adjustment; 537.30 feet along said a point in the Easterly line 4t'': South 00003'00" East 240.31 feet, along said Easterly line to the point of beginning. 000131L EXHIBIT B CERTIFICATION OF TENANT ELIGIBILITY NOTE TO APARTMENT OWNER: This form is designed to assist you in computing Annual Income in accordance with the method set forth in the Department of Housing and Urban Development ( "HUD ") Regulations (24 CFR 813). You should make certain that this form is at all times up -to -date with the HUD Regulations. Re: [Address of Apartment Building] I/We, the undersigned state that I /we have read and answered fully, frankly and personally each of the following questions for all persons who are to occupy the Unit being applied for in the above apartment project. Listed below are the names of all persons who intend to reside in the Unit: 1. 2. Names of Relationship to Members of Head of Household Household Head Spouse. Income Computation 3. 4. Age Social Security Number 5. Place of Employment 6. The total anticipated income, calculated in accordance with the provisions of this Section 6, of all persons over the age of 18 years listed above for the 12 -month period beginning the date that I /we plan to move into a Unit is $ Included in the total anticipated income listed above are: (a) all wages and salaries, overtime pay, commissions, fees, tips and bonuses and other compensation for personal services, before payroll deductions; (b) the net income from the operation of a business or profession or from the rental of real or personal property (without deducting expenditures for business expansion or amortization of capital indebtedness or any allowance for depreciation of capital assets); (c) interest and dividends (including income from assets excluded below); (d) the full amount of periodic payments received from social security, annuities, insurance policies, retirement funds, pensions, disability or death benefits and K: \cg \Moor \VCrest \PLAN6 1 4 -29 -04 000132 other similar types of period receipts, including any lump sum payment for the delayed start of a periodic payment; (e) payments in lieu of earnings, such as unemployment and disability compensation, workmen's compensation and severance pay; (f) the maximum amount of public assistance available to the above persons other than the amount of any assistance specifically designated for shelter and utilities; (g) periodic and determinable allowances, such as alimony and child support payments and regular contributions and gifts received from persons not residing in the dwelling; (h) all regular pay, special pay and allowances of a member of the Armed Forces (whether or not living in the dwelling) who is the head of the household or spouse;and (i) any earned income tax credit to the extent that it exceeds income tax liability. Excluded from such anticipated income are: (a) casual, sporadic or irregular gifts; (b) amounts which are specifically for or in reimbursement of medical expenses; (c) lump sum additions to family assets, such as inheritances, insurance payments (including payments under health and accident insurance and workmen's compensation), capital gains and settlement for personal or property losses; (d) amounts of educational scholarship paid directly to the student of the educational institution, and amounts paid by the government to a veteran for use in meeting the costs of tuition, fees, book and equipment. Any amounts of such scholarships, or payments to veterans not used for the above purposes, are to be included in income; (e) special pay to a household member who is away from home and exposed to hostile fire; (f) relocation payments under Title 11 of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970; (g) foster child care payments; (h) the value of coupon allotments for the purchase of food pursuant to the Food Stamp Act of 1977; (i) payments to volunteers under the Domestic Volunteer Service Act of 1973; 6) payments received under the Alaska Native Claims Settlement Act. (k) income derived from certain submarginal land of the United States that is held in trust for certain Indian tribes; KAcg \Moor \VCrest \PLAN6 2 4 -29 -04 000133 (1) payments or allowances made under the Department of Health and Human Services' Low- Income Home Energy Assistance Program; (m) payments received from the Job Training Partnership Act; (n) income derived from the disposition of funds of the Grant River Band of Ottawa Indians; and (o) the first $2,000 of per capita shares received from judgment funds awarded by the Indian Claims Commission or the Court of Claims. Do the persons whose income or contributions are included in item 6 above: (a) have savings, stocks, bonds, equity in real property or other form of capital investment (excluding the values of necessary items of personal property such as furniture and automobiles and interests in Indian trust land)? _ Yes _ No; or (b) have they disposed of any assets (other than at a foreclosure or bankruptcy sale) during the last two years at less than fair market value? Yes No (c) If the answer to (a) or (b) above is yes, does the combined total value of all such assets owned or disposed of by all such persons total more than $5,000? Yes _No (d) If the answer to (c) is yes, state: (i) the amount