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HomeMy WebLinkAboutAGENDA REPORT 1999 0421 CC REG ITEM 10FTO: FROM: DATE: MOORPARK CITY COUNCIL AGENDA REPORT Honorable City Council I I H 5�b0 ITEM t O . F. CITY OF MOORPARK, CALIFORNIA City Council Meeting of q - -:� i - 611 ,'AC "i14ON: �LIOlrrrV CP5( utian Nc, - �- BY John E. Nowak, Assistant City Manager G 07 April 1999 (Council meeting of 04- 21 -99) SUBJECT: Consider Resolution No. 99- Approving Participation in a Joint Powers Agreement Creating the Ventura Cities Mortgage Financing Authority. BACKGROUND: State law allows for local public entities to enter in a Joint Powers Agreement (JPA) to exercise any power that is common to them. The Area Housing Authority of the County of Ventura is proposing to use a JPA to create the Ventura Cities Mortgage Financing Authority. The purpose of the Authority would be to issue mortgage bonds to be used for homebuyer down payment assistance and developer assistance. DISCUSSION: The Area Housing Authority of the County of Ventura is proposing to establish a "Ventura Cities Mortgage Financing Authority" (Authority) through a Joint Powers Authority (JPA). The purpose of the Authority would be to issue mortgage bonds which would be used to provide down payment assistance to homebuyers and which could be used by developers to provide affordable housing. The Board of the Authority would be comprised of representatives from the County and those cities that are parties to the JPA. These entities would have voting members on the Board and would establish the guidelines for the Authority's actions. Other cities could join as Associate members and partake in the bond availability, but would not be able to vote on matters before the Authority. 0001.46 Joint Powers Agreement Meeting of 21 April 1999 Page 02 The basic purpose of the Authority would be to issue mortgage revenue bonds that are repaid from the proceeds of the mortgage payments. The money would be available for downpayment assistance to qualified purchasers and for developers to use in conjunction with providing affordable housing units. Fifty - percent of the funds must go to households earning 90% or less of the county median income ($58,770 for family of 4). The balance of the funds can be used for households earning up to 120% of the median income ($78,360). The properties must be owner - occupied. The interest rates charged are based on the interest rate of the bonds when sold. The loans are assumable and can be paid early without penalty. The Authority operates with funds received from the sale of the bonds and other charges to lenders. There are no costs to member cities. The advantage for the City of Moorpark to join the JPA as a voting member is that it would be a participant in determining in the exact parameters of the program's operations and the possible distribution of funding availability. The cost involved would be staff and /or Council time in attending the meetings. If the Council decides not to join as a voting member it could join the Authority later as an Associate member and have the funds available for purchases in the City. The program does provide an additional financial option in assisting with home ownership in the City at no direct dollar cost to the City. The City also has the option to withdraw from the JPA with 30 day written notice, except if financing has been approved and provided within the City, the City remains a member unless the JPA as a whole terminates. RECOMMENDATION• Staff recommends the City Council adopt Resolution No. 99- approving the Joint Powers Agreement creating the Ventura Cities Mortgage Financing Authority and the City of Moorpark joining as a member, subject to final language approval by the City Manager and City Attorney. Attached: Resolution No. 99- 0 ®014 RESOLUTION NO. 99- A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF MOORPARK, CALIFORNIA, APPROVING THE JOINT POWERS AGREEMENT CREATING THE VENTURA CITIES MORTGAGE FINANCING AUTHORITY AND PROVIDING OTHER MATTERS PROPERLY RELATED THERETO WHEREAS, the City of Moorpark together with certain other cities within the County of Ventura and the County of Ventura (collectively the "Members ") , proposes to enter into the Joint Powers Agreement creating the Ventura Cities Mortgage Financing Authority (the "Joint Powers Agreement ") to provide for the express purpose of the joint exercise of powers under Part 5 of Division 31 (commencing with Section 52000) of the California Health and Safety Code, being the provisions of the Code which authorize the undertaking of home mortgage financing programs. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF MOORPARK DOES HEREBY RESOLVE AS FOLLOWS: SECTION 1. The City Council hereby approves the Joint Powers Agreement creating the Ventura Cities Mortgage Financing Authority, attached hereto and made a part hereof as Attachment No.l, as if contained herein in its totality. SECTION 2. The Mayor is hereby directed to execute said Joint Powers Agreement. SECTION 3. The City Council hereby authorizes the performance of the Joint Powers Agreement by the City. SECTION 4, The City Clerk shall cause the Joint Powers Authority to be delivered to its members. SECTION 5. The City Clerk shall certify to the adoption of this resolution and shall cause a certified resolution to be filed in the book of original Resolutions. PASSED AND ADOPTED this 21st day of April 1999. Patrick Hunter, Mayor ATTEST: Deborah S. Traffenstedt, City Clerk Attachment: Joint Powers Agreement 32035 -01 JH:ACH:Isj JOINT POWERS AGREEMENT CREATING THE VENTURA CITIES MORTGAGE FINANCING AUTHORITY Dated as of February 1, 1999 1/11/99 1/28/99 2/9/99 3/23/99 RECEIVED APR e 8 1999 -itt•• of Moorpari: ti [mi»istrativF ; ,,, F. t rtment ra_ TABLE OF CONTENTS Pale ARTICLE I CREATION OF THE VENTURA CITIES MORTGAGE FINANCING AUTHORITY.......................................................................................... ..............................1 ARTICLEII PURPOSE ................................................................................................ ..............................3 ARTICLE III DEFINITIONS ........................................................................................ ..............................3 ARTICLEIV PARTIES TO AGREEMENT ................................................................ ..............................4 ARTICLEV TERM OF AGREEMENT ...................................................................... ..............................4 ARTICLE VI POWERS OF THE AUTHORITY ......................................................... ..............................4 ARTICLE VII MEMBER ENTITY RESPONSIBILITIES ............................................. ..............................5 ARTICLE VIII MEMBERSHIP ....................................................................................... ..............................5 ARTICLEIX BOARD OF DIRECTORS ...................................................................... ..............................7 ARTICLEX COMMITTEES ....................................................................................... ..............................7 ARTICLE XI BOARD AND COMMITTEE MEETINGS .......................................... ..............................7 ARTICLE XII OFFICERS AND EMPLOYEES ............................................................ ..............................9 ARTICLEXIII FISCAL YEAR ........................................................................................ ..............................9 ARTICLEXIV BUDGET ................................................................................................. ..............................9 ARTICLE XV ANNUAL AUDITS AND AUDIT REPORTS .................................... ..............................9 ARTICLE XVI ESTABLISHMENT AND ADMINISTRATION OF FUNDS ........... .............................10 ARTICLE XVII ADMINISTRATIVE COSTS ................................................................ .............................10 ARTICLEXVIII NEW MEMBERS ................................................................................... .............................10 ARTICLEXIX WITHDRAWAL .................................................................................... .............................10 ARTICLEXX EXPULSION .......................................................................................... .............................11 ARTICLE XXI TERMINATION AND DISTRIBUTION ............................................ .............................11 ARTICLEXXII NOTICES ............................................................................................... .............................11 ARTICLE XXIII PROHIBITION AGAINST ASSIGNMENT ....................................... .............................11 i 11 J () X311, 13 ARTICLE XXIV AMENDMENTS ................................................................................... .............................12 ARTICLE XXV SEVERABILITY ..................................................................................... .............................12 ARTICLE XXVI LIABILITY OF THE AUTHORITY ..................................................... .............................12 ii ARTICLE XXVII AGREEMENT COMPLETE ................................................................. .............................12 ARTICLE XXVIII EXECUTION OF COUNTERPARTS .................................................. .............................12 ARTICLE XXIX GOVERNING LAW ............................................................................. .............................13 lll JOINT POWERS AGREEMENT CREATING THE VENTURA CITIES MORTGAGE FINANCING AUTHORITY This Joint Powers Agreement creating the Ventura Cities Mortgage Financing Authority (the "Agreement ") is made by and among the public entities listed in Appendix A and all public entities which execute and deliver Associate Membership Agreements (collectively, the "Member Entities ") pursuant to Article VIII, all of which Member Entities shall be cities or counties organized and operating under the laws of the State of California and all of which are a public agencies as defined in California Government Code Section 6500. RECITALS I. California Government Code Sections 6500 -6515, permitting two or more local public entities by agreement to jointly exercise any power common to them, authorizes the Member Entities to enter in this Joint Powers Agreement (the "Agreement ") creating the Ventura Cities Mortgage Financing Authority. II. Each Member Entity desires to join together with the other Member Entities to provide for the express purpose of the joint exercise of powers under Part 5 of