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HomeMy WebLinkAboutACFR 2004 CITY OF MOORPARK, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2004 Prepared By: Administrative Services Department CITY OF MOORPARK, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2004 Prepared By: Administrative Services Department INTRODUCTORY SECTION CITY OF MOORPARK COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2004 TABLE OF CONTENTS INTRODUCTORY SECTION: Table of Contents Directory of City Officials iv Organization Chart v FINANCIAL SECTION: Independent Auditors' Report 1 Management's Discussion and Analysis 3 Government-Wide Financial Statements Statement of Net Assets 14 Statement of Activities 15 Fund Financial Statements Governmental Funds Balance Sheet 16 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 18 Statement of Revenues,Expenditures, and Changes in Fund Balances 19 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 21 General Fund Statement of Revenues, Expenditures,and Changes in Fund Balance -Budget and Actual 22 Street and Traffic Safety Development Special Revenue Fund Statement of Revenues, Expenditures,and Changes in Fund Balance -Budget and Actual 23 Community Development Special Revenue Fund Statement of Revenues, Expenditures, and Changes in Fund Balance -Budget and Actual 24 Area of Contribution Special Revenue Fund Statement of Revenues, Expenditures, and Changes in Fund Balance -Budget and Actual 25 Endowment Special Revenue Fund Statement of Revenues, Expenditures, and Changes in Fund Balance -Budget and Actual 26 CITY OF MOORPARK COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2004 TABLE OF CONTENTS (Continued) Agency Fund Statement of Fiduciary Net Assets 27 Notes to the Financial Statements 28 Supplementary Schedules Major Fund Budgetary Comparison Schedules 60 Schedule of Revenues,Expenditures, and Changes in Fund Balances -Budget and Actual Police Facilities Fee Fund Capital Projects Fund 60 Redevelopment Agency Capital Projects Fund 61 Redevelopment Agency Debt Service Fund 62 Non-Major Governmental Funds Combining Balance Sheet 65 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 67 Schedule of Revenues,Expenditures, and Changes in Fund Balances -Budget and Actual—Special Revenue Funds Traffic Safety 69 Park Development 70 Affordable Housing 71 Assessment District 72 State and Federal Assistance 73 State Gas Tax 74 Low and Moderate Income Housing 75 Local Transportation Transit 76 Solid Waste 77 Schedule of Revenues,Expenditures, and Changes in Fund Balances -Budget and Actual—Capital Projects Funds City Hall Building 78 Equipment Replacement 79 Agency Fund Statement of Changes in Net Assets 80 ii CITY OF MOORPARK COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30,2004 TABLE OF CONTENTS (Continued) STATISTICAL SECTION(Unaudited): Revenues by Source—All Governmental Fund Types—Last Ten Fiscal Years 81 Expenditures by Function—All Governmental Fund Types—Last Ten Fiscal Years 82 Assessed Value of Taxable Property—Last Ten Fiscal Years 83 Secured Tax Charge and Delinquencies—Most Recent Ten Year History 84 Direct and Overlapping Bonded Debt as of Fiscal Year 2003-2004 85 Computation of Legal Debt Margin and Breakdown of General Property Tax Levy 86 City Population—Last Ten Years 87 Building Permit Valuation—Last Ten Fiscal Years 88 Largest Property Owners—Per Assessed Valuation 2003 89 Miscellaneous Statistics 90 iii This page left blank intentionally. FINANCIAL SECTION This page left blank intentionally. Vavrinek, Trine, Day & Co., LLP VALUE THE DIFFERENCE Certified Public Accountants&Consultants INDEPENDENT AUDITORS' REPORT The Honorable Mayor and Members of City Council The City of Moorpark,California We have audited the accompanying financial statements of the governmental activities, each major fund, the remaining funds and the aggregate remaining fund information of the City of Moorpark, California(the City), as of and for the year ended June 30, 2004, which collectively comprise the City of Moorpark's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Moorpark's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Moorpark, California, as of June 30, 2004, and the respective changes in fmancial positions, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated December 5, 2004 on our consideration of the City of Moorpark's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over fmancial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. 1 8270 Aspen Street Rancho Cucamonga,CA 91730 Tel:909.466.4410 Fax:909.466.4431 www.vtdcpa.com FRESNO • LAGUNA HILLS • PALO ALTO • PLEASANTON • RANCHO CUCAMONGA • SAN JOSE The management's discussion and analysis on pages 3 through 13, is not a required part of the basic financial statements, but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However,we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, capital projects and debt service major fund budgetary schedules, and combining individual non-major fund statements and schedules, and statistical section as listed in the table of contents are presented for purpose of additional analysis and are not a required part of the basic financial statements. The combining, capital projects and debt service major fund budgetary schedules, individual non-major fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and the statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly,we express no opinion on them. < Oa �, Lt8 Rancho Cucamonga, California December 5, 2004 2 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 As management of the City of Moorpark, California (the "City"), we offer readers of the City's fmancial statements this narrative overview and analysis of the financial activities of the City(the"Primary Government") for the fiscal year ended June 30, 2004. It is encouraged that the readers consider the information presented here in conjunction with the accompanying basic financial statements. FINANCIAL HIGHLIGHTS • The assets of the City exceeded its liabilities at the close of the 2004 fiscal year by $167,310,012 (net assets). Of this amount, $31,861,714 (unrestricted net assets) may be used to meet the City's ongoing obligations to citizens and creditors. • The City's total net assets increased by $5,476,692 during the current fiscal year. The Statement of Net Assets is presented on page 14. • As of June 30, 2004, the City's governmental funds (General Fund, Special Revenue Funds, Debt Service Funds, and Capital Projects Funds) reported combined ending fund balances of$67,560,826 an increase of$194,013 from the prior year. Of this amount, $63,460,977, or approximately 94% of the total fund balances are available for spending at the City's discretion(unreserved fund balance). • At the end of the current fiscal year, unreserved fund balance for the General Fund was $14,756,222, or 170%of total General Fund expenditures and transfers out. • The City's total debt decreased by $324,419 or 1.6% during the current fiscal year. The decrease is attributable to the difference between employee compensated absences additions and the fiscal year's regularly scheduled debt service payments for the 1999 and 2001 Tax Allocation Bonds. OVERVIEW OF THE BASIC FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1)Government-wide financial statements 2)Fund financial statements 3)Notes to basic financial statements Other required supplementary information is included in addition to the basic financial statements. Government-Wide Financial Statements. The City has presented its financial statements under the reporting model required by Governmental Accounting Standards Board Statement No. 34 (GASB 34) and its related Statements, GASB 37, 38 and 41. These financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. 3 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2004 The government-wide financial statements include the statement of net assets and the statement of activities. The governmental activities of the City include general government, public safety, public services, parks and recreation, debt service, and interest on debt. The City does not have any business-type activities. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases and decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (i.e., uncollected taxes and earned but unused vacation leave). The government-wide financial statements include not only the City of Moorpark as the primary government, but also a legally separate Community Redevelopment Agency and Moorpark Public Financing Authority. Although legally separate from the City, these component units are blended with the primary government because of their governance or financial relationships to the City. The government-wide financial statements can be found on pages 14 and 15 of this report. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and fiduciary funds. Governmental Funds. Governmental Funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City's near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances,provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 4 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 The City maintains 19 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the General Fund, Street and Traffic Safety Development, Community Development, Areas of Contribution, Endowment, Police Facilities Fee, Moorpark Redevelopment Agency (MRA) — Capital Projects, and Moorpark Redevelopment Agency (MRA) — Debt Service. All of which are considered to be major funds. Data from the remaining 11 governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements in the non-major governmental funds section of this report. The City adopts an annual appropriated budget for all its funds. A budgetary comparison statement is provided for all funds with an annually adopted budget to demonstrate compliance with their respective budgets. The budgetary comparison statements are located in the basic financial statements. The non-major governmental fund budgetary comparisons are located in the non-major governmental funds section of the report. Fiduciary Funds. Fiduciary funds, which consist solely of trust and agency funds, are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of the fund are not available to support the City's own programs. As the City's only fiduciary fund, the Agency Fund is custodial in nature and, therefore, the accounting used does not involve the measurement of the results of operations. The basic fiduciary fund financial statement can be found on page 27 of this report. Notes to the Basic Financial Statements. The notes to the basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the basic financial statements can be found on pages 28-59 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS This is the second year that the City has presented its financial statements under the new reporting model required by GASB 34. A comparative analysis of the government-wide data has been included in this report. As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by$167,310,012 at the close of the current fiscal year. The City's investment in capital assets, net of related debt,reflects a positive$93,941,392. As shown on Table 1, the largest portion of the City's net assets (56%) reflects its investment in capital assets less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate liabilities. 5 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 An additional portion of the City's net assets(25%)represents resources that are subject to external restrictions on how they may be used. The major restrictions on net assets are funding source restrictions. The remaining balance of total net assets (19%) is unrestricted and may be used to meet the City's obligations to citizens and creditors in accordance with the finance-related legal requirements reflected in the City's fund structure. At the end of the fiscal year ended June 30, 2004, the City reported positive balances in all three categories of net assets,both for the City as a whole,as well as for its separate governmental activities. Table 1 Net Assets Governmental Activities As of June 30,2004 and 2003 2004 2003 Assets: Current and other assets $ 76,701,898 $ 77,473,209 Capital assets 113,646,392 106,069,804 Total Assets 190,348,290 183,543,013 Liabilities: Long-term debt outstanding 19,690,826 20,420,245 Other liabilities 3,347,452 4,016,029 Total Liabilities 23,038,278 24,436,274 Net Assets: Invested in capital assets, net of related debt 93,941,392 85,969,804 Restricted 41,506,906 39,344,368 Unrestricted 31,861,714 33,792,567 Total Net Assets $ 167,310,012 $ 159,106,739 Note: Total net assets for June 30, 2003 has been restated to recognize notes receivable and record construction in progress(see note# 15). 6 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 The City's net assets increased by$5,476,692 during the current fiscal year. Table 2 Changes in Net Assets Governmental Activities As of June 30,2004 and 2003 2004 2003 Revenues Program Revenues: Charges for services $ 6,494,526 $ 3,706,733 Operating contributions and grants 4,077,849 5,440,099 Capital contributions and grants 4,731,311 4,131,439 General Revenues: Tax increment 4,116,542 3,577,050 Property taxes 2,658,230 2,413,964 Franchise taxes 919,290 1,067,669 Sales taxes 2,176,893 1,664,626 Motor vehicle in lieu tax 1,570,551 2,161,324 Investment income 1,363,344 2,027,190 Other 177,380 21,479 Special item(see Notes#3C and#3E) (900,000) Total Revenues 27,385,916 26,211,573 Expenses General government 2,351,860 2,116,644 Public safety 4,902,148 4,142,268 Public services 10,957,272 7,150,513 Parks and recreation 2,600,523 2,276,066 Interest on long-term debt 1,097,421 1,040,854 Total Expenses 21,909,224 16,726,345 Increase in net assets 5,476,692 9,485,228 Net assets-July 1, as restated(see Note# 15) 161,833,320 149,621,511 Total Net assets-June 30 $ 167,310,012 $ 159,106,739 7 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 Program Revenues Capital contributions Charges for and grants Services 31% 42% Operating contributions and grants 27% • Charges for services • Operating contributions and grants O Capital contributions and grants General Revenues Investment income Other Motor vehicle 11% 1% Tax increment ,n lieu tax 32% 12% Sales taxes 17% Franchise Property taxes taxes 20% 7% ■ Tax increment • Property taxes O Franchise taxes O Sales taxes • Motor vehicle in lieu tax ■ Investment income ■ Other 8 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 FINANCIAL ANALYSIS OF THE CITY'S MAJOR FUNDS As noted earlier, the City uses fund accounting to demonstrate compliance with finance-related legal requirements. Governmental Funds. The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financial requirements. In particular unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported total fund balances of $67,560,826. This is an increase of$194,013 in comparison with the prior year. Approximately $63,460,977 or 94% of the fund balances constitutes unreserved fund balance, which is available to meet the City's current and future needs. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has been committed to a variety of restricted purposes. General Fund The General Fund is the chief operating fund of the City. At the end of the current fiscal year, the unreserved (designated and undesignated) total fund balance of the General Fund was $14.8 million, which was $1.3 million or 10%more than the prior year's General Fund total fund balance. As a measure of the General Fund's liquidity, it may be useful to compare total fund balance to total fund expenditures. Total fund balance represents 170% of total General Fund expenditures. Key factors in this growth are as follows: • Sales tax increased by$512,267(31%),primarily due to the Moorpark Marketplace development • Property tax increased by$244,266(10%), due to continued strength in local real estate market • Expenditures ended the year$1.4 million under budget Intergovernmental revenue was under budget by approximately$472 thousand. Of the $2.2 million budgeted fo • intergovernmental revenue, $2 million relates to Motor Vehicle License Fees (VLF), which ended the year $476 thousand under budget. VLF is an annual fee on the ownership of a registered vehicle in California, levied in-lieu of property taxes on vehicles. This shortfall is a direct result of the State borrowing VLF backfill payments from local governments. The City's share of lost backfill revenue is approximately$586 thousand(latest estimate from State Controller's Office),which is due to cities and counties in August 2006. Street and Traffic Safety Fund The fund balance of the Street and Traffic Safety Fund increased by $822,166 from the prior year, primarily due to the receipt of development fees for various construction projects. 