of income expected to be derived from such assets in the 12- month period beginning on the date of initial occupancy in the Unit that you propose to rent: $ ; and (ii) the amount of such income, if any, that was included in item 6 above: 8. (a) Are all of the individuals who propose to reside in the Unit full -time students *9. Yes No *A full -time student is an individual enrolled as a full -time student during each of five calendar months during the calendar year in which occupancy of the Unit begins at an educational organization which normally maintains a regular faculty and curriculum and normally has a regularly enrolled body of students in attendance and is not an individual pursuing a full -time course of institutional or farm training under the supervision of an accredited agent of such an educational organization or of a state or political subdivision thereof. (b) If the answer to 8(a) is yes, is at least one of the proposed occupants of the Unit a husband and wife entitled to file a joint federal income tax return? Yes No 9. Neither myself nor any other occupant of the Unit I /we propose to rent is the owner of the rental housing project in which the Unit is located (hereinafter the "Owner "), has any family relationship to the Owner or owns, directly or indirectly, any interest in the ownership. For purposes of this section, indirect ownership by an individual shall mean ownership by a family member, ownership by a corporation, partnership, estate or trust in proportion to the ownership or beneficial interest in such corporation, K: \cg \Moor \VCrest \PLAN6 3 4 -29 -04 000134 partnership, estate or trust held by the individual or a family member, and ownership, direct or indirect, by a partner of the individual. 10. This certificate is made with the knowledge that it will be relied upon by the Owner to determine maximum income for eligibility to occupy the Unit; and I /we declare that all information set forth herein is true, correct and complete and, based upon information I /we deem reliable and that the statement of total anticipated income contained in Section 6 is reasonable and based upon such investigation as the undersigned deemed necessary. 11. I /we will assist the Owner in obtaining any information or documents required to verify the statements made herein, including either an income verification from my /our present employer(s) or copies of federal tax returns for the immediately preceding calendar year. 12. I /we acknowledge that I /we have been advised that the making of any misrepresentation or misstatement in this declaration will constitute a material breach of my /our agreement with the Owner to lease the Units and will entitle the Owner to prevent or terminate my /our occupancy of the Unit by institution of an action for eviction or other appropriate proceedings. 13. Housing Issuer Statistical Information (Optional - -will be used for reporting purposes only): Marital Status: Race (Head of Household) White Asian Hispanic African- American Native American Other Physical Disability: Yes No I /we declare under penalty of perjury that the foregoing is true and correct. Executed this day of , 20_ in the County of Ventura, California. Applicant Applicant [Signature of all persons over the age of 18 years listed in number 2 above required.] FOR COMPLETION BY APARTMENT OWNER ONLY: 1. Calculation of eligible income: (a) Enter amount entered for entire household in 6 above: $ ; K:\cg \Moor \VCrest\PLAN6 4 4 -29 -04 000135 (b) (1) If answer to 7(c) above is yes, enter the total amount entered in 7(d)(i), subtract from that figure the amount entered in 7(d)(ii) and enter the remaining balance (2) Multiply the amount entered in 7(c) times the current passbook savings rate to determine what the total annual earnings on the amount in 7(c) would be if invested in passbook savings ($ ), subtract from that figure the amount entered in 7(d)(ii) and enter the remaining balance ($ ); (3) Enter at right the greater of the amount calculated under (1) or (2) above: $ ; (c) TOTAL ELIGIBLE INCOME (Line 1(a) plus line L(b)(3): $ 2. The amount entered in 1(c): Qualifies the applicant(s) as a Lower- Income Tenant(s). Does not qualify the applicant(s) as Lower- Income Tenant(s). 3. Number of apartment Unit assigned: Bedroom Size: Rent:$ 4. This apartment Unit [was /was not] last occupied for a period of 31 consecutive days by persons whose aggregate anticipated annual income, as certified in the above manner upon their initial occupancy of the apartment Unit, qualified them as Low Income Tenants or Very Low Income Tenants. 5. Method used to verify applicant(s) income: Employer income verification. Copies of tax returns. Other ( ) Manager K: \cg \Moor \VCrest \PLAN6 5 4 -29 -04 000136 INCOME VERIFICATION (for employed persons) The undersigned employee has applied for a rental Unit located in a project that is subject to an Affordable Housing Implementation and Rental Restriction Plan with the City of Moorpark. Every income statement of a prospective tenant must be stringently verified. Please indicate below the employee's current annual income from wages, overtime, bonuses, commissions or any other form of compensation received on a regular basis. Annual wages Overtime Bonuses Commissions Total current income I hereby certify that the statements above are true and complete to the best of my knowledge. Signature Date Title I hereby grant you permission to disclose my income to that they may determine my income eligibility for rental of an apartment at the Signature Date Please send to: K: \cg \Moor \VCrest \PLAN6 6 4 -29 -04 in order Apartments. 