Division 31 (commencing with Section 52000) of the California Health and Safety Code, being the provisions of law which authorize the undertaking of home mortgage financing programs and multifamily rental housing financing programs. III. The governing board of each Member Entity has determined that it is in the Member Entity's best interest and in the public interest that this Agreement be executed, or otherwise entered into by Associate Membership Agreement, and that it participate as a member of the public entity created by this Agreement. Now therefore, the Member Entities, by, between and among themselves, in consideration of the mutual benefits, promises and agreements set forth below and in any applicable Associate Membership Agreement, hereby agree as follows: ARTICLE I CREATION OF THE VENTURA CITIES MORTGAGE FINANCING AUTHORITY Pursuant to Chapter 5, Division 7, Title 1 of the Government Code of the State of California (commencing with Section 6500) (as amended from time to time, the "JPA Law "), the Member Entities create a public agency, separate and apart from the Member Entities to be known as the Ventura Cities Mortgage Financing Authority (the "Authority "). Pursuant to Government Code Section 6508.1, the debts, liabilities, and obligations of the Authority shall not constitute debts, liabilities, or obligations of any Member Entity. A Member Entity may separately contract for or assume responsibility for specific debts, liabilities, or obligations of the Authority. For purposes of, and to the extent required by, Government Code Section 6509, in exercising its powers the Authority shall be subject to the restrictions upon the manner of exercising the powers of the city Member Entity specified in the Bylaws, except as otherwise authorized or permitted by the JPA Law. 2 ARTICLE II PURPOSE This Agreement is entered into by Member Entities under the JPA Law to provide for the express purpose of the joint exercise of powers under part 5 of Division 31 (commencing with Section 52000) of the California Health and Safety Code, being the provisions of law which authorize the undertaking of Home Mortgage Financing Programs. ARTICLE III DEFINITIONS In this Agreement unless the context otherwise requires: "Administrative Costs" means the Authority's general operating costs and expenses. "AHACV" means the Area Housing Authority of the County of Ventura. "Associate Member" means a Member Entity described in Article VIIIB. "Authority" means the Ventura Cities Mortgage Financing Authority. "Board" or "Board of Directors" is the governing body of the Authority constituted as set forth in Article IX of this Agreement. "Bylaws" means the bylaws adopted by the Board of the Authority, as amended from time to time. "County" means the County of Ventura. "Home Mortgage Financing Program' means a program for the financing of home mortgages for persons and families of low and moderate income undertaken by the Authority pursuant to Part 5 of Division 31 (commencing with Section 52000) of the California Health and Safety Code, as amended from time to time, and includes, without limitation, financing of multifamily rental housing pursuant to Chapter 7 of said Part 5. "JPA Law" means Chapter 5 of Division 7 of Title 1 (commencing with Section 6500) of the California Government Code, as amended from time to time. "Member Entity" includes each public agency (as defined in Section 6500 of the JPA Law) which is a party to this Agreement, either as a Voting Member or an Associate Member. "Voting Member" means a Member Entity described in Article VIIIA. 3 _ 01315.6 ARTICLE IV PARTIES TO AGREEMENT Each Member Entity certifies that it intends to and does contract with every other Member Entity which is a signatory to this Agreement or an Associate Membership Agreement and, in addition, with such other Member Entity as may later be added as a Member Entity under ARTICLE XVIII. Each Member Entity also certifies that the deletion of any Member Entity from this Agreement does not affect this Agreement nor each Member Entity's intent to contract with the Member Entities then remaining. ARTICLE V TERM OF AGREEMENT This Agreement became effective as of February 1, 1999, and continues in full force until terminated in accordance with ARTICLE XXI. ARTICLE VI POWERS OF THE AUTHORITY The Authority through its Board of Directors is authorized, in its own name, to do all acts necessary to fulfill the purpose of this Agreement referred to in ARTICLE II including, but not limited to, each of the following: A. Make and enter into contracts; B. Incur debts, liabilities and obligations; provided that no debt, liability or obligation of the Authority shall be a debt, liability or obligation of a Member Entity except as separately agreed to by a Member Entity; C. Acquire, hold or sell or otherwise dispose of real and personal property by eminent domain or other appropriate means; D. Receive contributions and donations of property, funds, services and other forms of assistance from any source; E. Sue and be sued in its own name; F. Employ agents and employees; G. Acquire, construct, manage and maintain buildings; H. Lease real or personal property as lessee and as lessor; Receive, collect, invest and disburse monies; 4 J. Issue revenue bonds or other forms of indebtedness, as provided by law; K. Carry out other duties as required to accomplish other