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Home My WebLink AboutAGENDA REPORT 1992 0304 CC REG ITEM 08EP TO: FROM: DATE: ITEM t__ . MOORPARK -9 Moorpark Avenue Moorpark, California 93021 HONORABLE CITY COUNCIL k RICHARD HARE, DEPUTY February 28, 1992 CITY MANAG� BuBJECT: Consider Authorizing the Risk Manager to Waiver Insurance Requirements for Low Risk Recreation Instructional Classes Background (805) 529864 '.!OOR°ARK, CALIFORNIA CG y Cou it toeef{ng of 3 199 2 t.CTION: >;y Currently, the City requires instructors who work as independent contractors providing instructional classes in the City's recreation progran to provide general liability insurance. The cost of the insurance is borne by the instructor unless they participate in the Southern California Joint Powers Insurance Authority (SCJPIA) special event insurance program. If they participate in this insurance program, the premium is added to the normal class fees and is paid by each participant. The City collects the class fees, subtracts the premium from the fees and then the net fees are divided between the instructor and the City. The instructor receives seventy percent (70 %) and the City receives thirty percent (30 %) of the net fees. In some cases, the additional premium for special event insurance raises the cost Of the program to a point where it might discourage partic_pation. To calculate the premium we consider the nurber of participants in the class, the length of the class, and the duration of the program. This establishes the total participant hours. For an example, in an instructional class which has ten participants for one hour per week for ten weeks there are one hunired participant hours (10 x 1 x 10 = 100) . The premium for 1 to 100 participant hours is $45.18 divided between the participants or $4.52 each ($45.18/10 = $4.52). If there were just five participants in the class, the premium would still be $45.18, so each participant would pay $9.04 ($45.18/5 = $9.04). At issue is whether or not the additional insurance protection is worth the continuation of the instructional class. Instructional classes which have minimal exposure or risk are listed on the SCJPIA special event hazard one schedule. In those cases where the exposure is ninimal, it is requested that the risk manager have the discret_on to waive the insurance requirement if the cost of the special event insurance unduly increases the cost to participants in he recreation program instructional class. JOHN =. WOZNIAK Mai :r Pro Tern SCOTT MONTGOMER* Councilmember 8= ?NARDO M. PEREZ Councilmember ROY E. TALLEY JR. Councilmember PAUL W _AWRASG 4 JR- Mayor Honorable City Council February 28, 1992 Page 2 A listing of the types of activities and their relative standing as hazards is attached. The risk manager would identify the content of the instructional classes before making a determination whether or not the instructional class should be assigned to hazard schedule I, II, or III. If the class falls into hazard schedule I and the instructor doesn't have available insurance the risk manager will determine whether or not the additional special event insurance cost unduly increases the cost of the class to the participants. If it does, then waiver of the fees will be considered. Recommendation It is recommended that the City Council authorize the City's risk manager (Deputy City Manager) to waive insurance requirements for recreation instructional classes which are classified on the SCJPIA Hazard I Schedule if the cost of special event insurance unduly increases the cost of the class to the participants. I-- LESSEE'S RATING SCHEDULE Premiums: per day Class Attendance Premium I 1 - 100 . . . . . $35 10 101 - 500. . . . . . 50 10 501 - 1,500 . . . . 95 Per Day /Per Concessionaire 1501 - 3,000. . . . .125 3,001 - 5,000. . . . .195 5,001 - 10,000 . . . 275 each day of event. (See 10,001 + ............... TBD II 1 - 100 .70 101 - 500. 