9 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 Community Development Fund The fund balance of the Community Development Fund increased by$420,340 from the prior year,primarily due to increased public improvements/construction activities. Areas of Contribution Fund The fund balance of the Areas of Contribution Fund decreased by $123,650 from the prior year, primarily due to Los Angeles Avenue Widening and Spring Road projects expenditures. Endowment Fund The fund balance of the Endowment Fund increased by $1,872,765 from the prior year, primarily due to the receipt of$750 thousand of development fees per the Second Amendment to the Settlement Agreement with a developer. In addition, $521,103 and $137,072 were transferred in from other funds due to the closing of the Community Services Fund(2156) and reclassifications to prior year posting errors respectively. Police Facilities Fund The fund balance of the Police Facilities Fund decreased by $2,544,393 from the prior year, primarily due to the construction of the new Police Services Facility. RDA Capital Projects Fund The fund balance of the Redevelopment Agency Capital Projects Fund increased slightly by $58,264 from the previous year. RDA Debt Service Fund The fund balance of the Redevelopment Agency Debt Service Fund decreased by $793,311 primarily resulting from transfers to the RDA Operations Fund of tax increment revenue in excess of debt service requirements. Non-Major Governmental Funds The fund balance of all other Non-Major Governmental Funds decreased by $818,159 or 6% from the previous fiscal year. General Fund Budgetary Highlights The City adopts annual appropriated operating budgets for its governmental funds (General Fund, Special Revenue Funds, Debt Service Funds, and Capital Project Funds) and reports the results of operation on a budget comparison basis. 10 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2004 In preparing its budgets, the City attempts to estimate its revenues using realistic,but conservative, methods so as to budget its expenditure appropriations and activities in a prudent manner. As a result, the City Council adopts budget adjustments during the course of the fiscal year to reflect both changed priorities and availability of additional revenues to allow for expansion of existing programs. During the course of the year, the City Council amended the originally adopted budget to reappropriate prior year approved projects and expenditures, as well as approving many other adjustments for the current year. The results of the General Fund for the year ended June 30, 2004, were more favorable than anticipated. Revenues were $156,521 over budget and expenditures ended the year$1,403,356 under budget. The two largest savings came from Public Safety ($544,406) and General Government ($423,958). This resulted in a $1,559,877 overall favorable variance between budget and actual. CAPITAL ASSET AND LONG-TERM LIABILITIES Capital Assets. The City's investment in capital assets as of June 30, 2004, amounted to $113,646,392 (net of accumulated depreciation). This investment, detailed in Table 3, includes land, construction in progress, buildings and improvements, machinery and equipment, and infrastructure. The total increase in the City's investment in capital assets for the current fiscal year was 7 percent. Table 3 Capital Assets(net of depreciation) Governmental Activities As of June 30,2004 and 2003 2004 2003 Land $ 32,463,213 $ 31,410,929 Construction in Progress (see note# 15) 7,330,885 Buildings and improvements 5,886,644 6,729,818 Machinery and equipment 925,384 374,822 Infrastructure 67,040,266 67,554,235 Total $ 113,646,392 $ 106,069,804 Some of the City's major capital asset purchases in the current fiscal year were: • In the General Fund,the Sheriff's Department purchased two motorcycles for$19,000 each. • The Moorpark Redevelopment Agency (MRA) Low/Moderate Income Housing Fund purchased a property for$339,491. • The Park Improvement Fund(Zone 1)purchased three park properties for a combined total of$732,018. 11 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30,2004 As a result of the implementation of GASB 34, the City has continued to account for infrastructure assets on its financial statements. The accompanying government-wide financial statements include those infrastructure assets that were either completed during the current fiscal year or considered construction in progress at current fiscal year-end. Additional information on the City's capital assets can be found in Note#5 on page 47 of this report. Long-term Liabilities. At the end of the current fiscal year, the City's long-term liabilities outstanding is $20,095,826. This amount was comprised of$19,705,000 of tax allocation bonds which are secured by future tax revenues, and$390,826 in employee compensated absences payable. This is shown at Table 4. Table 4 Outstanding Long-Term Liabilities Governmental Activities As of June 30,2004 and 2003 2004 2003 Tax allocation bonds (issued by the Redevelopment Agency) $ 19,705,000 $ 20,100,000 Employee Compensated Absences Payable 390,826 320,245 Total $ 20,095,826 $ 20,420,245 The City of Moorpark's total liabilities decreased by $324,419, or 1.6% during the current fiscal year. The decrease is attributable to the difference between long-term liabilities additions and the fiscal year's regularly scheduled liabilities service payments. Additional information on the City's long-term liabilities can be found in Note#6 on pages 47 and 48 of the basic financial statements. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET Uncertainty about the impact of the State's budget still remains. The City's budget continues to be challenged by the State's transfer of funds to the schools (ERAF shift). The City of Moorpark Redevelopment Agency's ERAF shift as calculated by the State Department of Finance for FY 2004-05 is $293,698. This is an increase of $158,090 or 116.6% in comparison to last year's shift of$135,608. One of the State's traditional ways of solving its budget crisis is to take local revenues for the State. 12 CITY OF MOORPARK MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2004 Additionally,the City took into consideration the following factors in preparing the budget for fiscal year 2004-05: • Assessed property values continue to steadily increase. • New housing construction is expected to remain strong. • Interest income will show a slight increase due to the modest increase in interest rates. • Sales tax growth continues to increase as a result of new businesses. • Increase in PERS retirement cost from 3.581%to 8.581%effective 7/1/04. • Increase in health insurance rates and Worker's Compensation rates. REQUESTS FOR INFORMATION This management's discussion and analysis is designed to provide citizens, taxpayers, customers, investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for the money it receives. If you have questions or need additional financial information, please contact the Administrative Services Department at City Hall, 799 Moorpark Avenue, Moorpark, CA 93021, or at www.ci.moorpark.ca.us. 13 This page left blank intentionally. BASIC FINANCIAL STATEMENTS This page left blank intentionally. GOVERNMENT-WIDE FINANCIAL STATEMENTS This page left blank intentionally. CITY OF MOORPARK STATEMENT OF NET ASSETS JUNE 30,2004 Governmental Activities ASSETS Cash and investments $ 65,846,501 Receivables: Taxes 3,233 Accounts 1,013,984 Interest 381,647 Notes and loans 6,446,080 Other 71,715 Property held for resale 1,545,448 Cash and investments-restricted 1,393,290 Capital assets Non-depreciable: Land 32,463,213 Construction in progress 7,330,885 Depreciable,net of accumulated depreciation: Buildings and improvements 5,886,644 Machinery and equipment 925,384 Infrastructure 67,040,266 Total Assets 190,348,290 LIABILITIES Accounts payable and accrued liabilities 2,208,300 Retentions payable 81,158 Interest payable 241,783 Deferred revenue 405,886 Deposits 5,325 Noncurrent liabilities: Due within one year 405,000 Due in more than one year 19,690,826 Total Liabilities 23,038,278 NET ASSETS Invested in capital assets,net of related debt 93,941,392 Restricted for: Community development 35,709,456 Recreation services 2,771,865 Public safety 471,184 Debt service 1,393,290 Housing set-aside 1,161,111 Unrestricted 31,861,714 Total Net Assets $ 167,310,012 See accompanying notes to financial statements. 14 CITY OF MOORPARK STATEMENT OF ACTIVITIES YEAR ENDED JUNE 30,2004 Program Revenues Operating Capital Net Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Governmental Activities: General government $ 2,351,860 $ 1,407,130 $ 152,852 $ (791,878) Public safety 4,902,148 369,795 109,176 (4,423,177) Public services 10,957,272 4,181,363 3,815,821 $ 2,841,656 (118,432) Parks and recreation 2,600,523 536,238 1,889,655 (174,630) Interest on long-term debt 1,097,421 (1,097,421) Total Governmental Activities $21,909,224 $ 6,494,526 $ 4,077,849 $ 4,731,311 (6,605,538) General Revenues: Taxes: Property tax, levied for general purpose 2,658,230 Property tax, Redevelopment Agency tax increment 4,116,542 Franchise tax 919,290 Sales tax 2,176,893 Motor vehicle in lieu tax 1,570,551 Investment income 1,363,344 Other 177,380 Special Item(see Notes#3C and#3E) (900,000) Total General Revenues and Special Items 12,082,230 Change in Net Assets 5,476,692 Net Assets at Beginning of Year, as Restated 161,833,320 Net Assets at End of Year $ 167,310,012 See accompanying notes to financial statements. 15 i FUND FINANCIAL STATEMENTS CITY OF MOORPARK GOVERNMENTAL FUNDS BALANCE SHEET JUNE 30,2004 Special Revenue Street and Traffic Safety Community Areas of ASSETS General Development Development Contribution Cash and investments $ 7,722,712 $ 10,075,998 $ 1,154,509 $ 7,706,077 Cash and investments-restricted Receivables: Taxes Accounts 581,269 200 Interest 180,782 122,940 Notes and loans 5,677 Other 71,715 Due from other funds 140,183 Advances to other funds 6,636,603 Property held for resale Total Assets $ 15,338,941 $ 10,075,998 $ 1,154,709 $ 7,829,017 LIABILITIES AND FUND BALANCES LIABILITIES Accounts payable and accrued liabilities $ 582,719 $ 1,793 $ 386,310 $ 61,457 Due to other funds Retention payable 10,260 33,013 Deferred revenue Deposits,principally from developers Advances from other funds Total Liabilities 582,719 12,053 386,310 94,470 FUND BALANCES Reserved for: Debt service Property held for resale Housing set-aside Unreserved,reported in: General fund 14,756,222 Special revenue funds 10,063,945 768,399 7,734,547 Capital projects funds Debt service fund Total Fund Balances 14,756,222 10,063,945 768,399 7,734,547 Total Liabilities and Fund Balances $ 15,338,941 $ 10,075,998 $ 1,154,709 $ 7,829,017 See accompanying notes to financial statements. 16 Debt Special Revenue Capital Projects Service Non-Major Police Redevelopment Redevelopment Governmental Endowment Facilities Fee Agency Agency Funds Totals $ 10,701,198 $ 10,277,063 $ 5,545,186 $ 12,663,758 $ 65,846,501 1,393,290 1,393,290 3,233 3,233 975 52,112 379,428 1,013,984 59,417 18,508 381,647 5,677 71,715 746,856 188,834 1,075,873 6,636,603 337,487 1,207,961 1,545,448 $ 11,448,054 $ - $ 10,863,776 $ 7,009,096 $ 14,254,380 $ 77,973,971 $ 20,474 $ 640,298 $ 33,721 $ 154,133 $ 327,395 $ 2,208,300 746,856 329,017 1,075,873 31,173 6,712 81,158 405,886 405,886 5,045 280 5,325 118,946 6,352,970 164,687 6,636,603 20,474 1,387,154 188,885 6,507,103 1,233,977 10,413,145 1,393,290 1,393,290 337,487 1,207,961 1,545,448 1,161,111 1,161,111 14,756,222 11,427,580 9,754,213 39,748,684 (1,387,154) 10,337,404 897,118 9,847,368 (891,297) (891,297) 11,427,580 (1,387,154) 10,674,891 501,993 13,020,403 67,560,826 $ 11,448,054 $ - $ 10,863,776 $ 7,009,096 $ 14,254,380 $ 77,973,971 17 This page left blank intentionally. CITY OF MOORPARK GOVERNMENTAL FUNDS RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS JUNE 30,2004 Fund Balances of Governmental Funds $ 67,560,826 Amounts reported for Governmental Activities in the Statement of Net Assets are different because: Capital assets of governmental activities are not financial resources and,therefore, are not reported in the governmental funds. 113,646,392 Long-term notes and loans receivable are not current financial resources and, therefore, are not included in the governmental funds. 6,440,403 Interest expenditures are recognized when due, and therefore, interest payable is not recorded in the governmental funds. (241,783) Long-term liabilities are not due and payable in the current period and,therefore, are not reported in the governmental funds. (20,095,826) Net Assets of Governmental Activities $ 167,310,012 See accompanying notes to financial statements. 18 CITY OF MOORPARK GOVERNMENTAL FUNDS STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30,2004 Special Revenue Street and Traffic Safety Community Areas of General Development Development Contribution REVENUES Taxes $ 5,753,933 Licenses and permits 63,146 Fines and forfeitures 124,113 Use of money and property 299,520 $ 130,044 $ 104,038 Charges for services 1,943,324 Intergovernmental 1,723,404 Maintenance assessments 553,212 Utility franchise fees Building and safety fees $ 595,138 Planning and public works fees 2,614,959 Development fees 776,465 Other revenue 69,787 Total Revenues 9,977,227 906,509 3,210,097 657,250 EXPENDITURES Current: General government 2,161,832 Public safety 3,941,873 Public services 707,539 84,343 2,794,257 Parks and recreation 1,174,088 Capital outlay 780,900 Debt service: Principal Interest Total Expenditures 7,985,332 84,343 2,794,257 780,900 Excess(Deficiency) of Revenues Over(Under)Expenditures 1,991,895 822,166 415,840 (123,650) OTHER FINANCING SOURCES (USES) Transfers in 4,500 Transfers out (691,904) Total Other Financing Sources (Uses) (691,904) 4,500 Net Change in Fund Balances 1,299,991 822,166 420,340 (123,650) Fund Balances, Beginning of Year 13,456,231 9,241,779 348,059 7,858,197 Fund Balances, End of Year $14,756,222 $ 10,063,945 $ 768,399 $7,734,547 See accompanying notes to financial statements. 19 Special Debt Revenue Capital Projects Service Non-Major Police Redevelopment Redevelopment Governmental Endowment Facilities Fee Agency Agency Funds Total $ 4,116,542 $ 480 $ 9,870,955 63,146 182,758 306,871 $ 120,830 $ 34,326 $ 298,075 151,940 224,233 1,363,006 58,237 2,001,561 2,574,605 4,298,009 102,690 1,983,726 2,639,628 257,127 257,127 595,138 2,614,959 1,431,857 1,889,655 4,097,977-Y 35,157 4,298 172,264 281,506 1,552,687 137,016 333,232 4,272,780 7,343,085 28,389,883 97,185 2,259,017 940,674 4,882,547 1,124,651 1,587,065 2,103,598 8,401,453 1,207,610 2,381,698 201,026 2,681,409 450,317 4,661,507 8,775,159 395,000 395,000 1,100,996 1,100,996 201,026 2,681,409 1,574,968 3,083,061 9,010,574 28,195,870 1,351,661 (2,544,393) (1,241,736) 1,189,719 (1,667,489) 194,013 521,104 1,300,000 152,542 1,610,571 3,588,717 (2,135,572) (761,241) (3,588,717) 521,104 1,300,000 (1,983,030) 849,330 1,872,765 (2,544,393) 58,264 (793,311) (818,159) 194,013 9,554,815 1,157,239 10,616,627 1,295,304 13,838,562 67,366,813 $11,427,580 $ (1,387,154) $ 10,674,891 $ 501,993 $ 13,020,403 $67,560,826 20 CITY OF MOORPARK RECONCILIATION OF THE STATEMENT OF REVENUES,EXPENDITURES,AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30,2004 Net Change in Fund Balances-Total Governmental Funds $ 194,013 Amounts reported for governmental activities in the Statement of Activities differs from the amounts reported in the Statement of Revenues, Expenditures, and Changes in Fund Balances because: Governmental funds report capital outlays as expenditures. However, in the Statement of Activities,the cost of those assets is allocated over their estimated useful lives as depreciation expense or are allocated to the appropriate functional expense when the cost is below the capitalization threshold. This activity is reconciled as follows: Cost of assets capitalized less disposals 6,609,173 Depreciation expense (1,322,857) Long-term notes and loans receivable are reported as expenditures when made and as revenue when repaid in the governmental funds. However, there is no impact in the Statement of Activities when notes and loans are made or repaid. This amount represents the net change in the long-term notes and loans receivable. (331,631) Principal repayments of long-term debt are reported as expenditures in the Governmental Funds, however,they reduce long-term liabilities in the Statement of Net Assets. 395,000 Accrued interest for Tax Allocation Bonds is not recorded in the governmental funds. This is the net change in accrued interest for the current period. 3,575 Change in Net Assets of Governmental Activities $ 5,476,692 See accompanying notes to financial statements. 