responsibilities as set forth in this Agreement; L. Assign, delegate or contract with a Member Entity or third party to perform any of the duties of the Board, including but not limited to, acting as administrator for the Authority; and M. Exercise all other powers necessary and proper to carry out the provisions of this Agreement. The powers shall be exercised in the manner provided by applicable law and as expressly set forth in this Agreement and any applicable Associate Membership Agreement; provided that, pursuant to and to the extent required by California Government Code Section 6509, the Authority shall be restricted in the exercise of its powers in the same manner as the City of is restricted in its exercise of similar powers; and provided further that, if the City of shall cease to be a Member Entity, then the Authority shall be restricted in the exercise of its power in the same manner as the City of ARTICLE VII MEMBER ENTITY RESPONSIBILITIES Each Member Entity further has the obligations and responsibilities set forth in this Agreement and the Bylaws. ARTICLE VIII MEMBERSHIP A. Voting Members. All cities and the County whose housing authorities are members of AHACV shall be eligible to join the Authority as Voting Members subject to the approval of the Board of Directors. A Voting Member shall have approved entering into and delivery of this Agreement by a duly adopted resolution filed with the Secretary. Voting members shall be entitled to vote and to exercise the other rights provided in this Agreement. The current list of Voting Members is set forth in Appendix A attached hereto and hereby made a part hereof, subject to amendment as provided in Article XXIV. B. Associate Members. 1. All cities in the County and the County shall be eligible to join the Authority as Associate Members, subject to the approval of the Board of Directors and as further provided in the By -Laws. 2. Associate Members shall be entitled to attend all meetings of the Board of Directors but shall not be entitled to vote or participate in debate. No representative of an Associate Member may become an officer of the Authority. C. Associate Membership Agreement. Each Associate Member shall execute and deliver to the Authority an Association Membership Agreement which shall contain the following provisions substantially in the following form (or otherwise as provided in the Bylaws) and which Associate Membership Agreement shall be deemed incorporated into and shall become a part of this Agreement for purposes hereof and of California Government Code Section 6502. 1. The applicable city or the County shall express its desire to become an Associate Member and the Authority shall express its approval of such Associate Membership. 2. The purpose of the Associate Membership Agreement shall be to permit the Associate Member to participate in Home Mortgage Financing Programs (as defined in this Agreement). 3. The applicable city or the County shall be made an Associate Member of the Authority for all purposes of this Agreement and the Bylaws of the Authority, the provisions which shall be incorporated into the Associate Membership Agreement by reference. From and after the date of execution and delivery of the Associate Membership Agreement by the Authority and the applicable city or the County, such city or the County shall be and remain an Associate Member of the Authority. 4. The applicable city or the County shall not have the right, as an Associate Member of the Authority, to vote on any action taken by the Board of Directors or by the Authority. In addition, no officer, employee or representative of the city or the County shall have any right to become an officer or director of the Authority. 5. The applicable city or the County shall agree to be subject to and bound by all actions previously taken by the Board of Directors of the Authority to the same extent as other Member Entities are subject to and bound by such actions; provided, however, that under no circumstances shall actions previously taken by the Board of Directors result in any liability or cost to the applicable city or the County. 6. The debts, liabilities and obligations of the Authority shall not be the debts, liabilities and obligations of the applicable city or the County. 7. Execution of the Associate Membership Agreement shall conclusively satisfy the requirements of this Agreement and the Bylaws of the Authority for participation by the applicable city or the County in any Home Mortgage Financing Program. 8. The Association Membership Agreement shall contain such other provisions or revisions as shall be provided in the bylaws of the Authority. ARTICLE IX BOARD OF DIRECTORS There shall be a Board of Directors to govern the affairs of the Authority. The Board shall be comprised of one director and two alternate directors from each Voting Member. Each director has one vote. One alternate director may cast a vote as a member of the Board of Directors only in the absence of the director. Each director shall be an elected official of the Voting Member. Each director shall be designated by the governing board of the respective Voting Member. Each alternate director shall be appointed by the applicable director. Directors and alternate directors are not entitled to compensation. The Board may authorize reimbursement of expenses incurred by directors or alternate