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HomeMy WebLinkAboutAGENDA REPORT 1994 0601 CC REG ITEM 08ZTO: FROM: DATE: RE: CITY OF MOORPARK AGENDA REPORT Honorable City Council { Richard Hare, Deputy City Man It- May 24, 1994 (CC Mtg. 6/,1/94) Background ITT A Consider Appropriation for Retrospective Deposit for General and Auto Liability Program Since October 1989, the City of Moorpark has participated with other cities in the Southern California Joint Powers Insurance Authority (Authority) general liability and auto liability self - insurance pool. As a member of the pool the City places deposits in a self- insurance fund with the Authority. As claims are administered and closed, the costs are paid from the self - insurance fund. The amount to be placed in the fund is determined each year by the Executive Committee after review of loss information, consultation with actuaries, and comment by the standing committees of City Managers and Finance Directors. The City is then required to pay Primary Pool and Excess Pool Deposits. These deposits for FY 1993/94 were $102,498. If at the end of the year the experience of the member city is greater than what was originally estimated, then a Retro (retrospective) Deposit: is requested, and is due June 30. In the City of Moorpark's case a retrospective deposit of $177,889 is requested. This deposit will be held in our account to pay costs for administration or closing of claims. Funds not expended will be returned to the City in the form of a refund. Since 1989, the City has received one refund (,f $10,_177. The original contributions of the City to the general and auto liability fund were much less than they are today (see exhibit "A"). The Authority has expanded the excess coverage to member cities from 10 to 20 million dollars, and is moving in the direction of fully funding the pool. This has caused the increase in requested deposits. Primary Pool and Excess Pool Deposits totalling $168,630 will be due for the FV 1994/95 in July. The number of claims against the City have also risen since we joined the Authority. The annual average was 8.6 claims per year as compared to our current annual average of 11.1 claims per year. This is based on a total of 28 filed claims when we were under commercial carriers and 64 claims filed since we have been a member of the Authority. Our annual premium ,pit }a commercial coverage was $85,000 per year. This was a premium and once paid was lost. Our average deposits with the Authority have been $125,000 per year. As a deposit, that portion which is not paid out for expenses will be reserved for future years' losses or will be returned as refunds. Staff is requesting the transfer of $151,000 from undesignated and available fund balance of the noted funds per Exhibit "B" to add to the current appropriation of $26,889 to equal the required retrospective deposits of $377,889. Recommendation: (Roll Call Vote Required) Staff recommends the transfer of $151,000 from reserves of the various funds per Exhibit "B"; and the appropriation for the FY 1993/94 general and auto liability retrospective deposits of $177,889. Attachments C:AWPWIN60 \CC.REPARETRO.WPD Exhibit "A" FY SCJPIA $168,630 Primary and excess for 7/1/94 - 6/30/95 ($155,367 and 94 -95 $13,263 respectively, due 7/1/94) FY SCJPIA $177,889 General Liabilitv retrospective deposit adjust (Due 6/30/94) 93 -94 FY SCJPIA $102,498 Primary pool deposit for 7/1/93 - 6/30/94 (W- 20706; 7/7/93; 93 -94 excess pool suspended this year) FY SCJPIA ($10,177) Refund check # 1265 '; 6/11/93 93 -94 FY SCJPIA $33,029 Primary and excess pool deposits $27,900 and $5,129 92 -93 respectively; (W-178851-711/92) FY SCJPIA $93,034 General Liabilitv retrospective deposit (W- 17779; 6/24/92) 91 -92 Primary and excess pool deposits for 7/1/91 - 6/30/92 FY SCJPIA $35,913 91 -92 ($27,900 and $8,013 respectively; W- 15592; 7/1/91) FY SCJPIA $57,501 General liability, retrospective deposit adjustment (W- 15312; 90 -91 5/15/91) FY SCJPIA $36,208 Primary and excess pool deposits ($27,900 and $8,308 90 -91 respectively) FY SCJPIA $27,081 Primary and excess pool deposits ($20,868 and $6,213 89 -90 respectively) Total 721,606 CITY OF MOORPARK EXHIBIT E ALLOCATION OF SCJPIA GENERAL LIABILITY RESTROSPECTIVE DEPOSIT ADJUSTMENT COVERAGE PERIOD 7/1/93 TO 6/30/94 PER ORIGINAL ADOPTED BUDGET ALLOCATION OF TRANSFER EXCLUDING FUND 25 RETRO PREMIUM AMOUNT FUND DEPT. 1 117 26,683 25,000 148 35,573 33,000 170 35,578 19,500 3 142 44,473 40,500 41 131 35,578 33,000 177,889 151,300 177,889 C: \123 \REPORT94 \INSALLOC.WK1