85 501 - 1,500. . . . .125 1,501 - 3,000. . . . .185 3,001 - 5,000. . . . .285 5,001 - 10,000 .375 10,001+ . . . .TBD III 1 - 100 .105 101 - 500. . . . . .135 501 - 1,500. . . . .250 1,501 - 3,000. . . . .340 3,001 - 5,000. . . . .430 5,001 - 10,000 . . . .575 10,001+ . . . . .TBD Additional Charges: Processing + CIGA Fee $0.18 $10 0.25 10 0.47 10 0.62 10 0.97 10 1.37 10 CONCESSIONAIRE RATE ENDORSEMENT Premium CIGA 0.35 10 0.42 10 0.62 10 0.92 10 1.42 10 1.87 10 0.52 10 0.67 10 1.25 10 1.70 10 2.15 10 2.87 10 Exhibitors - No Sales $35 + 0.18 Per Day /Per Exhibitor Concessionaires - $65 + 0.33 Per Day /Per Concessionaire Non Food Sales Concessionaires - $60 + 0.30 Per Day /Per Concessionaire Food Sales Liquor Legal Liability: Alcoholic beverages served charge $50 premium and $.25 CIGA for each day of event. (See definitions on next page). -5- CNA For AN The C49TWr4mwts You Maw Effective on and after HAZARD SCHEDULE I this endorsement forms part of policy No. Issued to TENANTS / CITY OF TU001 (5-90) 12: 01 A - K - S=-ndard Tme Exaration Date By American Casualty Company of Reading, PA Company SCHEDULE OF HAZARD/RISK CLASSIFICATIONS (Low/Wa*num Hazard Risks) Antique Shows Graduations Art Festivals Gun & Knife Snows Art Shows Gymnastic Competitions Auctions Harvest Festivals Auto Shows fine Shows Awards Presentations Floug Shows Ballets Ice Skating Shows Banquets Instructional Classes (Nonmecharucaf) Beauty Pageants ladies Club Events Bingo Games Lectures Boat Shows legitimate Theater Body Building Contests Luncheons Business Meetings Meetings (Indoors) Business Shows Motile Home Shows Celebrations Motion Picture Theaters Chamber of Commerce Events Musicals (Not Rte) Charity Benefits, Auction & Sales Operas Cinemas Operettas Civic Clubs & Group Meetings Organized Sight- seeing Tours Classical Music Concerts . oubrigs Concerts - Indoors (under 1,500) Overnight Camping Consumer Shows Pants Conventions in Buildings Parties Galt Shows Plays Dance Shows Proms Debutante Balls RV Shows Dinrw Theaters Scouting .jamborees D61 Team Exhibitions Serninars Educational Exhibitions Social GatheriVs Electronics Conventions Social Receptions Exhtitions Speaking Engagements Exhibitions in Buildings Symphony Concerts Expositions - Capacity Teleconferences Fashion Shows Telethons Fishing Shows Theatrical Stage Performances Flower Shows Trade Shows in Buildings Garden Shows Vacation Shows Wedding & Receptions C-17 cz DATE OF ISSUE: 02/05/91 Autt,�sa AWt (3.1566" isa- 05m) —7— CNA For AL T1r Czr%rr tmMts You Usk& � Effective on and after this endorsement forms part of policy No. HAZARD SCHEDULE H Issued to TENANTS / , CITY OF TULP02 (5-90) 12:01 A.M. Standard Time Expiration Date By American Casualty Company of Reading, PA Company SCHEDULE OF HAZARD /RISK CLASSIFICATIONS (MediurwAverage Hazard Risks) Aerobics & Jazzercize Classes Animal Training Block Parties!Street Closures (excl. Beaches) Concerts Outdoor (Not Rock - Under 1,500 Admissions) Dances & Parties Debuts Dogs Shows Evangelistic Meetings Exhibitions Exhibitions (Outdoor) Food Concessions Horse Shows Hotel Shows Jam & Jazz Shows Job Fairs Marathons (Walking, Running, etc.) Meetings (Outdoors) Nita Club Shows DATE OF ISSUE: 02/05/91 Oki Timer Events Parades (Under 500 Spectators) Picnic Grounds Without Pools or Lakes Political Races Religious Assemblies Reunions Rummage Sales School Bars Seances Sidewalk Sales Soap Box Derbies Social Gattmings (Outdoors) State & County Festivals & Fairs Street Fairs Swap Meets Trade Shows (Outdoor) Voter Registration PAuronzedAwt 0 -1587" and OM) _ 8 _ CtW425T f CNA For AJI TTw corr**vtm*nu You Wka • Effective on and after HAZARD SCHEDULE III this endorsement forms part of policy No. Issued to TENANTS / CITY OF TULP03 (5-90) 12:01 A.M. Standard Time Expiration Date By American Casualty Company of Reading, PA Company SCHEDULE OF HAZARD/FUSK CLASSIFICATIONS (Moderate Hazard/Increased Exposure/Average Risks) Animal Acts/Shows Arcades Baseball Bicycle Rallies Carnivals (No Rides) Casino 8 Lounge Shows Concerts (Rock - Under 5,000) Countr; Western Events Ethnic Celebrations Film Productions (non action) Heads of State Events Junior Athletic Games Karate Meets Kddietands (No Rides) Live Entedakwnent Livestock Shows Meetings (Outdoors) Picnic Grounds With Pools or Lakes (Excluding Swimming and Diving Lessons) Promoters (Subject to Special Rating) Recreational Events Ski Events Softball! Sporting Events in Buildings (Non - Professional) Tennis. Handball b, Racketball Courts Theatrical Road Shows Union Meetings Zoos C^. DATE OF ISSUE: 02/05/91 k,awruod AWt (- 15571 -A (Ed. os 9o) —9— CPW42SU