directors. The powers of the Board are each of the powers of the Authority not specifically reserved to the Member Entities by this Agreement. IX; and The Member Entities retain the following powers: A. The designation of the Board of Directors by Voting Members as specified in ARTICLE B. Approval of an amendment to this Agreement as specified in ARTICLE XXIV. ARTICLE X COMMITTEES The Board may create an Executive Committee comprised of members of the Board and delegate one or more of its powers to the Executive Committee. An appointment to the Executive Committee is as set forth in the Bylaws. The Board may create other committees, as desired, pursuant to the requirements of the Bylaws. ARTICLE XI BOARD AND COMMITTEE MEETINGS The Board shall hold at least one regular meeting each year, at which time the Board shall elect its officers as appropriate to comply with ARTICLE XII. The Board shall fix the date, hour and place at which each regular meeting is to be held. Each Board meeting shall be held in Ventura County. The Chair presides at all meetings. A special meeting may be called upon written request by the Chair or at least one -third of the Voting Members. 7 p S0 �- r -p 1 Each regular, adjourned regular, and special meeting of the Board and of all committees shall be called, noticed, held and conducted in accordance with the Ralph M. Brown Act (Sections 54950, et seq. of the Government Code). The Secretary shall keep or have kept minutes of each regular meeting of the Board and each committee. As soon as possible after each meeting, the Secretary shall have a copy of those minutes forwarded to each member of the Board and relevant committee. As soon as practicable after the first meeting of the Board or within such time as fixed or extended by the Board, the Board shall approve Authority Bylaws and administrative policies and procedures for the transaction of its business to govern the day -to -day operations of the Authority. The adoption of Authority Bylaws and administrative policies and procedures requires a vote of two- thirds (2/3) of the Board of Directors. No business may be transacted by the Board without a quorum of members of the Board being present except that less than a quorum may adjourn from time to time. A quorum consists of a majority of the members of the Board. W ARTICLE XII OFFICERS AND EMPLOYEES The Officers of the Authority are the Chair, Vice - Chair, President, Chief Financial Officer and Secretary. The officers shall be elected or appointed by the Board at its first meeting. The term of office for Chair, Vice -Chair and Secretary is one year. The President and Financial Officer shall serve as set forth in the Bylaws. The duties of the officers shall be as provided in the Bylaws. The officers shall assume the duties of their offices upon formation of the authority or as appropriate. If either the Chair, Vice -Chair or Secretary ceases to be a member of the Board, the resulting vacancy shall be filled at the next regular meeting of the Board held after the vacancy occurs. Officers are not entitled to compensation. The Board may authorize reimbursement of expenses incurred by officers. The Board may appoint such officers and employees and may contract with such persons or firms as it considers necessary to carry out the purposes of this Agreement. AHACV is hereby designated to act as the administrative agency. The Member Entities acknowledge that this designation may cause potential conflicts to arise and waive any liability on the part of AHACV except for its fraud, gross negligence or mismanagement. AHACV may not be removed as the administrative agency except by reason of its fraud, gross negligence or mismanagement or except by vote of not less than two- thirds of the members of the Board. AHACV shall be reimbursed by the Authority for services rendered on the Authority's behalf, which reimbursement shall be an Administrative Cost. ARTICLE XIII FISCAL YEAR The first fiscal year of the Authority is the period from the date of this Agreement through June 30,1999. Each subsequent fiscal year of the Authority shall end on June 30. ARTICLE XIV BUDGET The Board shall adopt an annual budget not later than sixty (60) days before the beginning of each fiscal year. ARTICLE XV ANNUAL AUDITS AND AUDIT REPORTS 9 000164 The Chief Financial Officer shall cause an annual financial audit to be made by an independent certified public accountant with respect to all Authority receipts, disbursements, other transactions and entries into the books. A report of the financial audit shall be filed as a public record with each Member Entity. The audit shall be filed no later than required by State law. The Authority shall pay the cost of the financial audit and charge the cost against the Member Entities in the same manner as other administrative costs. ARTICLE XVI ESTABLISHMENT AND ADMINISTRATION OF FUNDS The Authority is responsible for the strict accountability of all funds and reports of all receipts and disbursements. It shall comply with every provision of law relating to the establishment and administration of funds, particularly Section 6505 of the California Government Code The funds shall be accounted for on a full accrual basis. The Chief Financial Officer shall receive, invest, and disburse funds only in accordance with procedures established by the Board and in conformity with applicable