21 CITY OF MOORPARK STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL GENERAL FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Taxes $ 5,200,000 $ 5,200,000 $ 5,753,933 $ 553,933 Licenses and permits 39,600 39,600 63,146 23,546 Fines and forfeitures 95,000 95,000 124,113 29,113 Use of money and property 455,588 455,588 299,520 (156,068) Charges for services 1,802,268 1,802,268 1,943,324 141,056 Intergovernmental 2,195,250 2,195,250 1,723,404 (471,846) Other revenue 21,300 33,000 69,787 36,787 Total Revenues 9,809,006 9,820,706 9,977,227 156,521 EXPENDITURES Current: General government 2,275,760 2,595,790 2,161,832 433,958 Public safety 4,486,279 4,486,279 3,941,873 544,406 Public services 838,343 838,343 707,539 130,804 Parks and recreation 1,468,276 1,468,276 1,174,088 294,188 Total Expenditures 9,068,658 9,388,688 7,985,332 1,403,356 Excess of Revenues Over(Under)Expenditures 740,348 432,018 1,991,895 1,559,877 OTHER FINANCING USES Transfers out (691,904) (691,904) (691,904) Net Change in Fund Balance 48,444 (259,886) 1,299,991 1,559,877 Fund Balance,Beginning of Year 13,456,231 13,456,231 13,456,231 Fund Balance, End of Year $13,504,675 $13,196,345 $14,756,222 $ 1,559,877 See accompanying notes to financial statements. 22 CITY OF MOORPARK STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL STREET AND TRAFFIC SAFETY DEVELOPMENT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 169,104 $ 169,104 $ 130,044 $ (39,060) Development fees 1,315,508 1,315,508 776,465 (539,043) Total Revenues 1,484,612 1,484,612 906,509 (578,103) EXPENDITURES Current: Public services 953,275 1,184,796 84,343 1,100,453 Net Change in Fund Balance 531,337 299,816 822,166 522,350 Fund Balance,Beginning of Year 9,241,779 9,241,779 9,241,779 Fund Balance, End of Year $ 9,773,116 $ 9,541,595 $10,063,945 $ 522,350 See accompanying notes to financial statements. 23 CITY OF MOORPARK STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL COMMUNITY DEVELOPMENT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Building and safety fees $ 478,694 $ 478,694 $ 595,138 $ 116,444 Planning and public works fees 1,719,497 1,723,997 2,614,959 890,962 Total Revenues 2,198,191 2,202,691 3,210,097 1,007,406 EXPENDITURES Current: Public services 2,241,472 2,247,752 2,794,257 (546,505) Excess (Deficiency)of Revenues Over(Under)Expenditures (43,281) (45,061) 415,840 460,901 OTHER FINANCING SOURCES Transfers in 4,500 4,500 4,500 Net Change in Fund Balance (38,781) (40,561) 420,340 460,901 Fund Balance,Beginning of Year 348,059 348,059 348,059 Fund Balance, End of Year $ 309,278 $ 307,498 $ 768,399 $ 460,901 See accompanying notes to financial statements. 24 CITY OF MOORPARK STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL AREAS OF CONTRIBUTION SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 154,648 $ 154,648 $ 104,038 $ (50,610) Maintenance assessments 1,493,196 1,493,196 553,212 (939,984) Total Revenues 1,647,844 1,647,844 657,250 (990,594) EXPENDITURES Capital outlay 7,994,285 8,184,180 780,900 7,403,280 Net Change in Fund Balance (6,346,441) (6,536,336) (123,650) 6,412,686 Fund Balance,Beginning of Year 7,858,197 7,858,197 7,858,197 Fund Balance,End of Year $1,511,756 $1,321,861 $7,734,547 $ 6,412,686 See accompanying notes to financial statements. 25 CITY OF MOORPARK STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL ENDOWMENT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 182,000 $ 182,000 $ 120,830 $ (61,170) Development fees 360,396 360,396 1,431,857 1,071,461 Total Revenues 542,396 542,396 1,552,687 1,010,291 EXPENDITURES Current: General government 1,100,000 1,100,000 1,100,000 Capital outlay 5,766,827 3,851,827 201,026 3,650,801 Total Expenditures 6,866,827 4,951,827 201,026 4,750,801 Excess(Deficiency)of Revenues Over(Under)Expenditures (6,324,431) (4,409,431) 1,351,661 5,761,092 OTHER FINANCING SOURCES Transfers in 521,104 521,104 Net Change in Fund Balance (6,324,431) (4,409,431) 1,872,765 6,282,196 Fund Balance,Beginning of Year 9,554,815 9,554,815 9,554,815 Fund Balance,End of Year $ 3,230,384 $ 5,145,384 $11,427,580 $ 6,282,196 See accompanying notes to financial statements. 26 CITY OF MOORPARK STATEMENT OF FIDUCIARY NET ASSETS AGENCY FUND JUNE 30,2004 ASSETS Cash and investments $ 2,120,412 LIABILITIES Accounts payable $ 406,309 Deposits 1,714,103 Total Liabilities $ 2,120,412 See accompanying notes to financial statements. 27 NOTES TO FINANCIAL STATEMENTS This page left blank intentionally. CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting policies of the City of Moorpark(the City)conform to accounting principles generally accepted in the United States of America as applicable to governments. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for governmental accounting and fmancial reporting principles. The following is a summary of the significant policies. A. Reporting Entity The reporting entity "City of Moorpark" includes the accounts of the City, the Moorpark Redevelopment Agency(the RDA), and the Moorpark Public Financing Authority(the Authority). The City was incorporated in July 1983 as a general law city and operates under a Council/Manager form of government. The RDA was formed in 1987 pursuant to the State of California Health and Safety Code, Section 33000 entitled "Community Redevelopment Law". Its purpose is to finance long-term capital improvements designed to eliminate physical and economic blight in a project area. The Authority was formed in 1993 as a joint powers authority between the City and the RDA in order to provide financial assistance to the City and the RDA by issue debt and financing the construction of public facilities. The criteria used in determining the scope of the reporting entity are based on the provisions of GASB Statement No. 14. The City of Moorpark is the primary government unit. Component units are those entities which are financially accountable to the primary government, either because the City appoints a voting majority of the component unit's Board, or because the component unit will provide a financial benefit or impose a financial burden on the City. For the year ended 2004, the City adopted GASB Statement No. 39, determining whether certain organizations are component units, which provides criteria for determining whether certain organizations should be reported as component units based on their relationship with a primary government and clarifies reporting requirements for those organizations. The City has accounted for the RDA and the Authority as "blended"component units. Despite being legally separate, the RDA and the Authority are so intertwined with the City, it is in substance, part of the City's operations. Accordingly, the balances and transactions of the RDA are reported as separate funds in the Special Revenue, Debt Service, and Capital Projects Funds. The Authority is inactive. The following specific criteria were used in determining that the RDA and the Authority are"blended"component units: 1) The members of the City Council also act as the governing body of the RDA and the Authority. 2) The City, the RDA, and the Authority are financially interdependent. The City makes loans to the RDA for use on redevelopment projects. Available property tax revenues of the RDA will be used to repay the loans from the City. 28 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued 3) The RDA and the Authority are managed by employees of the City. The financial statements for the RDA may be obtained at the City's administrative offices. The Authority does not issue separate financial statements. B. Participation in Public Entity Joint Powers Authority The City is a member of the California Joint Powers Insurance Authority (the Authority). The Authority is composed of 92 California public entities and is organized under a joint powers agreement pursuant to California Government Code 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group-purchased insurance for property and other coverages. The Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. The City does not have an equity interest in the Authority; therefore, no amount has been reported in the Statement of Net Assets. However, the City does have an ongoing financial interest because the City is able to influence the operations of the Authority so that the Authority uses its resources on behalf of the City. Also, an ongoing financial responsibility exists because the Authority is dependent on continued funding from the City. The condensed financial information of the Authority has not been reproduced in this report, but is available from the Authority. C. Accounting and Reporting Policies The City has conformed to the pronouncements of the GASB, which are the primary authoritative statements of accounting principles generally accepted in the United States of America applicable to state and local governments. In accordance with GASB Statement No. 20, the City applies all applicable Financial Accounting Standards Board (FASB) pronouncements, as well as those of its predecessors, issued on or before November 30, 1989,unless any such pronouncements contradict GASB pronouncements. D. Description of Funds The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures. The following are types of funds used: Governmental Fund Types • General Fund— Used to account for all financial resources except those required to be accounted for in another fund. • Special Revenue Funds—Used to account for the proceeds of specific revenue sources that are restricted by law or administrative action for specified purposes. 29 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued • Debt Service Fund — The debt service fund is used to account for property tax increment revenue and related interest income. Disbursements from this fund consist mainly of principal and interest on indebtedness. • Capital Projects Funds — Used to account for financial resources used for the construction of specific capital projects. Fiduciary Fund Type • Agency Funds — Used to account for assets held by the City as an agent for individuals, private organizations, other governments and/or other funds. E. Basis of Accounting and Measurement Focus Government—Wide Financial Statements The City's Government-Wide Financial Statements include a Statement of Net Assets and a Statement of Activities. These statements present summaries of Governmental Activities for the City. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets and infrastructure as well as long-term debt, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenditures are recognized in the period in which the liability is incurred. The Statement of Activities demonstrates the degree to which the direct expenditures of a given function are offset by program revenues. Direct expenditures are those that are clearly identifiable with a specific function. The types of transactions reported as program revenues for the City are reported in three categories: 1) charges for services, 2) operating contributions and grants, and 3) capital grants and contributions. Charges for services include revenues from customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function. Operating contributions and grants include revenues restricted to meeting the requirements of a particular operating function and may include state shared revenues and grants. Capital contributions and grants include revenues restricted to meeting the requirements of a particular capital function and may include grants and developer fees. Taxes and other items not properly included among program revenues are reported instead as general revenues. Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables, and receivables. All internal balances in the government-wide financial statements have been eliminated. 30 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and Statement of Revenues, Expenditures, and Changes in Fund Balances for all major governmental funds and aggregated non-major funds. An accompanying schedule is presented to reconcile and explain the differences in fund balances as presented in these statements to the net assets presented in the Government-Wide Financial Statements. The City has presented all major funds that met qualifications of GASB Statement No. 34. All governmental funds are accounted for on a spending or"current financial resources"measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the Balance Sheets. The Statement of Revenues, Expenditures, and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in fund balances. Revenues are recognized in the accounting period in which they become susceptible to accrual, that is, when they become both measurable and available to finance expenditures of the current period. "Measurable" means that the amount of the transaction can be determined, and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. Accrued revenues include property taxes received within 60 days after year-end taxpayer assessed taxes such as sales taxes, and earnings on investments. Grant funds earned but not received are recorded as a receivable, and grant funds received before the revenue recognition criteria have been met are reported as deferred revenues. Expenditures are recorded when the fund liability is incurred, if measurable, except for unmatured interest on general long-term debt, which is recognized when due. The City reports the following major governmental funds: The General Fund is the government's primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. The Street and Traffic Safety Development Special Revenue Fund is used to account for fees used for street maintenance,right-of-way acquisition and street construction. The Community Development Special Revenue Fund is used to account for fees used in planning, building and safety, and engineering services relating to community development. The Areas of Contribution Special Revenue Fund is used to account for fees used for street and related improvements to specific project areas and fund infrastructure enhancements as a result of additional development. The Endowment Special Revenue Fund is used to account for funds received by the City for certain development projects or other sources directed by the City Council to be held for the purpose of one-time capital expenditure of community-wide benefit due to the impact of additional development. The Police Facilities Fee Capital Projects Fund is used to account for the funds used to build the new police facility. 31 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued The RDA Capital Projects Fund is used to account for the funds used for the RDA's capital improvement projects. The RDA Debt Service Fund is used to account for the accumulation of resources for, and the payment of principal and interest on the RDA's debt and other long-term obligations. Fiduciary Fund Financial Statements Fiduciary Fund Financial Statements include a Statement of Net Assets. The fiduciary fund is used to report assets held in a trustee or agency capacity for others and therefore are not available to support City programs. Since these assets are being held for the benefit of a third party, these funds are not incorporated into the government-wide statements. The City's only fiduciary fund is an agency fund, which uses the accrual basis of accounting to account for amounts held for individuals, private organizations, other governments, and/or other funds. The agency fund is custodial in nature (assets equal liabilities) and therefore does not involve measurement of results of operations. F. Budgetary Accounting Annual budgets are adopted on a basis consistent with GAAP for all governmental funds. All annual appropriations lapse at fiscal year-end. Throughout the year, the City Council made several supplementing budgetary adjustments to the General Fund, Special Revenue Funds, Capital Projects Funds,and Debt Service Fund. These adjustments resulted in a net appropriation increase in the amount of$16,763,614. This increase resulted primarily from rebudgeted projects and amounts carried over from Fiscal Year 2002-2003 as continuing appropriations. Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller, returned to the taxpayers through revised tax rates or revised fee schedules, or an excess in one year may be offset against a deficit in the following year. For the fiscal year ended June 30, 2004, based on calculations by City Management,proceeds of taxes did not exceed related appropriations. G. Investments The City has adopted the provisions of Governmental Accounting Standards Board (GASB) Statement No. 31, Accounting and Financial Reporting for Certain Investments and External Pools, which require governmental entities to report certain investments at fair value in the balance sheet and recognize the corresponding change in the fair value of investments in the year in which the change occurred. In accordance with GASB Statement No. 31, the City has adjusted certain investments to fair value (when material). 