000137 INCOME VERIFICATION (for self - employed persons) I hereby attach copies of my individual federal income tax returns for the immediately preceding calendar year and certify that the information shown in such income tax returns is true and complete to the best of my knowledge. Signature Date K: \cg \Moor \VCrest\P1AN6 % 4 -29 -04 000138 EXHIBIT C CERTIFICATE OF CONTINUING PROGRAM COMPLIANCE FOR THE [MONTH /QUARTER] ENDING The undersigned, , as the authorized representative of Vintage Crest Senior Apartments, L.P. (the "Owner "), has read and is thoroughly familiar with the provisions of the Affordable Housing Implementation and Rental Restriction Plan by and between Owner and the City of the City of Moorpark (the "City "), dated as of 12004. As of the date of this Certificate, the following numbers of completed residential Units in the Project (i) are occupied, or (ii) are currently vacant and being held available for such occupancy and have been so held continuously since the date a Very Low Income Tenant or Low Income Tenant vacated such Unit, as indicated: Occupied by Very Low Income Tenants Number of Units: Occupied by Low Income Tenants Number of Units: Held vacant for occupancy continuously since last occupied by Very Low Income Tenants and Low Income Tenants : Vacant Units Number: Occupied Units Number: Very Low Income Tenants and Low Income Tenants who commenced occupancy of Units during the preceding [month /quarter]: Very Low Income: Units Nos. Low Income: Units Nos. Attached is a separate sheet (the "Occupancy Summary ") listing, among other items, the following information for each apartment Unit in the Project: the number of each apartment Unit, the occupants of each Unit, the rental paid for each Unit and the size and number of bedrooms of each Unit. It also indicates which Units are occupied by Low Income Tenants and Very Low Income Tenants and which Units became Low Income Units and Very Low Income Units during the preceding [month/quarter]. The information contained thereon is true and accurate. The undersigned hereby certifies that (1) a review of the activities of the Owner during such [month /quarter] and of the Owner's performance under the Affordable Housing Implementation and Rental Restriction Plan, and the Plan has been made under the supervision of the undersigned; and (2) to the best of the knowledge of the undersigned, based on the review described in clause (1) hereof, the Owner is not K:\cg \Moor\ VCrest \PLAN6 4 -29 -04 000139 in default under any of the terms and provisions of the above documents [or describe the nature of any default in detail and set forth the measures being taken to remedy such default]. VINTAGE CREST SENIOR APARTMENTS By Name: Title: K: \cg \Moor \VCrest \PLAN6 2 4 -29 -04 000140 EXHIBIT D TYPE OF UNIT, NUMBER OF UNITS, HOUSEHOLD SIZE ADJUSTMENT AND UTILITY ALLOWANCE Very Low Income Type Number Household Size Utility of Unit of Units Adjustment Allowance 1 -br 34 2 persons $57.00 2 -br 14 3 persons $67.00 Total 48 Low Income Type Number Household Size Utility of Unit of Units Adjustment Allowance 1 -br 62 2 persons $57.00 2 -br 80* 3 persons $67.00 Total 142 The above Adjustment for Household Size is intended to provide a single rental rate applicable to eligible tenants for each type of unit, and, therefore, is applied regardless of actual household size. The Owner may not charge additional rent based on a larger actual household size. Illustration: For example, the maximum rent for a Very Low Income Household renting a 2- bedroom unit would be calculated as follows: the Ventura County median income for a household of three x .50 x .30 divided by 12 less the utility allowance[ $67,200 x .50 x .30 divided by 12 less $67equals $773]. Illustration: For example, the maximum rent for a Low Income Household renting a 2- bedroom unit would be calculated as follows: the Ventura County median income for a household of three x .60 x .30 divided by 12 less the utility allowance [ $67,200 x .60 x .30 divided by 12 less $67 equals $941]. The above utility allowance is current as of February 5, 2004. It shall be adjusted each January 1st, commencing on January 1, 2005, based on the annual change in the Consumer Price Index (CPI). The CPI increase shall be determined, using the information provided by the U.S. Department of Labor, Bureau of Labor Statistics, for all urban consumers, all items, within the Los Angeles/Riverside /Orange Co. Metropolitan area during the prior year. The first such calculation shall be made using the month of October 2004 over the month of October 2003 and so forth each January 1 in the Term. If there is a decrease in the CPI, the utility allowance shall remain at the same amount until the next change in the CPI results in an increase. One of the Low Income two - bedroom units may be occupied by an employee of the Owner or its management company. K:\cg\Moor\VCrest\PLAN6 4 -29 -04 0001411