law. The Authority shall require the Chief Financial Officer to procure errors and omissions insurance or a fidelity bond. ARTICLE XVII ADMINISTRATIVE COST The Board shall establish the Administrative Costs of the Authority, if any, for each fiscal year. The Board shall impose fees in connection with financings undertaken pursuant to this Agreement, which fees shall be used to pay Administrative Costs. AHACV, or any successor entity under Article XII as the administrative agency, shall be responsible for paying Administrative Costs if, and to the extent, fees received in connection with such financings are insufficient to pay Administrative Costs. ARTICLE XVIII NEW MEMBERS A new public entity may be admitted as a Member Entity only upon a two- thirds (2 \3) vote of the Board of Directors. Each applicant for membership shall pay all fees and expenses set by the Board. ARTICLE XIX WITHDRAWAL Member Entities may withdraw at any time on thirty (30) days written notice subject to the following exceptions: 1) the restrictions of Article XXI; and 2) a Member Entity may not withdraw prior to the closing of a financing for which it has provided authorization as set forth in the Bylaws. ARTICLE XX EXPULSION Subject to the restrictions of Article XXI, the Authority may expel a Member Entity from the Authority by a two- thirds (2/3) vote of the Board of Directors for a breach of this Agreement or the Bylaws determined by the Board to be a material breach. The procedure for hearing and notice of expulsion of a Member Entity shall be as provided in the Bylaws. ARTICLE XXI TERMINATION AND DISTRIBUTION This Agreement shall continue until terminated. However, it cannot be terminated until such time as all principal of and interest on revenue bonds and other evidences of indebtedness issued by the Authority shall have been paid in full. Thereafter, this Agreement may be terminated by the written consent of two- thirds of the Voting Members; provided, however, that this Agreement and the Authority shall continue to exist after termination for the purpose of disposing of all claims, distribution of assets and all other functions necessary to conclude the obligations and affairs of the Authority. After completion of the Authority's purposes, any surplus money on deposit in any fund or account of the Authority shall be returned in proportion to the contributions made as required by Section 6512 of the California Government Code. The Board is vested with all powers of the Authority for the purpose of concluding and dissolving the business affairs of the Authority. ARTICLE XXII NOTICES Notices to each Voting Member under this Agreement is sufficient if mailed to its respective address on file with the Authority. ARTICLE XXIII PROHIBITION AGAINST ASSIGNMENT 11 () ® () 1_ �_)' b No Member Entity may assign a right, claim, or interest it may have under this Agreement. No creditor, assignee or third party beneficiary of a Member Entity has a right, claim or title to any part, share, interest, fund or asset of the Authority. ARTICLE XXIV AMENDMENTS This Agreement may be amended by a unanimous vote of the Voting Members acting through their governing bodies. A proposed amendment must be submitted to each Voting Member at least thirty (30) days in advance of the date when the Voting Member considers it. An amendment is to be effective immediately unless otherwise designated. Appendix A to the Agreement may be amended to correctly list current Voting Members without separate action by the Voting Members or the Board. ARTICLE XXV SEVERABILITY If a portion, term, condition or provision of this Agreement is determined by a court to be illegal or in conflict with a law of the State of California, or is otherwise rendered unenforceable or ineffectual, the validity of the remaining portions, terms, conditions and provisions is not affected. ARTICLE XXVI LIABILITY OF THE AUTHORITY Subject to limitations thereon contained in any indenture of trust or other documents pursuant to which financings of Home Mortgage Financing Programs are implemented, funds of the Authority may be used to defend, indemnify, and hold harmless the Authority, any Member Entity, any member of the Board and any employee or officer of the Authority for their actions taken within the scope of their duties while acting on behalf of the Authority. ARTICLE XXVII AGREEMENT COMPLETE The foregoing constitutes the full and complete Agreement of the Member Entities. There are no oral understandings or agreements not set forth in writing herein. ARTICLE XXVIII EXECUTION OF COUNTERPARTS This Agreement, including as a part hereof all Associate Membership Agreements, may be executed in any number of counterparts, each of which shall for all purposes be deemed to be an original and all of which shall together constitute but one and the same instrument. 12 '; () ;. ARTICLE XXIX GOVERNING LAW This Agreement shall be governed by and construed in accordance with the Laws of the State of California. IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year written below. APPROVED AS TO LEGAL FORM CITY OF Los Legal Counsel Dated: By:_ Title: Attest: By: Title: 14 O00i6� Receipt Acknowledged and Designation as Administrative Agency Accepted; Dated: AREA HOUSING AUTHORITY OF THE COUNTY OF VENTURA Executive Director [ATTACH COUNTERPART SIGNATURES AND "APPENDIX A - VOTING MEMBERS "] 15 00ol f-0