32 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,Continued Investments are included within the financial statement classifications of"Cash and investments" and "Cash and investments—restricted"and are stated at fair value, (see Note#2). H. Property Held for Resale Property held for resale in the Low and Moderate Income Housing Special Revenue Fund and the Capital Projects Fund represent land and buildings purchased by the Agency. Such property is valued at the lower of cost or estimated net realizable value(as determined by a disposition and development agreement between the Agency and a developer)and has been offset by a reservation of fund balance to indicate that assets constitute future capital projects and are not available spendable resources. I. Capital Assets Capital assets, which include land, machinery and equipment (vehicles, computers, etc.), buildings and improvements, and infrastructure assets (street systems, storm drains, sewer systems, etc.), are reported in Governmental Activities column of the Government-wide Financial Statements. Capital assets are defined by the City as all land; buildings and improvements with an initial individual cost of more than $10,000; vehicles, computers and equipment with an initial individual cost of more than$5,000; and improvements and infrastructure assets with costs of more than$100,000. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated or annexed capital assets are recorded at estimated market value at the date of donation or annexation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Depreciation is recorded in the Government-wide Financial Statements on a straight-line basis over the useful life of the assets as follows: Buildings and improvements 25 to 50 years Vehicles, computers, and equipment 3 to 20 years Infrastructure Assets Roadway Network 7 to 100 years Drain Network 20 to 100 years Parks and Recreation Network 50 years J. Deferred Revenue Deferred revenue is recorded monies collected in advance that have not been earned. As of June 30, 2004, total deferred revenue reported is $405,886. 33 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued K. Long-Term Debt In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the statement of net assets. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the team of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amounts of debt issuances are reported as other financing sources. Issuance costs, whether or not withheld from the actual net proceeds received, are reported as debt service expenditures. L. Employee Compensated Absences City employees may receive from 12 to 22 days vacation time each year, depending upon length of service. An employee may accumulate earned vacation time up to a maximum of 480 hours' worth of accrued vacation leave. Upon termination, employees are paid the full value of their unused vacation time at their existing salary. There is no fixed payment schedule for employee compensated absences. M. Property Taxes The duties of assessing and collecting property taxes are performed by the Ventura County (the County) Assessor and Tax Collector, respectively. The City receives an allocation of property taxes collected by the County with respect to property located within the City limits equal to 7.40 percent of the 1 percent State levy. The Redevelopment Agency receives incremental property taxes on property within its project area over the base-assessed valuation at the date the project area was established. Tax levies cover the period from July 1 to June 30 of each year. All tax liens are attached annually on the first day in January preceding the fiscal year for which the taxes are levied. Taxes are levied on both real and personal property, as it exists on that date. Secured property taxes are levied against real property and are due and payable in two equal installments. The first installment is due on November 1 and becomes delinquent if not paid by December 10. The second installment is due on February 1 and becomes delinquent if not paid by April 10. Unsecured personal property taxes are due on July 1 each year. These taxes become delinquent if not paid by August 31. N. Claims and Judgments When it is probable that a claim liability has been incurred, and the amount of the loss can be reasonably estimated, the City records the estimated loss,net of any insurance coverage under its self-insurance program. At June 30, 2004, in the opinion of the City Attorney, the City had no material claims, which require loss provisions in the financial statements. Small claims and judgments are recorded as expenditures when paid. 34 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Continued The City's self-insurance program is administered through the California Joint Powers Authority(the CJPIA), which is described in Note #11. The CJPIA is a public entity risk pool, which is accounted for under the provisions of GASB Statement No. 10. Claim losses recorded in the CJPIA include both current claims and Incurred But Not Reported claims (IBNR). Deposits to the CJPIA are recorded by the City as insurance expenditures in the General Fund when paid. These deposits are subject to retrospective adjustment. Favorable claims experience result in a refund of deposits from the CJPIA and such refunds, if any, are recorded as a reduction of insurance expenditures in the year received. Adverse claims experience result in the payment of additional deposits and such deposits, if any, are recorded as insurance expenditures when paid. O. Deferred Compensation In October 1997, GASB Statement No. 32, Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans, was issued. This Statement establishes accounting and financial reporting standards for Internal Revenue Code (IRC) section 457 deferred compensation plans of state and local governments. Pursuant to the IRC 457 subsection (g), all amounts of compensation deferred under the plan, all property, or rights are solely the property and rights of the employee and beneficiaries of the Plan. Deferred compensation funds are not subject to the claims of the City's general creditors. The City has established an eligible deferred compensation plan in accordance with subsection(g) of the IRC Section 457. Under the provisions of this Statement, it is no longer considered appropriate to report the Section 457 plan in the City's financial statements. P. New Pronouncements GASB Statement No. 39 - In May 2002, the GASB issued Statement No. 39, Determining Whether Certain Organizations Are Component Units. This statement provides additional guidance to determine whether certain organizations should be reported as component units based on the nature and the significance of the relationship with the primary government. This statement does not have a significant impact on the financial statements of the City. GASB Statement No. 40 - In March 2003, the GASB issued Statement No. 40,Deposit and Investment Risk Disclosures, an amendment of GASB No. 3. This statement modifies the Deposit and Investment Risk Categorization Disclosures and requires additional information on an entity's portfolio. This statement is not effective until June 30, 2005. The City has not determined its effect on the financial statements. GASB Statement No. 41 - In May 2003, the GASB issued Statement No. 41, Budgetary Comparison Schedules - Perspective Differences, an amendment of GASB 34. This statement establishes guidance for governments with significant budgetary perspective differences to report budgetary comparison schedules within the GASB 34 reporting model. This statement does not have a significant impact on the financial statements of the City. 35 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,Continued GASB Statement No. 42 - In November 2003, the GASB issued Statement No. 42, Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance Recoveries. This statement requires governments to measure, recognize, and disclose the effects of capital asset impairments in their financial statements when it occurs. This statement also clarifies and establishes accounting requirements for insurance recoveries, including those associated with capital asset impairment. This statement is not effective until June 30, 2006. The City has not determined its effect on the financial statements. GASB Statement No. 43 - In April 2004, the GASB issued Statement No. 43, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans. This statement establishes accounting and financial reporting standards for plans that provide postemployment benefits other than pension benefits (known as other postemployment benefits or OPEB). This statement is not effective until June 30, 2007. This statement is not expected to have a significant impact on the financial statements of the City. GASB Statement No. 44 - In May 2004, the GASB issued Statement No. 44, Economic Condition Reporting: The Statistical Section-an amendment of NCGA Statement No. 1. This Statement amends the portions of NCGA Statement 1, Governmental Accounting and Financial Reporting Principles, that guide the preparation of the statistical section. The statistical section presents detailed information,typically in ten-year trends, that assists users in utilizing the basic financial statements, notes to basic financial statements, and required supplementary information to assess the economic condition of a government. This statement is not effective until June 30, 2006. The City has not determined its effect on the financial statements. GASB Statement No. 45 - In June 2004, the GASB issued Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions. This Statement establishes standards for the measurement, recognition, and display of OPEB expense/expenditures and related liabilities (assets), note disclosures, and, if applicable, required supplementary information(RSI) in the financial reports of state and local governmental employers. This statement is not effective until June 30, 2008. The City has not determined its effect on the financial statements. Q. Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that effect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. R. Use of Restricted Resources When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. 36 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#2—CASH AND INVESTMENTS The City maintains a cash and investments pool, which is available for use by all funds. Each fund's portion of the pool is displayed on the Financial Statements as "Cash and Investments". Trustees or an escrow agent holds all restricted cash and investments of the City. The California Government Code provides that these funds, in the absence of specific governing provisions to the contrary,may be invested in accordance with the resolutions or indentures that specify the allowable investment of bond proceeds and funds earmarked for bond repayment. Cash and investments at June 30,2004, consisted of the following: Unrestricted Cash and Investments Cash on hand $ 1,100 Demand deposits 111,807 LAIF 55,716,835 Ventura County Pool 4,200,000 U.S.Treasury and Agency Securities 7,937,171 Total Unrestricted Cash and Investments 67,966,913 Restricted Investments Money Markets 37,516 Guaranteed Investment Contracts 1,355,774 Total Restricted Investments 1,393,290 Total Cash and Investments $ 69,360,203 Cash and investments are reported in the basic financial statements as follows: Governmental Funds: Unrestricted $ 65,846,501 Restricted 1,393,290 Fiduciary Funds: Unrestricted 2,120,412 Total Cash and Investments $ 69,360,203 Interest income earned on pooled cash and investments is allocated quarterly to the funds based on average monthly cash and investment balances. Interest income from restricted cash is allocated directly to the fund earning the income. 37 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#2—CASH AND INVESTMENTS,Continued Authorized Investments Under provisions of the City's Investment Policy, and in accordance with Section 53601 of the California Government Code, the City may invest in the following types of instruments, subject to certain restrictions as to maturity and percentage of portfolio: • Securities of the U. S. government or its agencies • Small business administration loans • Certificates of deposit(or time deposits)placed with commercial banks and/or savings and loan companies • Negotiable certificates of deposit • Bankers' acceptances • Commercial paper • Local Agency Investment Fund(LAIF) • Repurchase agreements,Passbook savings accounts • Reverse-repurchase agreements Throughout the year ended June 30, 2004, the City did not utilize overnight repurchase agreements, reverse- repurchase agreements, or investment vehicles; nor did it engage in security lending activities. Classification of Pooled Deposits and Investments by Credit Risk The California Government Code requires California banks and savings and loan associations to secure a city's deposits by pledging government securities as collateral. The market value of pledged securities must equal at least 110 percent of a City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150 percent of a city's total deposits. The City may waive collateral requirements for deposits,which are fully insured by federal depository insurances. In accordance with GASB Statement No. 3, deposits and investments are classified as to credit risk by three categories as follows: Deposits: Category 1: Insured or collateralized with securities held by the City or by its agent in the City's name. Category 2: Collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. Category 3: Uncollateralized. This includes any bank balance that is collateralized with securities held by the pledging financial institution or by its trust department or agent, but not in the City's name. The balance is predominantly there waiting for checks to clear. 38 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#2—CASH AND INVESTMENTS,Continued Investments: Category 1: Insured or registered, or securities held by the City or its agent in the City's name. Category 2: Uninsured and unregistered, with securities held by the pledging financial institutions or counterparty's trust department or agent in the City's name. Category 3: Uninsured and unregistered, with securities held by the counterparty or by its trust department or agent,but not in the City's name. Pooled deposits were categorized as follows at June 30, 2004: Bank Bank Balance Category(1) Balance Carrying 1 2 3 Total Amount Demand Deposits $ 100,000 $2,485,957 $ 2,585,957 $ 111,807 Investments at June 30, 2004,by risk category are as follows: Category Carrying 1 2 3 Value Fair Value Unrestricted Investments Local Agency Investment Fund(1) $55,716,835 $55,626,806 (2) - Ventura County Pool(1) 4,200,000 4,200,000 (3) US Treasury Notes $ 4,984,700 4,984,700 4,984,700 FNMA 2,952,471 2,952,471 2,952,471 Total Unrestricted Investments 7,937,171 67,854,006 67,763,977 Restricted Investments Fidelity US Treasury Money Market Funds(1) 37,516 37,516 Transamerica Investment Agreement 1999(1) 771,000 771,000 CDC Funding Investment Agreement 2001 (1) 584,774 584,774 Total Restricted Investments 1,393,290 1,393,290 Total Investments $ 7,937,171 $69,247,296 $69,157,267 (1) Not subject to categorization. (2) The management of the State of California Pooled Money Investment Account(generally referred to as LAIF) has indicated to the City that as of June 30, 2004, the carrying amount of the pool was $57,600,699,158 and the estimated market value of the pool (including accrued interest) was $57,637,500,817. The City's proportionate share of the value is $55,716,835. Included in LAIF's investment portfolio are certain asset- backed securities totaling $923,459,000. LAIF's (and the City's) exposure to risk(credit, market, or legal) is not currently available. 39 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#2—CASH AND INVESTMENTS, Continued (3) The management of the Ventura County Treasurer's Investment Pool, a local government investment pool, has indicated to the City that as of June 30,2004, the carrying amount of the pool was$1,298,596,707 and the estimated market value of the pool was $1,291,867,434. The City's proportionate share of that value was $4,200,000. Fair Value of Investments GASB Statement No. 31 generally applies to investments in external investment pools (State of California LAW), investments purchased with maturities greater than one year, mutual funds, and certain investment pools agreements. Generally, governmental entities need to report the "fair value" changes for these investments at year-end and record these gains or losses on their income statement. Methods and Assumptions Used to Estimate Fair Value: The City maintains investment accounting records on amortized cost and adjusts those records to 'fair value' on an annual basis. Unrealized gains and losses are recorded on an annual basis and the carrying value of its investments is considered 'fair value'. The City's investment custodian provides market values on each investment instrument. The investments held by the City are widely traded in the financial markets and trading values are readily available from numerous published sources. The City has elected to report its money market investments (those investments with maturities of less than one year)at amortized cost adjusted to fair value on an annual basis. State of California Local Agency Investment Fund (LAIF): The City holds an investment in LAW that is subject to being adjusted to "fair value". The City is required to disclose its methods and assumptions used to estimate the fair value of its holdings in LAIF. The City relied upon information provided by the State Treasurer in estimating the City's fair value position of its holding in LAW. The City had a contractual withdrawal value of $55,716,835 whose pro-rata share of fair value was estimated by the state Treasurer to be $55,626,806. The fair value change in this investment for the year came to an amount that was not material for presentation in the financial statements. LAW is a governmental investment pool managed and directed by the California State Treasurer and is not registered with the Securities and Exchange Commission. An oversight committee, comprised of California State officials and various participants, provide the management of the fund. The daily operations and responsibilities of LAW fall under the auspices of the State Treasurer's office. The City is a voluntary participant in the investment pool. 40 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#2-CASH AND INVESTMENTS, Continued The Ventura County Treasurer's Investment Pool: The City holds investments in the County Pool that are subject to being adjusted to "fair value". The City is required to disclose its methods and assumptions used to estimate the fair value of its holdings in the County Pool. The City relied upon information provided by the County Treasurer in estimating the City's fair value position of its holdings in the County Pool. The City had a contractual withdrawal value of$4,200,000 at fiscal year end. The Ventura County Treasurer's Investment Pool is a governmental investment pool managed and directed by the elected Ventura County Treasurer. The County Pool is not registered with the Securities and Exchange Commission. An oversight committee, comprised of local government officials and various participants, provide oversight to the management of the fund. The daily operations and responsibilities of the Pool fall under the auspices of the County Treasurer's office. The City is a voluntary participant in the investment pool. NOTE#3-NOTES AND LOANS RECEIVABLE Notes and loans receivable activity for the year ended June 30, 2004, are as follows: (See Note#15) Beginning Beginning Prior Period Balance Ending Balance Adjustments as Restated Increases Decreases Balance Notes Receivable Janss IV Recreation Inc. $ 400,000 $ 400,000 $ 350,000 $ (17,178) $ 732,822 Asadurian $ 1,200,000 1,200,000 1,200,000 Mission Bell 3,274,576 3,274,576 (500,000) 2,774,576 Cabrillo 838,063 838,063 838,063 Toll Brothers 400,000 400,000 (400,000) Deferred Property Assessments 250,249 250,249 250,249 Charles Abbott and Associates 6,361 6,361 6,361 Total Notes Receivable 5,969,249 400,000 6,369,249 350,000 (917,178) 5,802,071 Loans Receivable Employee Computer 6,992 6,992 4,475 (5,790) 5,677 Rehabilitation 73,174 24,805 97,979 (31,157) 66,822 First-time Homeowners Assistance 293,302 (65,274) 228,028 (36,092) 191,936 CalHome 76,778 76,778 322,336 (19,540) 379,574 Total Loans Receivable 373,468 36,309 409,777 326,811 (92,579) 644,009 Total Notes and Loans Receivable $ 6,342,717 $ 436,309 $ 6,779,026 $ 676,811 $ (1,009,757) $ 6,446,080 41 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#3—NOTES AND LOANS RECEIVABLE, Continued A. Janss Notes On February 19, 2003, the Redevelopment Agency of the City of Moorpark (the Agency) entered into an agreement with Janss IV Recreation Inc. whereby the Agency loaned $400,000 in exchange for a promissory note. The loan shall be for a term of thirty(30)years and shall bear interest at a rate of three percent(3%)per annum for the first five (5) years, and at an adjustable rate not to exceed six percent (6%) per annum for the remaining twenty five (25) years of the loan. Principal and interest shall be payable in monthly installments. The balance outstanding at June 30,2004 was$389,522. On September 5, 2003, the Agency entered into an agreement with Janss IV Recreation Inc. whereby the Agency loaned $350,000 in exchange for a promissory note. The loan shall be for a term of five (5) years with monthly payments of$1,476 based on a thirty(30) year amortization and the balance of all principal and accrued interest are due at the end of the five (5) year term. The note bears interest at a rate of three percent (3%)per annum. The balance outstanding at June 30, 2004 was $343,300. B. Asadurian Note On April 7, 2003, the City entered into an agreement with Asadurian Investment Corporation whereby in return for land disposition, the City received a$1,200,000 promissory note. The note bears simple interest at the rate equal to the average monthly interest rate announced by the Local Agency Investment Fund(LAIF). The borrower shall pay to the City the amount of$80,000 plus interest over fifteen years. The first payment is due prior to the first certificate of occupancy for the project, or April 2, 2005, whichever comes first. C. Mission Bell Note On August 2, 1995, the Agency entered into an agreement with Mission Bell Partners whereby in return for land disposition, the Agency received seven promissory notes totaling $3,934,500. The notes bear simple interest from a rate of three percent to a rate of six percent per annum from August 29, 1995 until August 29, 2027. Principal and interest payments are due June 30 annually. In June 2004 the Agency, per a settlement agreement, discharged three of the seven promissory notes totaling $500,000. This charge off has been reflected as a "special item" in the Statement of Activities. The balance outstanding at June 30, 2004, was $2,774,576. D. Cabrillo Note On May 23, 2001, the Agency entered into an agreement with Cabrillo Economic Development Corporation whereby in return for land disposition,the Agency received a$1,475,000 note. The note bears simple interest at the rate equal to the quarterly interest rate announced by the Local Agency Investment Fund (LAIF). Principal and interest are due and payable upon the sale of each designated market rate home. The borrower shall pay to the City the amount of$33,523, which is equal to 1144th of the total principal due under this note at the time of sale. This amount is disbursed to the Agency through the sales escrow. The balance outstanding as of June 30,2004, was$838,063. 42 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#3—NOTES AND LOANS RECEIVABLE, Continued E. Toll Brothers Note On June 20, 2001, the City entered into an agreement with Toll CA GP Corporation pertaining to conditions of approval for Tract 4928 within the City. Toll agreed to pay the City $845,320 in three payments as follows: $220,320 within 30 days of City Council approval of Minor Modification No. 3; $225,000 on or before August 1, 2002; and $400,000 five days after the Council approves the final map for phase 3 and 4 of the tract. The payments satisfy Toll's Casey Road/Gabbert Road AOC obligation. In 2004, the City per a settlement agreement discharged the remaining obligation of$400,000. This charge off has been reflected as a"special item"in the statement of activities. F. Deferred Property Assessment Notes In March 1993, the City entered into three agreements with property owners of the City of Moorpark Assessment District No. 92-1 whereby in return for deferring the property owner's assessment levy, the City received three promissory notes totaling $279,427. The notes bear simple equivalent to the LAIF variable rate not to exceed 7 percent per annum. Principal and interest are due on the date the City executes an approved final map of the property or the date of a court ordered subdivide of the property. At June 30, 2004, the principal balance outstanding was $250,249. G. Charles Abbott and Associates Settlement Note On April 2, 2002, the City entered into an agreement with Charles Abbott and Associates whereby in return for deferred developer fees the City received a promissory note for$221,010. Principal is due in 18 monthly payments. At June 30, 2004,the balance outstanding was $6,361. H. Employee Computer Loans The City operates an employee computer loan program. The City allows employees to buy computers and make payments over 5 years. The balance outstanding at June 30,2004,was $5,677. I. Rehab Loans The Redevelopment Agency of the City of Moorpark(the Agency) operates a rehabilitation loan program for the renovation of low-moderate income housing. The total balance outstanding at June 30, 2004, was $66,822. J. First-Time Homeowners Down-Payment Assistance Program The City operates a first-time homeowners down-payment assistance program. The total balance outstanding at June 30, 2004,was $191,936 for City assisted loans and$379,574 for CAL-Home assisted loans. 43 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#4—INTERFUND TRANSACTIONS Due To/Due From Other Funds Due to/due from other funds for the year ending June 30, 2004,consisted of the following: Due to the General Fund from: Non-Major Special Revenue Funds $ 140,183 Due to the Endowment Special Revenue Fund from: Police Facilities Fee Capital Projects Funds $ 746,856 Due to Redevelopment Agency Capital Projects Fund from: Non-Major Special Revenue Funds $ 188,834 Interfund Transfers Interfund transfers for the year ended June 30, 2004, consisted of the following: Transfer From Redevelopment Agency Non-Major General Debt Service Governmental Fund Fund Funds Total Community Development Special Revenue Fund $ 4,500 $ 4,500 Endowment Special Revenue Fund $ 521,104 521,104 H Redevelopment Agency Capital Projects Fund $ 1,300,000 1,300,000 F, Redevelopment Agency Debt Service Fund 152,542 152,542 Non-Major Governmental Funds 687,404 835,572 87,595 1,610,571 Total $ 691,904 $ 2,135,572 $ 761,241 $ 3,588,717 44 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#4—INTERFUND TRANSACTIONS,Continued Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them and (2) use unrestricted revenues collected in the General Fund to finance various programs accounted for in other funds in accordance with budgetary authorizations or grant matching requirements. The Debt Service Fund transferred funds to the Low/Mod Housing Special Revenue Fund to meet the low and moderate income housing 20 percent tax increment set-aside requirement. The Low/Mod Housing Special Revenue Fund transferred funds to the Debt Service Fund to pay the 20% debt service on bond issues. The Debt Service Fund transferred funds to the Capital Projects Fund to fund future capital projects. Advance to the City of Moorpark Redevelopment Agency During the fiscal year the City's General Fund advanced the Agency's Debt Service Fund $5,000,000 for capital projects which will eliminate blighted project areas. The advance will bear interest at a rate equivalent to the City investment in LAIF,plus one percent. Also, during the fiscal year, the City's General Fund advanced the Agency's Debt Service Fund $1,352,970, the Agency's Capital Projects Fund $118,946 and the Agency's Low/Mod Housing Special Revenue Fund $164,687 for redevelopment activities. The Agency will repay the amounts advanced from the City, both principal and interest on our before June 30, 2005. 45 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#5—CAPITAL ASSETS AND DEPRECIATION In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the Government-Wide Statement of Net Assets. The City elected to use the basic approach as defined by GASB Statement No. 34 for all infrastructure reporting, whereby depreciation expense and accumulated depreciation has been recorded. The following table presents the capital assets activity for the year ended June 30, 2004. (See Note#15) Beginning Beginning Prior Period Balance, Ending Balance Adjustments as Restated Increases Decreases Balance Governmental Activities Capital Assets, Not Being Depreciated: Land $ 31,410,929 $ 31,410,929 $ 1,052,284 $ 32,463,213 Construction in Progress $ 2,247,550 2,247,550 5,083,335 7,330,885 Total Capital Asset Not Being Depreciated 31,410,929 2,247,550 33,658,479 6,135,619 39,794,098 Capital Assets,Being Depreciated: Buildings and improvements 8,475,033 68,153 8,543,186 8,543,186 Machinery and equipment 1,739,332 (271,347) 1,467,985 62,103 1,530,088 Infrastructure Roadway system 86,425,848 86,425,848 411,451 86,837,299 Storm drainage system 1,619,399 1,619,399 1,619,399 Parks system 156,727 156,727 156,727 Total Capital Assets, Being Depreciated 98,416,339 (203,194) 98,213,145 473,554 98,686,699 Less Accumulated Depreciation For: Buildings and improvements (1,745,215) (672,732) (2,417,947) (238,595) (2,656,542) Machinery and equipment (1,364,510) 918,648 (445,862) (158,842) (604,704) Infrastructure Roadway system (20,527,292) (20,527,292) (906,091) (21,433,383) Storm drainage system (87,535) (87,535) (16,194) (103,729) Parks system (32,912) (32,912) (3,135) (36,047) Total Accumulated Depreciation (23,757,464) 245,916 (23,511,548) (1,322,857) (24,834,405) Total Capital Assets, Being Depreciated,Net 74,658,875 42,722 74,701,597 (849,303) 73,852,294 Governmental Activities Capital Assets,Net $ 106,069,804 $ 2,290,272 $ 108,360,076 $ 5,286,316 $ - $ 113,646,392 46 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#5—CAPITAL ASSETS AND DEPRECIATION, Continued Depreciation expense was charged to the governmental functions/programs. General government $ 22,262 Public safety 19,601 Public service, including depreciation of general infrastructure assets 1,062,169 Parks and recreation 218,825 Total Depreciation Expense $ 1,322,857 NOTE#6—LONG-TERM LIABILITIES Long-term liability activities for the year ended June 30, 2004, are as follows: Balance at Beginning Balance at Due Within of Year Additions Reductions End of Year One Year 1999 Tax Allocation Bonds $ 8,475,000 $(380,000) $ 8,095,000 $ 395,000 2001 Tax Allocation Bonds 11,625,000 (15,000) 11,610,000 10,000 Employee Compensated Absences 320,245 $ 70,581 390,826 $ 20,420,245 $ 70,581 $(395,000) $20,095,826 $ 405,000 A. 1999 Tax Allocation Bonds In 1999, the Redevelopment Agency issued a $9,860,000 aggregated principal amount of Moorpark Redevelopment Project 1999 Tax Allocation Refunding Bonds (the Bonds). The purpose of the Bonds was to advance refund the Agency's previously issued $10,000,000 Moorpark Redevelopment Project, 1993 Tax Allocation Bonds. The purpose of the 1993 Bonds was to finance a portion of the costs of implementing the Redevelopment Plan, including low-and moderate-income housing projects. The 1999 Bonds bear interest at rates ranging from 3.05 percent to 4.875 percent per annum, payable semi-annually on April 1 and October 1 of each year, commencing on October 1, 1999, and are subject to mandatory sinking fund redemption commencing on October 1, 2009, and on each October 1 thereafter. The Bonds are payable from and secured by the tax revenues to be derived from the project area. The bonds are secured by all property tax increment revenue, which is deposited directly with the fiscal agent and recorded in the Debt Service Fund. Cash and investments in the custody of the fiscal agent are restricted by the bond resolutions for payment of principal and interest on the Tax Allocation Bonds. In addition, the bond resolutions require retention of funds held by the fiscal agent prior to use for other than debt service. The Redevelopment Agency is in compliance with the covenants contained in debt indentures, which require the establishment of certain specific accounts for the Tax Allocation Bonds. 47 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#6-LONG-TERM LIABILITIES,Continued Debt service payments on the 1999 Tax Allocation Refunding Bonds payable will be made from the Debt Service Fund. Annual debt service requirements to maturity are as follows: Year Ended Tax Allocation Bonds June 30 Principal Interest Total 2005 $ 395,000 $ 368,369 $ 763,369 2006 405,000 353,065 758,065 2007 425,000 336,668 761,668 2008 440,000 319,148 759,148 2009 460,000 300,583 760,583 2010-2014 2,630,000 1,147,632 3,777,632 2014-2019 3,340,000 422,906 3,762,906 Total $ 8,095,000 $ 3,248,370 $ 11,343,370 B. 2001 Tax Allocation Bonds In December 2001, the Redevelopment Agency of the City of Moorpark issued $11,625,000 of Tax Allocation Parity Bonds. The proceeds of the Bonds will be used to fund redevelopment activities within the Moorpark Redevelopment Project area. Interest on the 2001 Bonds is payable semi-annually on April 1 and October 1, commencing April 1, 2002, at rates ranging from 2.85 percent to 5.13 percent per annum. The 2001 Bonds maturing October 2031, are subject to mandatory sinking fund redemption in the amount of the principal and accrued interest. The Bonds are payable from and secured by the tax revenues to be derived from the project area. The Redevelopment Agency is in compliance with the covenants contained in debt indentures, which require the establishment of certain specific accounts for the Tax Allocation Bonds. Year Ended Tax Allocation Bonds June 30 Principal Interest Total 2005 $ 10,000 $ 591,573 $ 601,573 2006 15,000 591,216 606,216 2007 15,000 590,819 605,819 2008 15,000 590,309 605,309 2009 15,000 589,176 604,176 2010-2014 85,000 2,935,153 3,020,153 2015-2019 100,000 2,913,876 3,013,876 2020-2024 3,530,000 2,473,207 6,003,207 2025-2029 4,520,000 1,449,094 5,969,094 2030-2033 3,305,000 259,453 3,564,453 Total $11,610,000 $12,983,875 $24,593,875 48 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#6—LONG-TERM LIABILITIES, Continued C. Employee Compensated Absences The long-term liability at June 30, 2004, is $390,826 for employee compensated absences. There is no current liability estimated. The General Fund is primarily expected to liquidate this liability. D. Prior Year Defeasance of Debt In 1999, the Agency defeased the 1993 Tax Allocation Revenue Bonds by placing the proceeds of new bonds in an escrow account, with the 1999 Tax Allocation Refunding Bonds issue's trustee, to provide for all further debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the Agency's financial statements. The principal amount outstanding on the defeased bonds as of June 30, 2004, are$7,530,000. NOTE#7—AGREEMENTS WITH VARIOUS TAXING AGENCIES The Moorpark Redevelopment Agency has entered into four (4) agreements for allocation and distribution of tax increment revenues. The Agency has entered into an agreement with the County of Ventura, Ventura County Library District, Ventura County Fire Protection District, and Ventura County Flood Control District (collectively, the "County Taxing Entities"), which provide for the Agency to retain 100 percent of the County Taxing Entities share (55.82 percent) of annual tax increment revenues up to $1,750,000. For annual tax increment revenue in excess of $1,750,000, the Agency shall distribute 55.82 percent of such revenues to the County on behalf of the County Taxing Entities. The County Taxing Entities have agreed to defer payments in the initial years of the Redevelopment Plan, and consequently, the parties agree that the County Taxing Entities may receive payments in any single fiscal year in excess of the amount of tax revenues the County Taxing Entities would otherwise be entitled to, but for the adoption of the Redevelopment Plan. Additionally,the agreement calls for the Agency to receive a $1,000,000 payment from the tax increment disbursed to the County pursuant to the agreement, by December 31, 2008, if and only if the Agency's annual debt statements which are filed with the County Auditor-Controller from fiscal year 1993-94 to fiscal year 2008-09 list debts in an amount equal to or in excess of the maximum tax increment available to the Agency in each of such fiscal years. The second agreement is with the City of Moorpark Vector Control, formerly known as the Moorpark Mosquito Abatement District and states that the City of Moorpark Vector Control shall receive 87.5 percent of its share (1.53 percent)of annual tax increment revenue. The City of Moorpark Vector Control has agreed to contribute its pro rata share of the Agency's required annual payment to the Agency. The third agreement is with the Moorpark Unified School District(the School District), and states that the School District shall receive,after the Agency has satisfied debt service payments to bond or note holders or to the holder of any other instruments of Agency indebtedness (provided such indebtedness is not reasonably foreseeable to impair the Agency's obligation under the agreement), the School District's share(33.41 percent) of tax increment revenues generated by an annual 2 percent increase in assessed valuation, and beginning in fiscal year 1995-96, 14 percent of the School District's share of annual tax increment revenue. 49 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#7—AGREEMENTS WITH VARIOUS TAXING AGENCIES, Continued The fourth agreement is with the Ventura County Community College District (the Community College District), and states that the Community College District will receive, after the Agency has satisfied debt service payments to bond or note holders or to the holders of any other instruments of Agency indebtedness (provided such indebtedness is not reasonably foreseeable to impair the Agency's obligation under the agreement), the Community College District's share (5.81 percent) of tax increment revenues generated by an annual 2 percent increase in assessed valuation, and, beginning in fiscal year 1993-94, 14 percent of the Community College District's share of annual tax increment revenue. The fifth agreement is with the Ventura County Superintendent of Schools Office(the Superintendent), and states that the Superintendent shall receive its share (2.49 percent) of tax increment revenues generated by an annual 2 percent increase in assessed valuation. NOTE#8—RETIREMENT PLAN A. Plan Description The City's defined benefit pension plan (the Plan) provides retirement and disability benefits, annual cost-of- living adjustments, and death benefits to plan members and beneficiaries. The Plan is part of the Public Agency portion of the California Public Employees Retirement System (Ca1PERS), and agent-multiple- employer plan administered by Ca1PERS, which acts as a common investment and administrative agent for participating public employers within the State of California. A menu of benefit provisions as well as other requirements are established by State statutes within the Public Employees' Retirement Law. The City of Moorpark selects optional benefits through local ordinance. CaIPERS issues a separate comprehensive annual financial report. Copies of Ca1PERS' annual financial report may be obtained from the Ca1PERS Executive Office—400 P. Street, Sacramento, CA 95814. All full-time City employees are eligible to participate in the Plan. Part-time employees appointed to a term of one year or longer and who work an average of 20 hours per week are also eligible to participate. Other part-time non-benefited hourly employees do not participate in the Plan. (Effective January 1, 1992, such part-time employees participate in a defined deferred compensation program). Related benefits vest after five years of service. Upon five years of service, employees who retire at or after age 50 are entitled to receive an annual retirement benefit. The benefit is payable monthly for life, in an amount that varies from 1.426 percent at age 50 to 2 percent at age 55 to a maximum of 2.418 percent at age 63, of the employees' average of the three highest year's salary for each year of credited service. The Plan also provides death and disability benefits. 50 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#8—RETIREMENT PLAN, Continued B. Funding Policy Active plan members in the Plan are required to contribute 7.00 percent of their covered salary. The City makes the contribution required of City employees on their behalf. The City is also required to contribute the actuarially determined remaining amounts necessary to fund the benefits for its members. The actuarial methods and assumptions used are those adopted by the Ca1PERS Board of Administration. The required employer contribution rate for the fiscal year ended June 30, 2004, was 3.581 percent. The contribution requirements of the plan members are established by State statute and the employer contribution rate is established and may be amended by Ca1PERS. C. Annual Pension Cost For the year ended June 30, 2004, the City's annual pension cost and its actual contributions were $126,573. Also, contributions made directly from employees were zero, but on behalf of the employees the City contributed a total of$252,029. The required contribution for the year ended June 30, 2004, was determined as part of the June 30, 2002, actuarial valuation using the entry age normal actuarial cost method with the contributions determined as a percent of pay. The actuarial assumptions included: (a) 8.25 percent investment rate of return (net of administrative expenses); (b) projected salary increases that vary by duration of service ranging from 3.75 percent to 14.20 percent for miscellaneous members: and; (c) zero percent cost-of-living adjustment. Both (a) and (b) include an inflation component of 3.5 percent. The actuarial value of Miscellaneous Plan's assets was determined using a technique that smoothes the effect of short-term volatility in the market value of investments over a two to five year period depending on the size of investment gains and/or losses. Miscellaneous Plan's unfunded actuarial accrued liability(or excess assets) is being amortized as a level percentage of projected payroll on a closed basis. The remaining amortization period at June 30, 2002, was three years. Three-Year Trend Information Annual Pension Cost Percentage of APC Net Pension Fiscal Year Ending (APC) Contributed Obligation 6/30/2002 $ 0 100% $0 6/30/2003 $ 31,456 100% $0 6/30/2004 $ 126,573 100% $0 Funded Status of the Plan Entry Age Unfunded Normal Actuarial (Overfunded) Annual UAAL As a Accrued Value of Liability Funded Covered %of Valuation Date Liability Assets (UAAL) Ratio Payroll Payroll 6/30/2000 $3,667,082 $5,053,792 $ (1,386,710) 137.8% $2,291,864 (60.5)% 6/30/2001 $4,380,051 $5,444,425 $ (1,064,374) 124.3% $2,756,860 (38.6)% 6/30/2002 $5,318,235 $5,366,749 $ (48,514) 100.9% $3,057,091 (1.6)% 51 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#9—CONDUIT DEBT—REVENUE BONDS The City sponsored a revenue bond program during the year ended June 30, 1985, under which $20,000,000 of Single-Family Residential Mortgage Revenue Bonds were issued. The Single-Family Mortgage program is designed to provide funds to acquire mortgage loans on single-family residences located in the City. These bonds are secured by a pledge of all loans receivable advanced from the bond proceeds by the trustee, First Interstate Bank of California, and are serviced from payments on the loans to the Trustee. During the year ended June 30, 1995, the outstanding mortgages in this program were sold, the proceeds were used to establish an irrevocable trust to defease the bonds at April 1, 1995, and the program was discontinued. The City Council, serving as the Industrial Development Authority of the City of Moorpark, issued$9,300,000 of Industrial Revenue Bonds during the year ended June 30, 1986. The bonds were issued to finance the development and construction of manufacturing facilities for the Kavlico Corporation. These bonds are secured by a standby letter of credit issued by Bank of America. Bank of New York serves as the Trustee for these bonds. The unpaid principal balance on such bonds is$6,795,000 at June 30, 2004. The City of Moorpark Mobile Home Park Revenue Bonds (Villa Del Arroyo) Series 2000 A and the City of Moorpark Mobile Home Park Subordinate Revenue Bonds (Villa Del Arroyo) Series 2000 B were issued in the amounts of$12,740,000 and $2,635,000 respectively. Both issuances were dated May 19, 2000. The Series A bonds were issued to fund a loan to Augusta Homes, a California non-profit public benefit corporation, to finance the acquisition of the Villa Del Arroyo Mobile Home Park. The Series B bonds were issued for the same purpose but are subordinate to the Series A bonds. The total bonds outstanding at June 30,2004,total$14,620,000. The City of Moorpark Multifamily Housing Revenue Bonds (Vintage Crest Senior Apartment Project) 2002 Series A were issued in the amount of$16,000,000. The issuance was dated December 1, 2002. The Series A Bonds were issued to fund a loan to Vintage Crest Senior Apartment L.P., a California Limited Partnership, to finance the Vintage Crest Senior Housing Project. The bonds outstanding at June 30, 2004,totaled$16,000,000. Each of the bond programs described above do not constitute an indebtedness of the City, and there is neither a legal nor a moral obligation on the part of the City to make payments on such bonds from any source other than the revenues and assets pledged therefore. The programs are completely administered by the Trustees without any involvement by the City. Accordingly, these programs and the bonds issued thereunder have been excluded from the accompanying basic financial statements. 52 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#10—SPECIAL ASSESSMENT BONDS A. Mission Bell Plaza AD 92-1 On April 1, 1994, the City sponsored the issuance of special assessment bonds to finance certain capital improvements for the Mission Bell Plaza project. These bonds, totaling $2,595,000, of which $735,000 and $1,475,000 mature in 2013 and 2023, respectively, were issued under the 1915 Improvement Bond Act and are obligations against the properties in the assessment district. The special assessment, which is collected with other property related taxes as part of the secured property tax bill for properties in the assessment district, will be forwarded to an independent bank that serves as the paying agent. These bonds do not constitute an indebtedness of the City, and the City is not liable for their repayment. Accordingly, these special assessment bonds payable have been excluded from the accompanying basic financial statements. The unpaid principal balance on such bonds is$1,770,000 at June 30, 2004. Seven properties in the assessment district, which had been zoned for commercial use prior to the City's incorporation, are currently used for residential, commercial and agricultural purposes. At various times, the City has advanced monies and contributed assessments on these properties from the Los Angeles Avenue Area of Contribution Special Revenue Fund to the paying agent, which the paying agent has used to purchase certain securities which have been placed in trust accounts to be used solely to provide for principal of and interest on the seven properties' proportionate share of the bonds through maturity. Notes receivable, secured by deeds of trust and various accounts receivable, have been established for these advances with interest accruing at a variable rate equivalent to the rate at which the City earns on funds deposited in the State Treasurer's Local Agency Investment Fund or 7 percent, whichever is less. Under the terms of the original promissory notes, the notes and accrued interest are due at the earlier of (1) sale of the property, (2) conversion of the property to a commercial use or(3)the maturity of the notes in March 2023. Subsequent to June 30, 1998, the notes were amended and the repayment terms changed as follows: the notes and accrued interest are due August 2029. B. Community Facilities District No. 97-1 On July 1, 1997, the City issued bonds to finance the acquisition and construction of public improvements within the City of Moorpark Community Facilities District No. 97-1. These bonds, totaling$7,645,000, were issued pursuant to the Mello-Roos Community Facilities Act of 1982. The bonds mature on September 1, 2027 with interest payable at rates ranging from 4.4 percent to 6 percent per annum on March 1 and September 1 of each year commencing March 1, 1998. The City is not liable under any circumstance for the repayment of the debt, but is only acting as agent for the property owners in collecting the assessments and special taxes, forwarding collections to fiscal agents to pay the bondholders and initiating foreclosure proceedings, if appropriate. Accordingly, these bonds payable have been excluded from the accompanying general-purpose financial statements. The unpaid principal balance is $7,055,000 at June 30, 2004. 53 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#11 —RISK MANAGEMENT A. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement The City is a member of the California Joint Powers Insurance Authority (the Authority). The Authority is composed of 91 California public entities and is organized under a joint powers agreement pursuant to California Government Code 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group-purchased insurance for property and other coverages. The Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. B. Self-Insurance Programs of the Authority General Liability: Each member government pays a primary deposit to cover estimated losses for a fiscal year(claims year). Six months after the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Costs are spread to members as follows: the first $30,000 of each occurrence is charged directly to the member; costs from $30,001 to $750,000 are pooled based on a member's share of costs under $30,000; costs from $700,001 to $5,000,000 are pooled based on payroll. Costs of covered claims above$5,000,000 are currently paid by reinsurance. The protection for each member is $50,000,000 per occurrence and$50,000,000 annual aggregate. Workers' Compensation: The City also participates in the workers' compensation pool administered by the Authority. Pool deposits and retrospective adjustments are valued in a manner similar to the General Liability pool. The City of Moorpark is charged for the first $25,000 of each claim. Costs are pooled above that level to $50,000. Costs from $50,001 to $100,000 per claim are pooled based on the member's losses under its retention level. Costs between $100,001 and $2,000,000 per claim are pooled based on payroll. Costs between $2,000,000 and $50,000,000 are paid by excess insurance purchased by the Authority. Cost in excess of$50,000,000 are pooled by the members based on payroll. C. Purchased Insurance Property Insurance The City of Moorpark participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. The City of Moorpark property is currently insured according to a schedule of covered property submitted by the City of Moorpark to the Authority. Total all-risk property insurance coverage is $9,839,667. There is a $5,000 per loss deductible. Premiums for the coverage are paid annually and are not subject to retroactive adjustments. 54 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#11 —RISK MANAGEMENT, Continued Earthquake and Flood Insurance The City of Moorpark purchased earthquake and flood insurance on a portion of its property. The earthquake insurance is part of the property protection insurance program of the Authority. The City of Moorpark property currently has earthquake protection in the amount of $7,729,906. There is a deductible of five percent of the value with a minimum deduction of $100,000. Premiums for the coverage are paid annually and are not subject to retroactive adjustments. D. Adequacy of Protection During the past three fiscal (claims) years none of the above programs of protection have had settlements or judgments that exceeded pooled or insured coverage. There have been no significant reductions in pooled or insured liability coverage from coverage in the prior year. NOTE#12—CLASSIFICATIONS OF NET ASSETS AND FUND BALANCE In the Government-wide financial statements; net assets are classified in the following categories: Invested in Capital Assets This category groups all capital assets, including infrastructure, into one component of net assets. Accumulated depreciation on these assets reduces this category. Restricted Net Assets This category presents external restrictions imposed by creditors, grantors, contributions, or laws and regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. Unrestricted Net Assets This category represents the net assets of the City that are not externally restricted for any project or other purpose. In the Fund Financial Statements, the City has established"reserves" to segregate portions of fund balance which are not appropriable for expenditure in future periods, or which are legally set aside for a specific future use. Fund"designations"also are established to indicate tentative plans for financial resource utilization of unreserved fund balance in a future period. 55 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#12—CLASSIFICATIONS OF NET ASSETS AND FUND BALANCE, Continued The City's governmental funds reserves and designations at June 30, 2004, are presented below, followed by explanations of the nature and purpose of each reserve and designation. Redevelopment Redevelopment Agency Agency Non-Major Capital Projects Debt Service Governmental Fund Fund Funds Reserved: Debt service $ 1,393,290 Property held for resale $ 337,487 $ 1,207,961 Housing set-aside 1,161,111 Total Reserved $ 337,487 $ 1,393,290 $ 2,369,072 Unreserved,designated: Future projects $ 897,118 A. Reserved for Debt Service These funds are reserved for restricted debt proceeds. B. Reserved for Property Held for Resale These funds are reserved for property purchased by the City to be sold or otherwise used for the development of the Redevelopment Agency Project Areas. C. Reserved for Housing Set-Aside These funds are for the development of low and moderate-income housing. D. Unreserved,Designated for Future Projects These funds have been designated for future capital projects. E. Deficit Fund Balance The following fund had a deficit at June 30,2004: Police Facilities Fee Capital Projects Fund $ 1,387,154 The deficit will be made up through future police facilities assessment fees. 56 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30, 2004 NOTE#13—EXPENDITURES IN EXCESS OF APPROPRIATIONS The following fund had expenditures in excess of the budget in the following amount for the year ended June 30, 2004: Redevelopment Agency Debt Service Fund $ 151,236 Community Development Special Revenue Fund $ 546,505 NOTE#14—COMMITMENTS AND CONTINGENCIES A. Commitments The City has contracts with the County of Ventura for various services, most notably law enforcement. These service contracts are renegotiated annually and cancelable by the City or the County on May 31 of each year after 30 days notice has been given. These are based on an hourly rate and adjusted throughout the fiscal year. B. Contingencies There are certain legal actions pending against the City which management considers incident to normal operations, some of which seek substantial monetary damages. In the opinion of management, after consultation with counsel, the ultimate resolution of such actions is not expected to have a significant effect on the financial position or the results of operations of the City. The City has received State and Federal funds for specific purposes that are subject to review by the grantor agencies. Although, such audits could generate expenditure disallowances under the terms of the grants, it is believed that any disallowed amounts will not be material. 57 CITY OF MOORPARK NOTES TO FINANCIAL STATEMENTS JUNE 30,2004 NOTE#15—RESTATEMENT OF NET ASSETS During the 2003-04 fiscal year it was found that the City had not recorded certain notes receivable, which existed as of June 30, 2003 (see Note #3). The City recorded a restatement of beginning net assets in order to recognize the notes receivable. Also, the City did not record construction in progress in the prior year due to the fact that the capital asset valuation performed by an engineering firm in fiscal year 2002-2003 did not include construction in progress. The following table summarizes the effect of these restatements: Net Assets Beginning of Year,as Previously Reported $ 159,106,739 Recognition of Construction in Progress 2,247,550 Recognition of Capital Asset,Net of Depreciation 42,722 Recognition of Notes Receivable 436,309 Net Assets Beginning of Year, as Restated $ 161,833,320 NOTE#16—SUBSEQUENT EVENT In October 2004, the remaining bonds outstanding on the defeased 1993 Tax Allocation Revenue Bonds were called in full. 58 This page left blank intentionally. SUPPLEMENTARY SCHEDULES This page left blank intentionally. CITY OF MOORPARK JUNE 30,2004 MAJOR FUND BUDGETARY COMPARISON SCHEDULES Budgetary comparison statements are presented as part of the basic financial statements for the General Fund and all Major Special Revenue Funds as provided for by GASB Statement No. 34. The budgetary comparison schedules for the remaining major funds are presented to aid in additional analysis and are not a required part of the basic financial statements. 59 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL POLICE FACILITIES FEE CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30, 2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 27,560 $ 27,560 $ 34,326 $ 6,766 Maintenance assessments 3,500,756 .•- 250,756 102,690 (148,066) Total Revenues 3,528,316 278,316 137,016 (141,300) EXPENDITURES Capital outlay 8,610,000 9,222,800 2,681,409 6,541,391 Excess(Deficiency) of Revenues Over(Under)Expenditures (5,081,684) (8,944,484) (2,544,393) 6,400,091 OTHER FINANCING SOURCES Transfers in 4,750,000 4,750,000 (4,750,000) Net Change in Fund Balance (331,684) (4,194,484) (2,544,393) 1,650,091 Fund Balance, Beginning of Year 1,157,239 1,157,239 1,157,239 Fund Balance, End of Year $ 825,555 $(3,037,245) $ (1,387,154) $ 1,650,091 60 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL REDEVELOPMENT AGENCY CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 361,900 $ 361,900 $ 298,075 $ (63,825) Other revenue 35,544 35,544 35,157 (387) Total Revenues 397,444 397,444 333,232 (64,212) EXPENDITURES Current: Public services 1,447,135 1,494,414 1,124,651 369,763 Capital outlay 556,088 1,385,822 450,317 935,505 Total Expenditures 2,003,223 2,880,236 1,574,968 1,305,268 Excess (Deficiency)of Revenues Over(Under) Expenditures (1,605,779) (2,482,792) (1,241,736) 1,241,056 OTHER FINANCING SOURCES (USES) Transfers in 1,300,000 1,670,000 1,300,000 (370,000) Transfers out (4,750,000) (4,750,000) 4,750,000 Total Other Financing Sources (Uses) (3,450,000) (3,080,000) 1,300,000 4,380,000 Net Change in Fund Balance (5,055,779) (5,562,792) 58,264 5,621,056 Fund Balance,Beginning of Year 10,616,627 10,616,627 10,616,627 Fund Balance, End of Year $ 5,560,848 $ 5,053,835 $10,674,891 $ 5,621,056 61 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL REDEVELOPMENT AGENCY DEBT SERVICE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Taxes $3,631,193 $3,631,193 $4,116,542 $ 485,349 Use of money and property 155,500 155,500 151,940 (3,560) Other revenue 4,298 4,298 Total Revenues 3,786,693 3,786,693 4,272,780 486,087 EXPENDITURES Current: Public services 1,260,000 1,260,000 1,587,065 (327,065) Debt service: Principal 471,000 471,000 395,000 76,000 Interest 1,200,825 1,200,825 1,100,996 99,829 Total Expenditures 2,931,825 2,931,825 3,083,061 (151,236) Excess of Revenues Over(Under)Expenditures 854,868 854,868 1,189,719 334,851 OTHER FINANCING SOURCES (USES) Transfers in 152,542 152,542 152,542 Transfers out (2,026,239) (2,026,239) (2,135,572) (109,333) Total Other Financing Sources (Uses) (1,873,697) (1,873,697) (1,983,030) (109,333) Net Change in Fund Balance (1,018,829) (1,018,829) (793,311) 225,518 Fund Balance,Beginning of Year 1,295,304 1,295,304 1,295,304 Fund Balance, End of Year $ 276,475 $ 276,475 $ 501,993 $ 225,518 62 CITY OF MOORPARK JUNE 30,2004 NON-MAJOR GOVERNMENTAL FUNDS Special Revenues Fund Descriptions Traffic Safety Fund The Traffic Safety Fund is used to account for revenues collected from traffic fines and forfeitures,which is used, for crossing guards and parking enforcement. Park Development Fund The Park Development Fund is used to account for state and county grants used for the acquisition of open space and park improvements. Affordable Housing Fund The Affordable Housing Fund is used to account for grant used for development of affordable housing units. Assessment District Fund The Assessment District Fund is used to account for funds received by the City for maintenance of community- wide landscaping. State and Federal Assistance Fund The State and Federal Assistance Fund is used to account for Federal and State grants used for the construction of streets and related improvements and help fund law enforcement. State Gas Tax Fund The State Gas Tax Fund is used to account for fees used for street maintenance, right-of-way acquisition and street construction. Low and Moderate Income Housing Fund The Low and Moderate Income Housing Fund is used to account for the receipt of 20 percent of the gross tax increment allocation, which is restricted for use on projects that increase or preserve the supply of low and moderate income housing in accordance with Health and Safety Code Section 33334. Local Transportation Transit Fund The Local Transportation Transit Fund is used to account for fees used in local transportation of street projects that help relieve traffic congestion programs and development. Solid Waste Fund The Solid Waste Fund is used to account for fees used on programs that promote resource,recycling, composting, and proper disposal of hazardous household waste. 63 This page left blank intentionally. CITY OF MOORPARK JUNE 30,2004 NON-MAJOR GOVERNMENTAL FUNDS Capital Projects Fund Descriptions City Hall Building Fund The City Hall Building Fund is used to account for the funds use to build the new Civic Center Complex. Equipment Replacement Fund The Equipment Replacement Fund is used to account for the funds use to replace city equipment and vehicles. 64 CITY OF MOORPARK NON-MAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30,2004 Special Revenue Funds State and Traffic Park Affordable Assessment Federal ASSETS Safety Development Housing District Assistance Cash and investments $ 442,338 $ 2,938,189 $ 508,702 $2,335,201 $ 2,148,334 Receivables: Taxes 3,233 Accounts 32,607 46,899 189,934 Property held for resale Total Assets $ 474,945 $ 2,938,189 $ 508,702 $2,385,333 $ 2,338,268 LIABILITIES AND FUND BALANCES LIABILITIES Accounts payable and accrued liabilities $ 3,761 $ 29,817 $ 83,587 $ 21,869 Due to other funds 136,507 192,510 Retention payable 867 4,260 Deferred revenue 1,469 185,517 Deposits,principally from developers Advances from other funds Total Liabilities 3,761 166,324 85,923 404,156 FUND BALANCES Reserved for: Land held for resale Housing set-aside Unreserved,reported in: Special revenue funds 471,184 2,771,865 $ 508,702 2,299,410 1,934,112 Capital projects funds Total Fund Balances 471,184 2,771,865 508,702 2,299,410 1,934,112 Total Liabilities and Fund Balances $ 474,945 $ 2,938,189 $ 508,702 $2,385,333 $ 2,338,268 65 Special Revenue Funds Capital Projects Funds Low and Total Moderate Local Non-major State Gas Income Transportation Solid City Hall Equipment Governmental Tax Housing Transit Waste Building Replacement Funds $ 954,821 $ 1,399,826 $ 257,339 $781,703 $ 529,616 $ 367,689 $ 12,663,758 3,233 64,400 13,028 606 31,954 379,428 1,207,961 _ 1,207,961 $ 1,019,221 $2,620,815 $ 257,945 $813,657 $ 529,616 $ 367,689 $ 14,254,380 $ 44,875 $ 86,776 $ 39,045 $ 17,478 $ 187 $ 327,395 329,017 1,585 6,712 218,900 405,886 280 280 164,687 164,687 46,460 251,743 257,945 17,478 187 1,233,977 1,207,961 1,207,961 1,161,111 1,161,111 972,761 796,179 9,754,213 529,429 $ 367,689 897,118 972,761 2,369,072 796,179 529,429 367,689 13,020,403 $ 1,019,221 $2,620,815 $ 257,945 $813,657 $ 529,616 $ 367,689 $ 14,254,380 66 CITY OF MOORPARK NON-MAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30,2004 Special Revenue Funds State and Traffic Park Affordable Assessment Federal Safety Development Housing District Assistance REVENUES Taxes $ 480 Fines and forfeitures $ 182,758 Use of money and property 5,603 $ 72,224 $ 8,659 26,885 $ 27,676 Charges for services 2,594 Intergovernmental 1,429,390 Maintenance assessments 1,983,726 Utility franchise fees Development fees 1,889,655 Other revenue 374 149,808 471 Total Revenues 188,361 1,962,253 158,467 2,014,156 1,457,066 EXPENDITURES Current: General government 97,185 Public safety 132,850 688,909 118,915 Public services 322,439 Parks and recreation 1,207,610 Capital outlay 1,621,677 211,770 2,209,111 Total Expenditures 132,850 1,621,677 322,439 2,108,289 2,425,211 Excess(Deficiency)of Revenues Over(Under)Expenditures 55,511 340,576 (163,972) (94,133) (968,145) OTHER FINANCING SOURCES (USES) Transfers in 758,258 Transfers out (521,104) (16,741) Total Other Financing Sources(Uses) (521,104) (16,741) 758,258 Net Change in Fund Balances 55,511 (180,528) (180,713) 664,125 (968,145) Fund Balances,Beginning of Year 415,673 2,952,393 689,415 1,635,285 2,902,257 Fund Balances,End of Year $ 471,184 $ 2,771,865 $ 508,702 $2,299,410 $ 1,934,112 67 Special Revenue Funds Capital Projects Low and Total Moderate Local Non-Major State Gas Income Transportation Solid City Hall Equipment Governmental Tax Housing Transit Waste Building Replacement Funds $ 480 182,758 $ 14,198 $ 43,830 $ 1,362 $ 10,571 $ 8,141 $ 5,084 224,233 4,877 40,004 10,632 130 58,237 723,607 421,608 2,574,605 1,983,726 257,127 257,127 1,889,655 21,611 172,264 742,682 65,441 462,974 278,330 8,271 5,084 7,343,085 97,185 940,674 836,808 236,889 453,884 253,578 2,103,598 1,207,610 42,426 436,018 9,090 102,370 29,045 4,661,507 879,234 672,907 462,974 253,578 102,370 29,045 9,010,574 (136,552) (607,466) 24,752 (94,099) (23,961) (1,667,489) 852,313 1,610,571 (70,854) (152,542) (761,241) (70,854) 699,771 849,330 (207,406) 92,305 24,752 (94,099) (23,961) (818,159) 1,180,167 2,276,767 771,427 623,528 391,650 13,838,562 $ 972,761 $2,369,072 $ - $ 796,179 $ 529,429 $ 367,689 $ 13,020,403 68 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL TRAFFIC SAFETY SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Fines and forfeitures $ 120,000 $ 120,000 $ 182,758 $ 62,758 Use of money and property 7,000 7,000 5,603 (1,397) Other revenue 100 100 (100) Total Revenues 127,100 127,100 188,361 61,261 EXPENDITURES Current: Public safety 141,320 141,320 132,850 8,470 Net Change in Fund Balance (14,220) (14,220) 55,511 69,731 Fund Balance,Beginning of Year 341,004 341,004 415,673 74,669 Fund Balance,End of Year $ 326,784 $ 326,784 $471,184 $ 144,400 69 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL PARK DEVELOPMENT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 72,172 $ 72,172 $ 72,224 $ 52 Development fees 1,177,499 1,753,120 1,889,655 136,535 Other revenue 374 374 Total Revenues 1,249,671 1,825,292 1,962,253 136,961 EXPENDITURES Capital outlay 618,908 1,933,833 1,621,677 312,156 Excess(Deficiency) of Revenues Over(Under)Expenditures 630,763 (108,541) 340,576 449,117 OTHER FINANCING USES Transfers out (521,104) (521,104) (521,104) Net Change in Fund Balances 109,659 (629,645) (180,528) 449,117 Fund Balance,Beginning of Year 1,930,866 1,930,866 2,952,393 1,021,527 Fund Balance, End of Year $2,040,525 $1,301,221 $2,771,865 $ 1,470,644 70 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL AFFORDABLE HOUSING SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 13,312 $ 13,312 $ 8,659 $ (4,653) Other revenue 149,808 149,808 Total Revenues 13,312 13,312 158,467 145,155 EXPENDITURES Current: Public services 184,759 453,747 322,439 131,308 Excess (Deficiency)of Revenues Over(Under)Expenditures (171,447) (440,435) (163,972) 276,463 OTHER FINANCING USES Transfers out (16,741) (16,741) (16,741) Net Change in Fund Balance (188,188) (457,176) (180,713) 276,463 Fund Balance, Beginning of Year 625,999 625,999 689,415 63,416 Fund Balance, End of Year $ 437,811 $ 168,823 $ 508,702 $ 339,879 71 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL ASSESSMENT DISTRICT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Taxes $ 480 $ 480 Use of money and property $ 22,504 $ 22,504 26,885 4,381 Charges for services 2,594 2,594 Maintenance assessments 1,697,398 1,768,334 1,983,726 215,392 Other revenue 471 471 Total Revenues 1,719,902 1,790,838 2,014,156 223,318 EXPENDITURES Current: Public safety 986,351 986,351 688,909 297,442 Public services 167,358 1,271,351 1,271,351 Parks and recreation 1,352,939 1,352,939 1,207,610 145,329 Capital outlay 302,595 302,595 211,770 90,825 Total Expenditures 2,809,243 3,913,236 2,108,289 1,804,947 Excess(Deficiency)of Revenues Over(Under)Expenditures (1,089,341) (2,122,398) (94,133) 2,028,265 OTHER FINANCING SOURCES Transfers in 756,904 756,904 758,258 1,354 Net Change in Fund Balance (332,437) (1,365,494) 664,125 2,029,619 Fund Balance,Beginning of Year 1,976,210 1,976,210 1,635,285 (340,925) Fund Balance, End of Year $1,643,773 $ 610,716 $2,299,410 $ 1,688,694 72 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL STATE AND FEDERAL ASSISTANCE SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original _ Final Amounts (Negative) REVENUES Use of money and property $ 64,812 $ 64,812 $ 27,676 $ (37,136) Intergovernmental 2,265,936 2,265,936 1,429,390 (836,546) Total Revenues 2,330,748 2,330,748 1,457,066 (873,682) EXPENDITURES Current: General government 30,043 30,043 97,185 (67,142) Public safety 180,433 180,433 118,915 61,518 Capital outlay 4,220,283 4,335,028 2,209,111 2,125,917 Total Expenditures 4,430,759 4,545,504 2,425,211 2,120,293 Net Change in Fund Balance (2,100,011) (2,214,756) (968,145) 1,246,611 Fund Balance, Beginning of Year 2,945,643 2,945,643 2,902,257 (43,386) Fund Balance,End of Year $ 845,632 $ 730,887 $1,934,112 $ 1,203,225 73 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL STATE GAS TAX SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 32,000 $ 32,000 $ 14,198 $ (17,802) Charges for services 4,877 4,877 Intergovernmental 581,000 581,000 723,607 142,607 Total Revenues 613,000 613,000 742,682 129,682 EXPENDITURES Current: Public services 1,177,236 1,667,135 836,808 830,327 Capital outlay 88,115 88,115 _ 42,426 45,689 Total Expenditures 1,265,351 1,755,250 879,234 876,016 Excess (Deficiency) of Revenues Over(Under)Expenditures (652,351) (1,142,250) (136,552) 1,005,698 OTHER FINANCING USES Transfers out (70,854) (70,854) (70,854) Net Change in Fund Balance (723,205) (1,213,104) (207,406) 1,005,698 Fund Balance,Beginning of Year 1,026,260 1,026,260 1,180,167 153,907 Fund Balance,End of Year $ 303,055 $ (186,844) $972,761 $ 1,159,605 74 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL LOW AND MODERATE INCOME HOUSING SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 130,020 $ 130,020 $ 43,830 $ (86,190) Other revenue 2,500 2,500 21,611 19,111 Total Revenues 132,520 132,520 65,441 (67,079) EXPENDITURES Current: Public services 80,000 115,806 236,889 (121,083) Capital outlay 831,112 2,173,862 436,018 1,737,844 Total Expenditures 911,112 2,289,668 672,907 1,616,761 Excess (Deficiency)of Revenues Over(Under)Expenditures (778,592) (2,157,148) (607,466) . 1,549,682 OTHER FINANCING SOURCES (USES) Transfers in 726,239 742,980 852,313 109,333 Transfers out (152,542) (152,542) (152,542) Total Other Financing Sources(Uses) 573,697 590,438 699,771 109,333 Net Change in Fund Balance (204,895) (1,566,710) 92,305 1,659,015 Fund Balance,Beginning of Year 2,276,767 2,276,767 2,276,767 Fund Balance, End of Year $2,071,872 $ 710,057 $2,369,072 $ 1,659,015 75 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL LOCAL TRANSPORTATION TRANSIT SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30, 2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 1,362 $ 1,362 Charges for services 40,004 40,004 Intergovernmental $ 567,500 $ 635,500 421,608 (213,892) Total Revenues 567,500 635,500 462,974 (172,526) EXPENDITURES Current: Public services 626,168 701,971 453,884 248,087 Capital outlay 9,090 (9,090) Total Expenditures 626,168 701,971 462,974 238,997 Excess (Deficiency) of Revenues Over(Under)Expenditures (58,668) (66,471) 66,471 OTHER FINANCING SOURCES Transfers in 426,000 426,000 (426,000) Net Change in Fund Balance 367,332 359,529 (359,529) Fund Balance, Beginning of Year Fund Balance, End of Year $ 367,332 $ 359,529 $ - $ (359,529) 76 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL SOLID WASTE SPECIAL REVENUE FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 16,224 $ 16,224 $ 10,571 $ (5,653) Charges for services 9,712 9,712 10,632 920 Intergovernmental 10,188 10,188 (10,188) Utility franchise fees 220,000 220,000 257,127 37,127 Total Revenues 256,124 256,124 278,330 22,206 EXPENDITURES Current: Public services 301,718 302,168 253,578 48,590 Net Change in Fund Balance (45,594) (46,044) 24,752 70,796 Fund Balance,Beginning of Year 797,744 797,744 771,427 (26,317) Fund Balance, End of Year $ 752,150 $ 751,700 $ 796,179 $ 44,479 77 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL CITY HALL BUILDING CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30,2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 12,792 $ 12,792 $ 8,141 $ (4,651) Charges for services 130 130 Total Revenues 12,792 12,792 8,271 (4,521) EXPENDITURES Capital outlay 1,691,000 1,686,500 102,370 1,584,130 Excess(Deficiency) of Revenues Over(Under)Expenditures (1,678,208) (1,673,708) (94,099) 1,579,609 OTHER FINANCING SOURCES Transfers in 1,100,000 1,100,000 (1,100,000) Net Change in Fund Balances (578,208) (573,708) (94,099) 479,609 Fund Balance,Beginning of Year 628,114 628,114 623,528 (4,586) Fund Balance,End of Year $ 49,906 $ 54,406 $ 529,429 $ 475,023 78 CITY OF MOORPARK SCHEDULE OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCE-BUDGET AND ACTUAL EQUIPMENT REPLACEMENT CAPITAL PROJECTS FUND FOR THE YEAR ENDED JUNE 30, 2004 Variance with Final Budget- Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $ 8,840 $ 8,840 $ 5,084 $ (3,756) EXPENDITURES Capital outlay 34,876 34,876 29,045 5,831 Net Change in Fund Balance (26,036) (26,036) (23,961) 2,075 Fund Balance,Beginning of Year 399,252 399,252 391,650 (7,602) Fund Balance, End of Year $ 373,216 $ 373,216 $ 367,689 $ (5,527) 79 CITY OF MOORPARK STATEMENT OF CHANGES IN NET ASSETS AGENCY FUND FOR THE YEAR ENDED JUNE 30,2004 Balance Balance July 1, 2003 Additions Reductions June 30, 2004 ASSETS Cash and investments $ 1,951,128 $ 277,028 $ (107,744) $ 2,120,412 LIABILITIES Accounts payable $ 107,744 $ 406,309 $ (107,744) $ 406,309 Developer deposits 1,843,384 (129,281) 1,714,103 Total Liabilities $ 1,951,128 $ 406,309 $ (237,025) $ 2,120,412 80 This page left blank intentionally. STATISTICAL SECTION This page left blank intentionally. CITY OF MOORPARK REVENUES BY SOURCE ALL GOVERNMENTAL FUND TYPES LAST TEN FISCAL YEARS Taxes and Licenses Revenue Use of Fiscal Assessments Permits and From Other Maintenance Money& Other Total Year (See Note 1) Fees Agencies Assessments Property Revenue Revenue 1995 4,390,156 2,501,078 789,852 940,377 1,314,740 1,157,615 11,093,818 1996 4,282,265 2,672,673 1,021,458 2,991,121 2,320,057 1,746,631 15,034,205 1997 6,349,631 4,693,256 1,373,726 1,641,622 1,984,162 493,938 16,536,335 ' 1998 4,879,322 4,587,138 1,170,287 1,630,996 1,988,731 623,362 14,879,836 1999 5,486,444 4,033,723 849,089 3,856,911 2,691,285 709,444 17,626,896 2000 6,099,037 4,377,998 4,325,305 3,197,752 2,384,356 946,795 21,331,243 2001 7,036,031 6,954,690 1,688,714 6,385,546 2,987,920 1,337,640 26,390,541 2002 7,162,650 6,352,828 2,102,594 5,076,057 2,208,850 2,191,685 25,094,664 2003 8,490,985 7,510,604 4,051,263 2,955,340 2,027,190 1,414,161 26,449,543 2004 9,870,955 7,628,347 4,298,009 2,639,628 1,363,006 2,589,938 28,389,883 Governmental Fund types include General Fund and all Special Revenue, Debt Service, and Capital Project Funds. NOTE 1: 1991 was the first year the Redevelopment Agency received tax increment. In 1992, the County of Ventura impounded tax increment for the Redevelopment Agency and then released it in 1993. Source: City of Moorpark 81 CITY OF MOORPARK EXPENDITURES BY FUNCTION ALL GOVERNMENTAL FUND TYPES LAST TEN FISCAL YEARS Fiscal General Public Public Parks& Capital Debt Year Government Safety Services Recreation Outlay Service Total 1995 1,332,372 2,518,495 2,457,737 1,175,997 2,342,077 1,694,708 11,521,386 1996 1,530,824 2,618,063 2,533,477 1,263,862 5,740,952 2,582,130 16,269,308 1997 1,386,598 2,807,382 3,960,313 1,336,029 3,452,115 1,125,199 14,067,636 1998 1,631,787 3,026,724 3,599,360 1,381,058 1,081,814 1,268,704 11,989,447 1999 1,993,878 3,102,834 3,148,264 1,385,376 1,965,474 4,156,354 15,752,180 2000 1,168,049 3,476,781 5,070,009 1,383,146 5,355,271 3,564,305 20,017,561 2001 1,601,638 3,830,253 5,035,651 1,851,648 6,888,258 2,767,770 21,975,218 2002 1,809,125 3,905,096 6,962,490 1,921,588 4,789,732 1,125,529 20,513,560 2003 2,048,658 4,127,670 8,704,302 2,063,428 3,596,982 1,409,915 21,950,955 2004 2,259,017 4,882,547 8,401,453 2,381,698 8,775,159 1,495,996 28,195,870 Governmental Fund Types include General Fund and all Special Revenue, Debt Service, and Capital Projects Funds. Source: City of Moorpark 82 CITY OF MOORPARK ASSESSED VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Total Fiscal Net Secured Net Unsecured Net Assessed Percent Homeowner's Year Roll Roll Roll Change Exemptions 1995 1,732,877,452 56,810,214 1,789,687,666 3.4% 36,000,192 1996 1,784,220,963 63,819,253 1,848,040,216 3.3% 37,421,267 1997 1,848,655,764 68,944,812 1,917,600,576 3.8% 38,289,239 1998 1,920,177,164 70,911,851 1,991,089,015 3.8% 39,313,581 1999 2,035,487,530 85,464,519 2,120,952,049 10.6% 40,240,720 2000 2,149,505,500 84,834,286 2,234,339,786 12.2% 40,687,060 2001 2,421,104,221 92,634,149 2,513,738,370 18.5% 40,786,802 2002 2,549,782,519 94,204,773 2,643,987,292 18.3% 41,025,922 2003 2,823,727,286 120,175,258 2,943,902,544 17.1% 42,238,926 2004 3,026,137,647 155,943,246 3,182,080,893 20.4% 43,185,512 Source: Ventura County Assessor 83 CITY OF MOORPARK SECURED TAX CHARGE AND DELINQUENCIES MOST RECENT TEN YEAR HISTORY Amount Percent Fiscal Secured Delinquent Delinquent Year Tax Charge June 30 June 30 1998 1,191,918 21,807 1.8% 1999 1,374,741 25,687 1.9% 2000 1,410,082 25,054 1.8% 2001 1,573,688 67,292 4.3% 2002 1,832,673 29,778 1.6% 2003 2,036,839 27,584 1.4% 2004 2,391,927 27,811 1.2% Source: California Municipal Statistics, Inc. 84 CITY OF MOORPARK DIRECT AND OVERLAPPING BONDED DEBT AS OF FISCAL YEAR 2003-2004* 2003-2004 Assessed Valuation: $ 3,226,291,115 Redevelopment Incremental Valuation: 377,775,608 Adjusted Assessed Valuation: $ 2,848,515,507 Percent Debt Direct and Overlapping Tax and Assessment Debt: Applicable as 6/30/04 Metropolitan Water District 0.233% $ 1,042,617 Ventura Community College District 4.311% 3,349,647 Conejo Valley Unified School District 0.024% 14,810 Moorpark Unified School District 91.959% 20,305,169 City of Moorpark 100.000% 0 City of Moorpark Community Facilities District No. 97-1 100.000% 7,055,000 City of Moorpark 1915 Act Bonds 100.000% 1,770,000 Total Direct and Overlapping Tax& Assessment Debt $ 33,537,243 Overlapping General Fund Obligation Debt: Ventura County General Fund Obligations 4.310% $ 4,586,056 Ventura County Pension Obligations 4.310% 3,166,557 Ventura County Superintendent of Schools Certificates of Participation 4.310% 597,151 Ventura County Community College District COPS 4.311% 348,113 Moorpark USD Certificates of Participation 91.959% 3,958,835 Total Overlapping General Fund Obligation Debt $ 12,656,712 Combined Total Debt* $ 46,193,955 Ratios to 2003-2004 Assessed Valuation: Direct Debt 0.00% Total Direct and Overlapping Tax&Assessment Debt 1.04% Ratio to Adjusted Assessed Valuation Combined Total Debt 1.62% State School Building Aid Repayable as of 6/30/04 0 * Excludes tax and revenue anticipation notes, revenue, mortgage revenue and tax allocation bonds, and non- bonded capital lease obligations. Source: California Municipal Statistics, Inc. 85 CITY OF MOORPARK COMPUTATION OF LEGAL DEBT MARGIN AND BREAKDOWN OF GENERAL PROPERTY TAX LEVY Legal Debt Margin as of June 30,2004 Assessed Valuation: Secured property assessed value: $ 2,823,727,286 Bonded Debt Limit(15%of Assessed Value) $ 423,559,093 Amount of Debt Subject to Debt Limit Total Bonded Debt $ 19,695,000 Less CRA Tax Allocation Bonds 19,695,000 Amount of Debt Subject to Debt Limit: $ - Breakdown of General Property Tax Levy In accordance with the California State Constitution as amended by Proposition 13 in 1978, property taxes are limited to$1 per$100 of valuation unless additional levies are approved by the general electorate. Most local public agencies receive a share of the"general levy" ($1 per$100 of valuation) in accordance with State statutes. The following is a breakdown of the proportional shares of the"General Levy": Moorpark Unified School District 33.50% County of Ventura General Fund 17.20% Fire Protection District 15.10% E.R.A.F 93-94 Shift 8.80% City of Moorpark 7.40% Education Revenue Augmentation 5.50% Ventura Community College 5.80% Ventura Co. Superintendent of Schools 2.60% County Library 1.67% County Flood Zone#3 1.26% Calleguas Municipal Water 0.90% Ventura County Flood Control Admin 0.26% Ventura College Child Care 0.03% Total 100.00% Source: City of Moorpark, Ventura County Assessor, and HdL Coren&Cone 86 CITY OF MOORPARK CITY POPULATION LAST TEN YEARS Percent Year Population Change 1995 27,099 -0.3% 1996 27,752 2.4% 1997 28,377 2.3% 1998 29,300 3.3% 1999 29,589 1.0% 2000 29,727 0.5% 2001 32,150 8.2% 2002 33,760 5.0% 2003 34,529 2.3% 2004 34,933 1.2% Source: City of Moorpark and State Department of Finance 87 CITY OF MOORPARK BUILDING PERMIT VALUATION LAST TEN FISCAL YEARS Number Number Fiscal Residential of Commercial of Total Permit Year Valuation Permits Valuation Permits Valuation 1995 55,828,983 250 2,575,542 37 58,404,525 1996 45,807,776 443 6,869,232 65 52,677,008 1997 24,274,609 364 27,460,489 85 51,735,098 1998 6,331,779 258 18,950,107 131 25,281,886 1999 3,112,703 213 6,538,260 90 9,650,963 2000 45,298,666 386 9,786,014 59 55,084,680 2001 76,864,038 581 7,046,028 69 83,910,066 2002 76,284,366 667 4,058,411 101 80,342,777 2003 77,147,429 1,570 44,831,413 316 121,978,843 2004 47,957,391 1,024 7,036,134 152 54,993,525 Source: City of Moorpark 88 CITY OF MOORPARK '�tr LARGEST PROPERTY OWNERS PER ASSESSED VALUATION 2003 Assessed Value of Property Owner Property Autosafe Airbag Limited Partnership $ 75,562,789 Toll California Limited Partnership 45,749,526 Kavlico Corporation 26,728,100 Zelman Moorpark LLC 24,047,542 G S Partnership 19,363,532 Mission Bell Plaza Phase I&II 19,269,089 Calabasas BCD Inc. 18,568,249 James Birkenshaw, Et Al 18,200,526 Majestic Court Properties LLC 17,810,338 Capital Pacific Security Trust 15,146,318 Source: Hdl Coren&Cone and Ventura County Assessor 89 CITY OF MOORPARK MISCELLANEOUS STATISTICS Year of Incorporation: 1983 Parks&Recreation: Number of Parks 15 Form of Government: Council-Manager Park Acreage 160 acres General Law City Most Recent Population Estimate: 34,933 Education(Number of Schools): High Schools 3 Registered Voters: 16,750 Middle Schools 2 Elementary Schools 6 City Employees: 102 Number of Community Facilities Fire Protection: City Civic Buildings 1 Number of Stations: 2 Libraries 1 Number of Firefighters: 7 Community Centers 2 Senior Centers 1 Police Protection: Gym 1 Number of Stations: 1 Activity Rooms for Rentals 4 Number of Police Officers: 21 Number of Support Personnel: 2 90